What kind of home is Banks House, Flat 1, HG3 4EL?

Banks House, Flat 1, HG3 4EL is a 1-bedroom end-of-terrace house.

What did Banks House, Flat 1, HG3 4EL sell for?

Banks House, Flat 1, HG3 4EL last sold for £135,000 in December 2023, around 3 years ago. Before that, it sold for £128,000 in July 2019, so prices have been rising over 4 years on record. Source: HM Land Registry.

What is the price history for Banks House, Flat 1, HG3 4EL?

Across 2 sales between July 2019 and December 2023, Banks House, Flat 1, HG3 4EL rose from £128,000 to £135,000, a change of £7,000. That works out to roughly +1.2% per year compounded over 4 years. Source: HM Land Registry.

How energy efficient is Banks House, Flat 1, HG3 4EL?

The current EPC rating for Banks House, Flat 1, HG3 4EL is C with a score of 78 out of 100, lodged in February 2019. Source: EPC Register.

How big is Banks House, Flat 1, HG3 4EL?

Banks House, Flat 1, HG3 4EL has a recorded floor area of 40 m² (431 sq ft), around 40 m² per bedroom. That makes it about 46% smaller than the median EPC-recorded property in HG3 4EL. Source: EPC Register.

What heating system does Banks House, Flat 1, HG3 4EL use?

The latest EPC at Banks House, Flat 1, HG3 4EL records electricity: electricity, unspecified tariff as the main heating fuel. Source: EPC Register.

What is the council tax band for Banks House, Flat 1, HG3 4EL?

Banks House, Flat 1, HG3 4EL is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is Banks House, Flat 1, HG3 4EL in?

Banks House, Flat 1, HG3 4EL sits in Dacre Banks, Harrogate, Harrogate. It falls within the HG3 postcode district in North Yorkshire.

What is crime like near Banks House, Flat 1, HG3 4EL?

Police records around Banks House, Flat 1, HG3 4EL show an average of 81 reported crimes per month over the last 15 months. Violent crime makes up roughly 44% of reports, the most common category. The overall trend is falling (16% versus the prior period). Source: Police UK.

What schools are near Banks House, Flat 1, HG3 4EL?

The closest primary school to Banks House, Flat 1, HG3 4EL is Summerbridge Primary School (715m), one of 2 primaries within walking distance.

How well connected is Banks House, Flat 1, HG3 4EL?

The closest bus stop to Banks House, Flat 1, HG3 4EL is Medical Centre, 76m away. In total there are 30 bus stops within the surrounding area.

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Banks House, Flat 1, Dacre Banks, Harrogate, HG3 4EL

Estimated value

£139,000

Since the 2023 sale (£135,000)+3%
Against HG3 4EL's recent median (£165,000)-16%

Newest record on this page: December 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

End terrace

Floor ground floor

Bedroom

Bathroom

Floor area

40 m²

431 sq ft

Energy rating

Score 78

Council tax

Band A

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£139,000

Against its 2023 sale (£135,000)+3%
Against HG3 4EL's recent median (£165,000)-16%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Banks House is modelled from its 40 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in HG3 4EL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
40 m² from the EPC lodged in February 2019
Sales of this home
2 sales recorded, the latest in 2023
Recent sales in HG3 4EL
5 sales, median £165,000 (2022–2018)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: December 2023	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

15 December 2023Most recent
£135,000
+5.5%over 4 years
4 July 2019
£128,000

Median price across the last 5 sales in HG3 4EL: £165,000 (2022–2018).

Nearby sales in HG3 4EL

Risks

What this page doesn't show

1 potential issue has already been flagged for Banks House, Flat 1, Dacre Banks, Harrogate, HG3 4EL. The detail, evidence and what to ask about it are in the Risks Report.

Larger development activity nearbyIn report
Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About Banks House

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Banks House is a one-bedroom end-of-terrace house in Dacre Banks, Harrogate, Harrogate (HG3 4EL). It has a recorded floor area of 40 m² (around 431 sq ft), construction records dating it to 1983-1990 and council tax band A. The latest certificate (February 2019) shows a C (score 78), near the top of the C band. The rating has held steady at C across 2 certificates since July 2009. Between certificates, wall efficiency went from Good to Very Good, window efficiency went from Very Poor to Very Good and lighting went from Average to Very Good; while hot-water efficiency dropped from Good to Very Poor and main heating dropped from Good to Average. Main heating runs on electricity: electricity, unspecified tariff. Other recorded features include outbuildings.

Across 2019–2023, sale prices on this property compounded at 1.2% per year. On a £-per-square-foot basis, the last sale (£314/sq ft) was about 68.8% above the typical sold price in the postcode. Sold December 2023 for £135,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms1
Bathrooms1
Open-plan layoutYes

Outside

Private gardenYes
OutbuildingsYes

Before you decide

Everything you need to know about Banks House

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Feb 2019

EPC Rating

C78

Main Heating

Electric & Gas

Main Fuel

Electric

Hot Water

Very Poor

Windows

Very Good

CO2 Emissions

2.1 t/year

Occupancy

—

Certificate validity

Valid until 1 February 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Feb 2019from Jul 2009

Main Fuel

GasElectric

Changed to a more efficient fuel source

Hot Water

Main SystemInstantaneous

Hot water system changed

Windows

Partial DoubleHigh Performance

High performance glazing installed

Wall Insulation

Insulated StoneInsulated Cavity

Wall insulation upgraded

Low Energy Lighting

40%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Banks House, Flat 1, Dacre Banks, Harrogate, HG3 4EL, sourced from the PlanIt planning register.

Banks House has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Harrogate district page.

Full Harrogate report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

81/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Medical Centre — bus stop.

Closest school

0.7 km

Summerbridge Primary School. 2 schools nearby.

Nearest schools

Summerbridge Primary SchoolPrimary715m
Darley Primary SchoolPrimary2.8km

Nearest stops

Medical CentreBus stop76m
School LaneBus stop311m
Church AvenueBus stop348m
Church AvenueBus stop376m

Most reported crime locally

Violence & Sexual Offences537 reports44%
Anti-social Behaviour201 reports17%
Other Theft76 reports6%
Burglary74 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HG3 4EL from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

42.9dB

Low

Night-time road noise heatmap for HG3 4EL

Night-time· 23:00 – 07:00

37.0dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Late 20th centuryGround Floor FlatEPC CPermanent outbuildings

Because the property has permanent outbuildings, we believe a Level 3 building survey should be considered.

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Comparables

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for Banks House is modelled from its 40 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in HG3 4EL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Banks House. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Banks House was lodged in February 2019 at band C and is valid until February 2029. 2 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to Banks House. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 2 schools and 30 stops listed are measured in a straight line from HG3 4EL, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: Banks House is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Banks House, Flat 1, Dacre Banks, Harrogate, HG3 4EL. Each answer is also embedded as structured data for search engines.

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Banks House, Flat 1, Dacre Banks, Harrogate, HG3 4EL

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in HG3 4EL

Inside

Outside

Everything you need to know about Banks House

EPC Rating

Property Improvements

Nearest schools

Nearest stops

Most reported crime locally

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