What to do if a lender downvalues a property you're buying
A lender downvaluation can feel like a deal-breaker, but it isn’t always. This guide explains why downvaluations happen and what your real options are.
Blog
How to read a house survey report (what actually matters)
Survey reports are long, cautious, and easy to misread. This guide explains what actually matters, and what doesn’t, so you can make a calm, informed decision.
Why estate agents and mortgage lenders value properties differently
Estate agents and mortgage lenders value homes differently. Here’s why downvaluations happen — and what to do if your lender values lower than your offer.
How to choose a surveyor when buying a home
Choosing the right surveyor helps you understand risks, repair costs, and whether a property is really worth the price you’re paying.
Ways to raise capital for home improvements
Upgrading your home without draining your savings? Here are the safest and most realistic ways to raise capital for home improvements in 2025.
EPC scale explained: A–G bands and what they mean
EPC ratings run from A to G and show how energy-efficient a home is. Here’s what each band means, how SAP scores map to them, and why they matter when buying.
RICS surveys explained: which level do you actually need?
RICS surveys help you understand a property’s true condition before you buy. Here’s what each survey level includes and how to choose the right one.
What are property searches?
Property searches reveal legal, environmental and planning risks before you buy. Here’s what they cover, how long they take, and why they matter.
The Great British Insulation Scheme: your last chance to apply before funding ends
A clear guide to the energy suppliers who deliver the Great British Insulation Scheme, with contact details to help you start your application quickly.