What is an EPC rating?
Learn what an EPC rating means, how the A–G scale works, and why it affects your home’s comfort, running costs, and resale value.
Blog
Self-Employed Mortgages: How They Work and What Lenders Actually Look For
Self-employed? Getting a mortgage isn’t harder, it’s just more paperwork. Here’s how lenders assess your income and what strengthens your application.
Mortgage Valuations Explained: What They Are, How They Work, and What Buyers Should Expect
A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.
How Your Credit Score Affects Your Mortgage (and What You Can Do About It)
Understand how your credit score impacts mortgage rates, borrowing limits, and your chances of approval, with steps to improve your file.
Mortgage Deposits Explained
A clear guide to mortgage deposits: what they are, how much you need, and why they matter when buying a home in the UK.
Mortgage Jargon: A Practical Glossary (The Terms That Actually Matter)
A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.
Standard Variable Rates (SVRs): What They Are and Why Most People Shouldn’t Be On One
This post explains SVRs, the expensive default rates lenders put you on when a deal ends.
Finding a Surveyor: What They Do and When You'll Need One
Learn what surveyors do, when you need one, and how to choose the right type; from homebuyer reports to snagging surveys, before buying or selling
How to Choose a Conveyancer (Without Slowing Down Your Purchase)
Choosing the right conveyancer keeps your purchase moving. Here’s how to compare fees, spot red flags, and find someone who’ll communicate clearly.