What Is a Passivhaus? A Plain-English Guide for UK Homeowners
A Passivhaus is a home that barely needs heating, even in the middle of winter. Here's what the standard means, what it costs and why it matters for homeowners.
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Understanding the Mortgage Market Amidst Turmoil
Mortgage rates are currently moving fast. Broker Michael Lawlor explains what’s driving changes, why deals fall through, and how to avoid getting caught out.
What Does an EPC Assessor Do?
An EPC assessor visits your property and records how it's built and heated to produce an energy rating from A to G. Here's what they inspect.
Stamp Duty for First-Time Buyers: What You'll Pay in 2026
First-time buyers pay no stamp duty on the first £300,000. But the rules changed in April 2025 and many buyers are still working from outdated figures.
How to Choose an Estate Agent: A Seller's Guide
Most sellers pick the agent who gives the highest valuation. That's usually a mistake. Here's how to choose an estate agent based on evidence, not promises.
How Much Deposit Do You Need to Buy a House?
Most lenders need at least 5% deposit. But the amount you put down affects your rates, your monthly payments, and the total cost of your mortgage over time.
Party Wall Agreements: What Buyers Need to Know
If your property shares a wall with a neighbour, there are rules about what work can be done to it. Here's what buyers need to know about party wall agreements.
Your First Week as a Homeowner: 10 Things to Do Before You Settle In
You've got the keys. Before you start unpacking, there are a few things worth doing in the first few days that can save you time, money, or stress later on.
Mortgage in Principle Explained
A mortgage in principle shows how much a lender would likely offer you. It's not a guarantee, but estate agents expect one to take your offer seriously.