What Documents You Need for a Mortgage (and When to Prepare Them)
The documents you need for a UK mortgage, when to prepare them, and how to avoid delays. A clear checklist for ID, income, bank statements and deposit evidence.
Blog
New Build Mortgages: What’s Different and How to Get Approved
New build mortgages work differently: bigger deposits, stricter criteria, and timing issues. Here’s how to navigate delays, valuations, and lender rules.
Mortgages in Retirement: What Your Options Really Look Like
Mortgages in retirement are possible. Here’s how lenders assess income, what products exist, and how to find the right adviser for later-life borrowing.
Mortgage Affordability: How Lenders Decide What You Can Borrow
Understand how mortgage affordability works, why lenders differ, and the steps that can help you borrow more safely.
7 Practical Ways to Build a Mortgage Deposit
Practical, proven ways to build a mortgage deposit faster: from LISAs to debt reduction, income boosts, and saving strategies that actually work.
Mortgage Offers: How Long They Last, What Can Go Wrong
Mortgage offers usually last 3–6 months. Here’s what can delay things, what happens if rates change, and how to avoid your offer expiring.
The Process of Getting a Mortgage for Home Buyers
A clear, step-by-step guide to getting a mortgage; from first chat with an adviser to collecting the keys on completion day.
What Does a Conveyancer Do and Why You’ll Need One
A conveyancer handles the legal side of buying or selling a home. Here’s what they do, why you need one, and how to find someone you can trust.
How to Find a Mortgage Adviser Who’s Actually on Your Side
How to find a mortgage adviser who’s genuinely on your side.