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Banks House, Flat 2, Dacre Banks, Harrogate, HG3 4EL

3 sales on record

Estimated value

£189,000

  • Since the 2022 sale (£165,000)+15%
  • Against HG3 4EL's recent median (£200,000)-5%

Newest record on this page: December 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor 1st
Habitable rooms
3
From EPC
Floor area
80 m²
861 sq ft
Energy rating
C
Score 80
Council tax
Band B
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£189,000

  • Against its 2022 sale (£165,000)+15%
  • Against HG3 4EL's recent median (£200,000)-5%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Banks House is modelled from its 80 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in HG3 4EL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    80 m² from the EPC lodged in May 2018

  • Sales of this home

    3 sales recorded, the latest in 2022

  • Recent sales in HG3 4EL

    5 sales, median £200,000 (2023–2016)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: December 2023Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Banks House changed hands twice within eighteen months — unusual for the area.

Sales timeline

  1. 22 September 2022Most recent

    £165,000

    +33.6%over 10 months

  2. 3 December 2021

    £123,500

    -22.8%

  3. 28 June 2021

    £160,000

Median price across the last 5 sales in HG3 4EL: £200,000 (2023–2016).

Risks

What this page doesn't show

2 potential issues have already been flagged for Banks House, Flat 2, Dacre Banks, Harrogate, HG3 4EL. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Recent ownership pattern worth a lookIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Banks House

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Banks House is a mid-terrace house in Dacre Banks, Harrogate, Harrogate (HG3 4EL). It has a recorded floor area of 80 m² (around 861 sq ft), construction records dating it to 1900-1929 and council tax band B. The latest certificate (May 2018) shows a C (score 80), near the top of the C band. When first surveyed in September 2008 the rating was D, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Good, roof efficiency went from Very Poor to Good and window efficiency went from Poor to Good; while hot-water efficiency dropped from Very Good to Good and main heating dropped from Very Good to Good.

Across 2021–2022, sale prices on this property compounded at 2.5% per year. Today's modelled estimate of £189,000 is 14.5% above the 2022 sale price. Most recent transfer: September 2022 at £165,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about Banks House

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearbyRecent ownership pattern worth a look

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 3)
May 2018

EPC Rating

A
B
C
C80
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
1.9 t/year
Occupancy
—

Certificate validity

Valid until 18 May 2028

1 year remaining

Property Improvements

Changes detected from historical EPC data

Jan 2009from Sept 2008
EPC improved fromD59toC78
Hot Water
Very GoodGood

Hot water efficiency decreased

Windows
PoorAverage

Window efficiency improved

Wall Insulation
Uninsulated StoneInsulated Stone

Wall insulation upgraded

Roof
Very PoorGood

Roof insulation improved

Low Energy Lighting
0%60%

More low energy lighting installed

May 2018from Jan 2009
Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting
60%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Banks House, Flat 2, Dacre Banks, Harrogate, HG3 4EL, sourced from the PlanIt planning register.

Banks House has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Harrogate district page.
Full Harrogate report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

81/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Medical Centre — bus stop.

Closest school

0.7 km

Summerbridge Primary School. 2 schools nearby.

Nearest schools

  • Summerbridge Primary SchoolPrimary715m
  • Darley Primary SchoolPrimary2.8km

Nearest stops

  • Medical CentreBus stop76m
  • School LaneBus stop311m
  • Church AvenueBus stop348m
  • Church AvenueBus stop376m

Most reported crime locally

  • Violence & Sexual Offences537 reports44%
  • Anti-social Behaviour201 reports17%
  • Other Theft76 reports6%
  • Burglary74 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HG3 4EL from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for HG3 4EL

Daytime· 07:00 – 23:00

42.9dB

Low
Night-time road noise heatmap for HG3 4EL

Night-time· 23:00 – 07:00

37.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£200k

Weeton House, Flat 3, Dacre Banks

HG3 4ED

Flat
£233k

Weeton House, Flat 4, Dacre Banks

HG3 4ED

Flat2 bed
£153k

The Clock Tower, Flat 4, New York Industrial Estate, Summerbridge

HG3 4LA

Flat
£142k

The Clock Tower, Flat 5, New York Industrial Estate, Summerbridge

HG3 4LA

Flat
£139k

Banks House, Flat 1, Dacre Banks

HG3 4EL

Flat1 bed1 bath
£139k

The Clock Tower, Flat 2, New York Industrial Estate, Summerbridge

HG3 4LA

Flat2 bed
£133k

The Clock Tower, Flat 3, New York Industrial Estate, Summerbridge

HG3 4LA

Flat2 bed1 bath
£131k

The Clock Tower, Flat 6, New York Industrial Estate, Summerbridge

HG3 4LA

Flat2 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Banks House is modelled from its 80 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in HG3 4EL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for Banks House. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Banks House was lodged in May 2018 at band C and is valid until May 2028. 3 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Banks House. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 2 schools and 30 stops listed are measured in a straight line from HG3 4EL, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Banks House is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Banks House, Flat 2, Dacre Banks, Harrogate, HG3 4EL. Each answer is also embedded as structured data for search engines.

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