4 High Gables, Loughton, IG10 4EZ

4 High Gables is a three-bedroom semi-detached house in Loughton (IG10 4EZ). It has a recorded floor area of 78 m² (around 840 sq ft), construction records dating it to 1976-1982 and council tax band E. The latest certificate (March 2019) shows an E (score 48), well below the UK norm with real room to improve. The rating has held steady at E across 2 certificates since March 2009. Between certificates, wall efficiency went from Poor to Average and lighting went from Poor to Average; while window efficiency dropped from Good to Average and hot-water efficiency dropped from Good to Poor. The recommended improvements would lift it to B (score 88), a 3-band jump.

Held since March 2007 — that's 19 years off the open market, well above the local norm. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Across 1999–2007, sale prices on this property compounded at 15.3% per year. Today's modelled estimate of £661,000 sits 78.6% above the 2007 sale of £370,000. On a £-per-square-foot basis, the last sale (£441/sq ft) was about 20.5% above the typical sold price in the postcode.