What kind of home is 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

1 Lower Belle View Cottage, Smarts Lane, IG10 4BW is a 2-bedroom end-of-terrace house.

What was the last sold price for 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

1 Lower Belle View Cottage, Smarts Lane, IG10 4BW last sold for £465,000 in January 2016, around 11 years ago. Before that, it sold for £155,000 in October 2003, so prices have been rising over 12 years on record. Source: HM Land Registry.

How has the value of 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW changed over time?

Across 2 sales between October 2003 and January 2016, 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW rose from £155,000 to £465,000, a change of £310,000. That works out to roughly +9.4% per year compounded over 12 years. Source: HM Land Registry.

What is the EPC rating for 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

The current EPC rating for 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW is D with a score of 55 out of 100, lodged in October 2015. The assessor estimates the property could reach a C. Source: EPC Register.

How big is 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

1 Lower Belle View Cottage, Smarts Lane, IG10 4BW has a recorded floor area of 80 m² (861 sq ft), around 40 m² per bedroom. Source: EPC Register.

What heating system does 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW use?

The latest EPC at 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

1 Lower Belle View Cottage, Smarts Lane, IG10 4BW is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW in?

1 Lower Belle View Cottage, Smarts Lane, IG10 4BW sits in Loughton. It falls within the IG10 postcode district in Essex.

How safe is the area around 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

Police records around 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW show an average of 222 reported crimes per month over the last 13 months. Violent crime makes up roughly 36% of reports, the most common category. The overall trend is falling (15% versus the prior period). Source: Police UK.

What schools are near 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

The closest primary school to 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW is Staples Road Primary School (420m), one of 10 primaries within walking distance. The closest secondary is Roding Valley High School (767m), with 3 secondaries in the surrounding area.

How well connected is 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW?

The closest bus stop to 1 Lower Belle View Cottage, Smarts Lane, IG10 4BW is Forest Road, 412m away. The nearest underground option is Loughton Underground Station, 906m away.

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1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW

Property type

End terrace

Bedrooms

Bathroom

Floor area

80 m²

861 sq ft

Energy rating

Score 55

Council tax

Band B

Tenure

Owner Occupied

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Overview

About 1 Lower Belle View Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Lower Belle View Cottage is a two-bedroom end-of-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 80 m² (around 861 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (October 2015) shows a D (score 55), a step below the typical UK home. The recommended improvements would push it to C (score 75). The latest certificate is from October 2015, so improvements made since then won't be reflected. Other recorded features include a loft.

11 years since the last transfer (January 2016). Across 2003–2016, sale prices on this property compounded at 9.4% per year. Today's modelled estimate of £589,000 is 26.7% above the 2016 sale price.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
LoftYes

Outside

Private gardenYes

Before you decide

Everything you need to know about 1 Lower Belle View Cottage

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 15 Oct 2025

Current Certificate

Oct 2015

EPC Rating

D55

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

4.7 t/year

Occupancy

Owner Occupied

Certificate validity

Expired on 15 October 2025

New assessment needed to sell or let

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,085 · Includes VAT

Planning

Planning history

Applications and permits filed against 1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW, sourced from the PlanIt planning register.

1 Lower Belle View Cottage has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has grown by over 3x since 2003.

Current estimate

£589,000

Modelled from EPC, postcode comparables and a sale-price growth of 9.4% per year over 12 years.

See how we calculated this

Last sold (2016)

£465,000

Growth on file: 9.4% per year over 12 years.

Sales timeline

29 January 2016Most recent
£465,000
+200.0%over 12 years
31 October 2003
£155,000

Median price across the last 5 sales in IG10 4BW: £620,000 (2026–2022).

Nearby sales in IG10 4BW

On the street

Versus other Smarts Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

1 Lower Belle View Cottage is notably below the street on price per m².

Price per m²

£5,813

Street avg £7,238

Strongly below

Floor Area

80 m²

Street avg 82 m²

Above

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

4.7 t/year

Street avg 3.4 t/year

Strongly below

Before you decide

Everything you need to know about 1 Lower Belle View Cottage

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£527k

1 High Gables

IG10 4EZ

2 bed

£515k

1 Lower Park Road

IG10 4NB

2 bed1 bath

£444k

1 Algers Mead

IG10 4NJ

2 bed1 bath

£351k

1 Grange Court, High Road

IG10 4QX

2 bed1 bath

£592k

1 Avenue Gate

IG10 4QN

3 bed2 bath

£343k

1 Algers Close

IG10 4NH

2 bed1 bath

£810k

1 Forest View Road

IG10 4DX

3 bed

£1.1m

1 Hillcrest Road

IG10 4QH

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.

Full Loughton report

Rail-style transport is unusually close for this postcode.

Crime

222/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Forest Road — bus stop.

Closest school

0.4 km

Staples Road Primary School. 13 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 4BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

47.9dB

Low

Night-time road noise heatmap for IG10 4BW

Night-time· 23:00 – 07:00

38.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW. Each answer is also embedded as structured data for search engines.