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1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW

Property type
End terrace
Bedrooms
2
Bathroom
1
Floor area
80 m²
861 sq ft
Energy rating
D
Score 55
Council tax
Band B
Tenure
Owner Occupied
Overview

About 1 Lower Belle View Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Lower Belle View Cottage is a two-bedroom end-of-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 80 m² (around 861 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (October 2015) shows a D (score 55), a step below the typical UK home. The recommended improvements would push it to C (score 75). The latest certificate is from October 2015, so improvements made since then won't be reflected. Other recorded features include a loft.

Across 2003–2016, sale prices on this property compounded at 9.4% per year. Today's modelled estimate of £584,000 is 25.6% above the 2016 sale price. On a £-per-square-foot basis, the last sale (£540/sq ft) was about 19.7% above the typical sold price in the postcode. 10 years since the last transfer (January 2016).

Before you offer

Know exactly what you're buying at 1 Lower Belle View Cottage

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
  • LoftYes

Outside

  • Private gardenYes
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 15 Oct 2025

EPC Rating

A
B
C
D
D55
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
4.7 t/year
Occupancy
Owner Occupied
Planning

Planning history

Applications and permits filed against 1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW, sourced from the PlanIt planning register.

1 Lower Belle View Cottage has no planning applications on record.

Notable planning nearby

2applications of note in the surrounding area

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has grown by over 3x since 2003.

Current estimate

£584,000

Modelled from EPC, postcode comparables and a sale-price growth of 9.4% per year over 12 years.

See how we calculated this
Last sold (2016)

£465,000

Growth on file: 9.4% per year over 12 years.

Sales timeline

  1. 29 January 2016Most recent

    £465,000

    +200.0%over 12 years

  2. 31 October 2003

    £155,000

Median price across the last 5 sales in IG10 4BW: £560,000 (2025–2022).

Before you offer

Everything we know about 1 Lower Belle View Cottage, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

  • Am I paying too much?
  • Is something wrong with it?
  • Is the agent's story true?
  • Will it hold its value?
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Preview of the full property report
On the street

Versus other Smarts Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

1 Lower Belle View Cottage is notably below the street on co₂ emissions.

Price per m²

£5,813

Street avg £6,917

Strongly below

Floor Area

80 m²

Street avg 82 m²

Above

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

4.7 t/year

Street avg 3.4 t/year

Strongly below
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£583k

1 High Gables

IG10 4EZ

2 bed
£535k

1 Lower Park Road

IG10 4NB

2 bed1 bath
£444k

1 Algers Mead

IG10 4NJ

2 bed1 bath
£365k

1 Algers Close

IG10 4NH

2 bed1 bath
£365k

1 Grange Court, High Road

IG10 4QX

2 bed1 bath
£653k

1 Avenue Gate

IG10 4QN

3 bed2 bath
£731k

1 Forest View Road

IG10 4DX

3 bed
£1.1m

1 Hillcrest Road

IG10 4QH

3 bed1 bath
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.
Full Loughton report

Rail-style transport is unusually close for this postcode.

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.4 km

Forest Road — bus stop.

Closest school

0.4 km

Staples Road Primary School. 13 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 4BW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for IG10 4BW

Daytime· 07:00 – 23:00

47.9dB

Low
Night-time road noise heatmap for IG10 4BW

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW. Each answer is also embedded as structured data for search engines.