What kind of home is 187 Smarts Lane, IG10 4BW?

187 Smarts Lane, IG10 4BW is a 2-bedroom mid-terrace house.

What did 187 Smarts Lane, IG10 4BW sell for?

187 Smarts Lane, IG10 4BW last sold for £620,000 in January 2026. Before that, it sold for £286,500 in June 2011, so prices have been rising over 15 years on record. Source: HM Land Registry.

How has the value of 187 Smarts Lane, IG10 4BW changed over time?

Across 2 sales between June 2011 and January 2026, 187 Smarts Lane, IG10 4BW rose from £286,500 to £620,000, a change of £333,500. That works out to roughly +5.4% per year compounded over 15 years. Source: HM Land Registry.

What is the EPC rating for 187 Smarts Lane, IG10 4BW?

The current EPC rating for 187 Smarts Lane, IG10 4BW is C with a score of 69 out of 100, lodged in August 2025. It has improved from a D recorded in September 2010. Source: EPC Register.

How big is 187 Smarts Lane, IG10 4BW?

187 Smarts Lane, IG10 4BW has a recorded floor area of 74 m² (797 sq ft), around 37 m² per bedroom. Source: EPC Register.

What heating system does 187 Smarts Lane, IG10 4BW use?

The latest EPC at 187 Smarts Lane, IG10 4BW records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 187 Smarts Lane, IG10 4BW?

187 Smarts Lane, IG10 4BW is in council tax band D.

Which area is 187 Smarts Lane, IG10 4BW in?

187 Smarts Lane, IG10 4BW sits in Loughton. It falls within the IG10 postcode district in Essex.

Is 187 Smarts Lane, IG10 4BW in a safe area?

Police records around 187 Smarts Lane, IG10 4BW show an average of 222 reported crimes per month over the last 13 months. Violent crime makes up roughly 36% of reports, the most common category. The overall trend is falling (15% versus the prior period). Source: Police UK.

What schools are near 187 Smarts Lane, IG10 4BW?

The closest primary school to 187 Smarts Lane, IG10 4BW is Staples Road Primary School (420m), one of 10 primaries within walking distance. The closest secondary is Roding Valley High School (767m), with 3 secondaries in the surrounding area.

What is the nearest station to 187 Smarts Lane, IG10 4BW?

The closest bus stop to 187 Smarts Lane, IG10 4BW is Forest Road, 412m away. The nearest underground option is Loughton Underground Station, 906m away.

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187 Smarts Lane, Loughton, IG10 4BW

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

74 m²

797 sq ft

Energy rating

Score 69

Council tax

Band D

Tenure

Owner Occupied

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Overview

About 187 Smarts Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

187 Smarts Lane is a two-bedroom mid-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 74 m² (around 797 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (August 2025) shows a C (score 69), just inside the C band. When first surveyed in September 2010 the rating was D, the property has climbed 1 band since. Between certificates, window efficiency went from Very Poor to Average and lighting went from Average to Good. Period features are noted in the property record.

It changed hands recently, sold January 2026 for £620,000. Across 2011–2026, sale prices on this property compounded at 5.4% per year. On a £-per-square-foot basis, the last sale (£778/sq ft) was about 61.4% above the typical sold price in the postcode.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Utility roomYes

Outside

Private gardenRear
Summer houseYes

Building

Period featuresYes
RefurbishedYes

Before you decide

Everything you need to know about 187 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Aug 2025

EPC Rating

C69

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

2.6 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 21 August 2035

8 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2025from Sept 2010

EPC improved fromD68toC69

Heating Controls

Prog + StatFull

Heating controls upgraded for better temperature management

Windows

SingleFull Double

Single glazing replaced with double or better glazing

Low Energy Lighting

33%100%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,155 · Includes VAT

Planning

Planning history

Applications and permits filed against 187 Smarts Lane, Loughton, IG10 4BW, sourced from the PlanIt planning register.

187 Smarts Lane has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has at least doubled since 2011.

Current estimate

£605,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.4% per year over 15 years.

See how we calculated this

Last sold (2026)

£620,000

Growth on file: 5.4% per year over 15 years.

Sales timeline

22 January 2026Most recent
£620,000
+116.4%over 14 years
20 June 2011
£286,500

Median price across the last 5 sales in IG10 4BW: £560,000 (2025–2022).

Nearby sales in IG10 4BW

On the street

Versus other Smarts Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

187 Smarts Lane is notably below the street on years held.

Price per m²

£8,378

Street avg £7,055

Strongly above

Floor Area

74 m²

Street avg 83 m²

On par

Habitable Rooms

3 rooms

Street avg 4 rooms

Strongly below

CO₂ Emissions

2.6 t/year

Street avg 3.5 t/year

Strongly above

Before you decide

Everything you need to know about 187 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£589k

1 Lower Belle View Cottage, Smarts Lane

IG10 4BW

2 bed1 bath

£527k

1 High Gables

IG10 4EZ

2 bed

£515k

1 Lower Park Road

IG10 4NB

2 bed1 bath

£444k

1 Algers Mead

IG10 4NJ

2 bed1 bath

£351k

1 Grange Court, High Road

IG10 4QX

2 bed1 bath

£592k

1 Avenue Gate

IG10 4QN

3 bed2 bath

£343k

1 Algers Close

IG10 4NH

2 bed1 bath

£810k

1 Forest View Road

IG10 4DX

3 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.

Full Loughton report

Rail-style transport is unusually close for this postcode.

Crime

222/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Forest Road — bus stop.

Closest school

0.4 km

Staples Road Primary School. 13 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 4BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

47.9dB

Low

Night-time road noise heatmap for IG10 4BW

Night-time· 23:00 – 07:00

38.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 187 Smarts Lane, Loughton, IG10 4BW. Each answer is also embedded as structured data for search engines.