What type of property is 197 Smarts Lane, IG10 4BW?

197 Smarts Lane, IG10 4BW is a 2-bedroom end-of-terrace house.

When did 197 Smarts Lane, IG10 4BW last change hands?

197 Smarts Lane, IG10 4BW last sold for £560,000 in June 2025, around 1 years ago. Land Registry has 3 sales on record going back to £290,000 in June 2011. Source: HM Land Registry.

What is the price history for 197 Smarts Lane, IG10 4BW?

Across 3 sales between June 2011 and June 2025, 197 Smarts Lane, IG10 4BW rose from £290,000 to £560,000, a change of £270,000. That works out to roughly +4.8% per year compounded over 14 years. Source: HM Land Registry.

What energy rating does 197 Smarts Lane, IG10 4BW have?

The current EPC rating for 197 Smarts Lane, IG10 4BW is C with a score of 70 out of 100, lodged in December 2024. It has improved from a E recorded in March 2010 (2 bands). The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 197 Smarts Lane, IG10 4BW?

197 Smarts Lane, IG10 4BW has a recorded floor area of 74 m² (797 sq ft), around 37 m² per bedroom. Source: EPC Register.

How is 197 Smarts Lane, IG10 4BW heated?

The latest EPC at 197 Smarts Lane, IG10 4BW records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 197 Smarts Lane, IG10 4BW?

197 Smarts Lane, IG10 4BW is in council tax band E.

Where is 197 Smarts Lane, IG10 4BW located?

197 Smarts Lane, IG10 4BW sits in Loughton. It falls within the IG10 postcode district in Essex.

What is crime like near 197 Smarts Lane, IG10 4BW?

Police records around 197 Smarts Lane, IG10 4BW show an average of 222 reported crimes per month over the last 13 months. Violent crime makes up roughly 36% of reports, the most common category. The overall trend is falling (15% versus the prior period). Source: Police UK.

Which schools serve 197 Smarts Lane, IG10 4BW?

The closest primary school to 197 Smarts Lane, IG10 4BW is Staples Road Primary School (420m), one of 10 primaries within walking distance. The closest secondary is Roding Valley High School (767m), with 3 secondaries in the surrounding area.

What is the nearest station to 197 Smarts Lane, IG10 4BW?

The closest bus stop to 197 Smarts Lane, IG10 4BW is Forest Road, 412m away. The nearest underground option is Loughton Underground Station, 906m away.

Calculators

Featured

UK House Price Map

30 years of UK sold prices mapped by postcode district.

Postcode-level detail
Compare areas side by side

Open the map

197 Smarts Lane, Loughton, IG10 4BW

3 sales on record

Property type

End terrace

Bedrooms

Bathrooms

Floor area

74 m²

797 sq ft

Energy rating

Score 70

Council tax

Band E

Tenure

Owner Occupied

Get directions

Overview

About 197 Smarts Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

197 Smarts Lane is a two-bedroom end-of-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 74 m² (around 797 sq ft), construction records dating it to before 1900 and council tax band E. The latest certificate (December 2024) shows a C (score 70). When first surveyed in March 2010 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Good, roof efficiency went from Very Poor to Poor and window efficiency went from Average to Good. The recommended improvements would push it to B (score 86). Other recorded features include attached land beyond the plot. Period features are noted in the property record.

Most recent transfer was June 2025 at £560,000 — fresh data. Across 2011–2025, sale prices on this property compounded at 4.8% per year. On a £-per-square-foot basis, the last sale (£703/sq ft) was about 55.8% above the typical sold price in the postcode.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms2
Open-plan layoutYes
Dining roomYes
CloakroomYes

Outside

Private gardenRear
ParkingOff street
LandYes

Building

Central heatingYes
Period featuresYes

Before you decide

Everything you need to know about 197 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Dec 2024

EPC Rating

C70

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

2.7 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 17 December 2034

8 years remaining

Property Improvements

Changes detected from historical EPC data

Dec 2024from Mar 2010

EPC improved fromE54toC70

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Windows

AverageGood

Window efficiency improved

Walls

Very PoorGood

Wall insulation improved

Roof Insulation

UninsulatedPartial

Roof insulation improved

Low Energy Lighting

22%100%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC CPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,085 · Includes VAT

Planning

Planning history

Applications and permits filed against 197 Smarts Lane, Loughton, IG10 4BW, sourced from the PlanIt planning register.

197 Smarts Lane has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

197 Smarts Lane valuation sits well clear of the typical sold price in this postcode.

Current estimate

£582,000

Modelled from EPC, postcode comparables and a sale-price growth of 4.8% per year over 14 years.

See how we calculated this

Last sold (2025)

£560,000

Growth on file: 4.8% per year over 14 years.

Sales timeline

19 June 2025Most recent
£560,000
+12.0%over 9 years
4 December 2015
£500,000
+72.4%over 4 years
1 June 2011
£290,000

Median price across the last 5 sales in IG10 4BW: £620,000 (2026–2022).

Nearby sales in IG10 4BW

On the street

Versus other Smarts Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

Years Held for 197 Smarts Lane lags the street by a wide margin.

Price per m²

£7,568

Street avg £7,113

On par

Floor Area

74 m²

Street avg 83 m²

On par

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

2.7 t/year

Street avg 3.5 t/year

Strongly above

Before you decide

Everything you need to know about 197 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£589k

1 Lower Belle View Cottage, Smarts Lane

IG10 4BW

2 bed1 bath

£527k

1 High Gables

IG10 4EZ

2 bed

£515k

1 Lower Park Road

IG10 4NB

2 bed1 bath

£444k

1 Algers Mead

IG10 4NJ

2 bed1 bath

£351k

1 Grange Court, High Road

IG10 4QX

2 bed1 bath

£343k

1 Algers Close

IG10 4NH

2 bed1 bath

£592k

1 Avenue Gate

IG10 4QN

3 bed2 bath

£810k

1 Forest View Road

IG10 4DX

3 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.

Full Loughton report

Rail-style transport is unusually close for this postcode.

Crime

222/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Forest Road — bus stop.

Closest school

0.4 km

Staples Road Primary School. 13 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 4BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

47.9dB

Low

Night-time road noise heatmap for IG10 4BW

Night-time· 23:00 – 07:00

38.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 197 Smarts Lane, Loughton, IG10 4BW. Each answer is also embedded as structured data for search engines.