209 Smarts Lane, Loughton, IG10 4BW
About 209 Smarts Lane
209 Smarts Lane is a two-bedroom mid-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 62 m² (around 667 sq ft), construction records dating it to 1900-1929 and council tax band D. The latest certificate (May 2020) shows a D (score 64), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since August 2009. Between certificates, roof efficiency went from Very Poor to Good, window efficiency went from Very Poor to Average and lighting went from Very Poor to Very Good; while main heating dropped from Very Good to Good. The recommended improvements would lift it to B (score 85), a 2-band jump. Period features are noted in the property record.
Across 1997–2022, sale prices on this property compounded at 7.7% per year. On a £-per-square-foot basis, the last sale (£764/sq ft) was about 48.9% above the typical sold price in the postcode. At 62 m² it's 17.3% smaller than the typical home in the postcode (75 m² median across 15 EPCs). Last sale on file: £510,000 in August 2022. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
Know exactly what you're buying at 209 Smarts Lane
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms2
- Bathrooms1
- Dining roomYes
- CloakroomYes
Outside
- Private gardenYes
Building
- Heating systemGas
- Period featuresYes
- RefurbishedYes
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Rating
Property Improvements
Changes detected from historical EPC data
Heating controls changed
Single glazing replaced with double or better glazing
Loft insulation installed or upgraded to 250mm+
More low energy lighting installed
Planning history
209 Smarts Lane has no planning applications on record.
Notable planning nearby
2applications of note in the surrounding area
Sales history & valuation
209 Smarts Lane has more than quadrupled in price since its earliest registered sale in 1997.
£515,000
Modelled from EPC, postcode comparables and a sale-price growth of 7.7% per year over 25 years.
£510,000
Growth on file: 7.7% per year over 25 years.
Sales timeline
8 August 2022Most recent
£510,000
+238.9%over 23 years22 June 1999
£150,500
+25.4%over 1 year12 January 1998
£120,000
+50.0%5 August 1997
£80,000
Median price across the last 5 sales in IG10 4BW: £560,000 (2025–2021).
Nearby sales in IG10 4BW
197 Smarts Lane, Loughton, IG10 4BW
Sold Jun 2025
£560,000207 Smarts Lane, Loughton, IG10 4BW
Sold Jun 2025
£538,500189 Smarts Lane, Loughton, IG10 4BW
Sold Nov 2024
£689,0002 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW
Sold Aug 2021
£545,500201 Smarts Lane, Loughton, IG10 4BW
Sold Apr 2021
£534,000
Everything we know about 209 Smarts Lane, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
- Is the agent's story true?
- Will it hold its value?

Versus other Smarts Lane homes
209 Smarts Lane is notably below the street on floor area.
Price per m²
£8,226
Street avg £6,744
Floor Area
62 m²
Street avg 83 m²
Habitable Rooms
4 rooms
Street avg 4 rooms
CO₂ Emissions
2.8 t/year
Street avg 3.5 t/year
Similar properties nearby
1 Lower Park Road
IG10 4NB
1 High Gables
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1 Lower Belle View Cottage, Smarts Lane
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1 Algers Mead
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1 Algers Close
IG10 4NH
1 Grange Court, High Road
IG10 4QX
1 Avenue Gate
IG10 4QN
1 Forest View Road
IG10 4DX
The neighbourhood at a glance
Rail-style transport is unusually close for this postcode.
Crime
4/mo
Steady year-on-year across the wider district.
Nearest stop
0.4 km
Forest Road — bus stop.
Closest school
0.4 km
Staples Road Primary School. 13 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
47.9dB

Night-time· 23:00 – 07:00
38.2dB