2 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW

2 Lower Belle View Cottage is a three-bedroom mid-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 72 m² (around 775 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (March 2016) shows an E (score 53), well below the UK norm with real room to improve. The recommended improvements would lift it to B (score 81), a 3-band jump. The latest certificate is from March 2016, so improvements made since then won't be reflected.

On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Most recent transfer: August 2021 at £545,500. Across the public record there are 5 sales, relatively high churn for a single property. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend. Across 1999–2021, sale prices on this property compounded at 6.8% per year. Today's modelled estimate of £620,000 is 13.7% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£704/sq ft) was about 37.2% above the typical sold price in the postcode. One planning record on file: an extension refused in 2010.