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189 Smarts Lane, Loughton, IG10 4BW

3 sales on record
Property type
Mid terrace
Bedrooms
2
Bathroom
1
Floor area
86 m²
926 sq ft
Energy rating
C
Score 70
Council tax
Band D
Tenure
Owner Occupied
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Overview

About 189 Smarts Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

189 Smarts Lane is a two-bedroom mid-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 86 m² (around 926 sq ft), construction records dating it to before 1900 and council tax band D. The property has underfloor heating on record, all of which lower running costs and tend to lift resale appeal. Other recorded features include outbuildings. Period features are noted in the property record. The latest certificate (September 2017) shows a C (score 70). The recommended improvements would push it to B (score 85).

At 86 m² it's 16.2% larger than the typical home in the postcode (74 m² median across 15 EPCs). Across 2018–2024, sale prices on this property compounded at 5.6% per year. On a £-per-square-foot basis, the last sale (£744/sq ft) was about 65.4% above the typical sold price in the postcode. Sold November 2024 for £689,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
  • Utility roomYes
  • CloakroomYes

Outside

  • Private gardenYes
  • OutbuildingsYes

Building

  • Underfloor heatingYes
  • Period featuresYes
  • RefurbishedYes
Before you decide

Everything you need to know about 189 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate
Sept 2017

EPC Rating

A
B
C
C70
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
3.0 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 28 September 2027

1 year remaining
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildExtended multiple times (2+ extensions)Permanent outbuildings

Because the property was built before 1919, has been extended more than once, and has permanent outbuildings, we believe a Level 3 building survey should be considered.

From £1,155 · Includes VAT

Planning

Planning history

Applications and permits filed against 189 Smarts Lane, Loughton, IG10 4BW, sourced from the PlanIt planning register.

189 Smarts Lane has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

189 Smarts Lane saw 3 transfers in just over a decade — high turnover for the postcode.

Current estimate

£651,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.6% per year over 7 years.

See how we calculated this
Last sold (2024)

£689,000

Growth on file: 5.6% per year over 7 years.

Sales timeline

  1. 22 November 2024Most recent

    £689,000

    +0.6%over 2 years
  2. 27 September 2022

    £685,000

    +44.2%over 4 years
  3. 19 January 2018

    £475,000

Median price across the last 5 sales in IG10 4BW: £545,500 (2026–2021).

On the street

Versus other Smarts Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

189 Smarts Lane is notably below the street on habitable rooms.

Price per m²

£8,012

Street avg £7,081

Above

Floor Area

86 m²

Street avg 82 m²

Strongly above

Habitable Rooms

3 rooms

Street avg 4 rooms

Strongly below

CO₂ Emissions

3.0 t/year

Street avg 3.5 t/year

Above
Before you decide

Everything you need to know about 189 Smarts Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.

Rail-style transport is unusually close for this postcode.

Crime

222/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Forest Road — bus stop.

Closest school

0.4 km

Staples Road Primary School. 13 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 4BW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for IG10 4BW

Daytime· 07:00 – 23:00

47.9dB

Low
Night-time road noise heatmap for IG10 4BW

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 189 Smarts Lane, Loughton, IG10 4BW. Each answer is also embedded as structured data for search engines.