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98 Stonegate, Cowbit, Spalding, PE12 6AH

EPC B4 planning records

Estimated value

£391,000

  • Since the 2023 sale (£484,000)-19%
  • Against PE12 6AH's recent median (£261,000)+50%

Newest record on this page: May 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Floor area
250 m²
2691 sq ft
Energy rating
B
Score 82
Council tax
Band D
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£391,000

  • Against its 2023 sale (£484,000)-19%
  • Against PE12 6AH's recent median (£261,000)+50%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 98 Stonegate is modelled from its 250 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in PE12 6AH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    250 m² from the EPC lodged in March 2026

  • Sales of this home

    2 sales recorded, the latest in 2023

  • Recent sales in PE12 6AH

    5 sales, median £261,000 (2026–2024)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: May 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
Planning1 of 4 applicationsFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

98 Stonegate changed hands twice within eighteen months — unusual for the area.

Risks

What this page doesn't show

2 potential issues have already been flagged for 98 Stonegate, Cowbit, Spalding, PE12 6AH. The detail, evidence and what to ask about it are in the Risks Report.
  • Recent ownership pattern worth a lookIn report
  • Environmental risk flaggedIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 98 Stonegate

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

98 Stonegate is a detached house in Cowbit, Spalding, Spalding (PE12 6AH). It has a recorded floor area of 250 m² (around 2691 sq ft), construction records dating it to 2024 and council tax band D. The latest certificate (March 2026) returns a B (score 82), comfortably above the UK average. When first surveyed in February 2020 the rating was D, the property has climbed 2 bands since. Between certificates, wall efficiency went from Average to Very Good, roof efficiency went from Good to Very Good and window efficiency went from Average to Good; while hot-water efficiency dropped from Very Good to Average. Main heating runs on electricity: electricity, unspecified tariff. This certificate was lodged in the last six months, so the rating reflects current condition.

Across 2022–2023, sale prices on this property compounded at 19.9% per year. Today's modelled estimate of £391,000 is 19.2% below the 2023 sale of £484,000, running counter to the wider postcode trend, which makes the EPC and condition history especially worth a look. On a £-per-square-foot basis, the last sale (£180/sq ft) was about 26.8% above the typical sold price in the postcode. At 250 m² the property is well over the postcode median (123 m² across 47 EPCs), placing it in the larger end of the local stock. Its energy rating outperforms most of the postcode (better than 79% of similar EPCs). 4 planning records sit against the property, 0 approved, 0 refused. Most recent transfer: July 2023 at £484,000.

Before you decide

Everything you need to know about 98 Stonegate

The true value, the hidden risks and the full sale history, in one report.

Recent ownership pattern worth a lookEnvironmental risk flagged

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

98 Stonegate's carbon output is low for the local stock.

Current Certificate(1 of 2)
Mar 2026

EPC Rating

A
B
B82
C
D
E
F
G
Main Heating
Heat Pump
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
0.8 t/year
Occupancy
—

Certificate validity

Valid until 16 March 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Mar 2026from Feb 2020
EPC improved fromD66toB82
Heating System
Gas BoilerHeat Pump

Heat pump installed, significantly improving energy efficiency

Main Fuel
GasElectric

Changed to a more efficient fuel source

Heating Controls
FullFull Control

Heating controls upgraded for better temperature management

Hot Water
SolarMain System

Hot water system changed

Windows
Full DoubleHigh Performance

High performance glazing installed

Walls
AverageVery Good

Wall insulation improved

Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Floor Insulation
UninsulatedInsulated

Floor insulation added or improved

Low Energy Lighting
61%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 98 Stonegate, Cowbit, Spalding, PE12 6AH, sourced from the PlanIt planning register.

4 applications on record at 98 Stonegate, Cowbit, Spalding, PE12 6AH

0decisions2extensions45documents
  1. May 2013
    ExtensionFull
    Outcome in report

    Proposed extension, alterations to house and fence

    Documents
    7 docs on file
    Reference
    H01-0220-13
    Full record in report
  2. More recent applications — locked
  3. Change Of UseDecision
  4. Change Of UseDecision

+ 1 more application in the report

Unlock 98 Stonegate, Cowbit, Spalding, PE12 6AH's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn
  • All 4 applications on this property in full
  • The 45 documents, officer reports & conditions
  • What the pattern means for extending or converting here
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On the street

Versus other Stonegate homes

Four headline reads against 47 similar houses on this street, drawn from the latest EPC and Land Registry data.

98 Stonegate outperforms the street on co₂ emissions by a wide margin.

Price per m²

£1,936

Street avg £2,122

Below

Floor Area

250 m²

Street avg 120 m²

Strongly above

CO₂ Emissions

0.8 t/year

Street avg 4.3 t/year

Strongly above

Years Held

3 years

Street avg 9 years

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Spalding district page.

Crime

226/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Clarkson Avenue — bus stop.

Closest school

0.3 km

The Cowbit St Mary's Church of England Academy. 2 schools nearby.

Nearest schools

  • The Cowbit St Mary's Church of England AcademyPrimary331m
  • Weston Hills CofE Primary SchoolPrimary2.2km

Nearest stops

  • Clarkson AvenueBus stop176m
  • Demand Responsive AreaBus stop379m
  • ChurchBus stop380m
  • Ye Old Dun Cow PHBus stop453m

Most reported crime locally

  • Violence & Sexual Offences1,228 reports39%
  • Anti-social Behaviour690 reports22%
  • Criminal Damage & Arson276 reports9%
  • Other Theft220 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around PE12 6AH from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for PE12 6AH

Daytime· 07:00 – 23:00

50.5dB

Low
Night-time road noise heatmap for PE12 6AH

Night-time· 23:00 – 07:00

41.7dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

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21st centuryDetached HouseEPC B

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for 98 Stonegate is modelled from its 250 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in PE12 6AH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 98 Stonegate. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 98 Stonegate was lodged in March 2026 at band B and is valid until March 2036. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. 4 applications are matched to 98 Stonegate. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 13 stops listed are measured in a straight line from PE12 6AH, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
98 Stonegate is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 98 Stonegate, Cowbit, Spalding, PE12 6AH. Each answer is also embedded as structured data for search engines.

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