181 Smarts Lane, Loughton, IG10 4BW
About 181 Smarts Lane
181 Smarts Lane is a two-bedroom end-of-terrace house in Loughton (IG10 4BW). It has a recorded floor area of 67 m² (around 721 sq ft), construction records dating it to 1900-1929 and council tax band D. The latest certificate (October 2023) shows a D (score 60), on the cusp of jumping into the C band. When first surveyed in January 2014 the rating was E, the property has climbed 1 band since. Between certificates, hot-water efficiency went from Poor to Good. The recommended improvements would lift it to B (score 84), a 2-band jump.
Across 2014–2020, sale prices on this property compounded at 4.5% per year. On a £-per-square-foot basis, the last sale (£790/sq ft) was about 75.5% above the typical sold price in the postcode. Most recent transfer: May 2020 at £569,500.
Know exactly what you're buying at 181 Smarts Lane
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms2
- Bathrooms1
- Dining roomYes
Outside
- GarageYes
Building
- RefurbishedYes
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Rating
Property Improvements
Changes detected from historical EPC data
Hot water system upgraded
More low energy lighting installed
Planning history
181 Smarts Lane has no planning applications on record.
Notable planning nearby
2applications of note in the surrounding area
Sales history & valuation
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
£623,000
Modelled from EPC, postcode comparables and a sale-price growth of 4.5% per year over 6 years.
£569,500
Growth on file: 4.5% per year over 6 years.
Sales timeline
21 May 2020Most recent
£569,500
+30.9%over 6 years3 April 2014
£435,000
Median price across the last 5 sales in IG10 4BW: £560,000 (2025–2022).
Nearby sales in IG10 4BW
197 Smarts Lane, Loughton, IG10 4BW
Sold Jun 2025
£560,000207 Smarts Lane, Loughton, IG10 4BW
Sold Jun 2025
£538,500189 Smarts Lane, Loughton, IG10 4BW
Sold Nov 2024
£689,000209 Smarts Lane, Loughton, IG10 4BW
Sold Aug 2022
£510,0002 Lower Belle View Cottage, Smarts Lane, Loughton, IG10 4BW
Sold Aug 2021
£545,500
Everything we know about 181 Smarts Lane, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
- Is the agent's story true?
- Will it hold its value?

Versus other Smarts Lane homes
181 Smarts Lane outperforms the street on price per m² by a wide margin.
Price per m²
£8,500
Street avg £6,725
Floor Area
67 m²
Street avg 83 m²
Habitable Rooms
3 rooms
Street avg 4 rooms
CO₂ Emissions
3.6 t/year
Street avg 3.4 t/year
Similar properties nearby
1 Lower Belle View Cottage, Smarts Lane
IG10 4BW
1 High Gables
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1 Lower Park Road
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1 Algers Mead
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1 Algers Close
IG10 4NH
1 Grange Court, High Road
IG10 4QX
1 Avenue Gate
IG10 4QN
1 Forest View Road
IG10 4DX
The neighbourhood at a glance
Rail-style transport is unusually close for this postcode.
Crime
4/mo
Steady year-on-year across the wider district.
Nearest stop
0.4 km
Forest Road — bus stop.
Closest school
0.4 km
Staples Road Primary School. 13 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
47.9dB

Night-time· 23:00 – 07:00
38.2dB