45d, Finchley Road, Westcliff On Sea, SS0 8AD

45d is a one-bedroom end-of-terrace house in Westcliff On Sea (SS0 8AD). It has a recorded floor area of 40 m² (around 431 sq ft), construction records dating it to 1967-1975 and council tax band A. At 40 m² this is the 7th smallest of 44 units on EPC record in the building, where floor areas span 34–174 m². The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (43 versus a best of 74). The latest certificate (March 2020) shows an E (score 43), well below the UK norm with real room to improve. The rating has held steady at E across 2 certificates since February 2010. Between certificates, wall efficiency went from Very Poor to Poor and window efficiency went from Poor to Average; while hot-water efficiency dropped from Average to Poor. The recommended improvements would push it to D (score 68).

Held since November 1999 — that's 26 years off the open market, well above the local norm. Only one transfer is on record with HM Land Registry, suggesting it has stayed in the same hands for a long time. At 40 m² it sits well below the postcode median (69 m² across 43 EPCs), making it one of the more compact homes locally. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Today's modelled estimate of £146,000 sits 603.6% above the 1999 sale of £20,750. On a £-per-square-foot basis, the last sale (£48/sq ft) was about 68% below the postcode norm.