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20 Church Lane, Loughton, IG10 1PD

Listed building
Property type
Detached
Bedrooms
3
Bathroom
1
Floor area
112 m²
1206 sq ft
Energy rating
E
Score 40
Council tax
Band F
Tenure
Private Rental
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Overview

About 20 Church Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Church Lane is a three-bedroom detached house in Loughton (IG10 1PD). It has a recorded floor area of 112 m² (around 1206 sq ft), construction records dating it to before 1900 and council tax band F. It is a listed building, which means external alterations are tightly controlled but it may qualify for heritage tax reliefs. The latest certificate (June 2026) shows an E (score 40), well below the UK norm with real room to improve. The rating has held steady at E across 2 certificates since June 2016. Between certificates, lighting went from Poor to Average; while roof efficiency dropped from Good to Average. The recommended improvements would lift it to C (score 78), a 2-band jump. This certificate was lodged in the last six months, so the rating reflects current condition.

At 112 m² it sits well below the postcode median (171 m² across 17 EPCs), making it one of the more compact homes locally. Across 2002–2016, sale prices on this property compounded at 7.3% per year. Today's modelled estimate of £804,000 is 10.9% above the 2016 sale price. On a £-per-square-foot basis, the last sale (£601/sq ft) was about 41.9% above the typical sold price in the postcode. On the market in March 2016 and unlisted since — roughly 10 years.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1
  • Dining roomYes
  • CloakroomYes

Outside

  • ParkingOff street
  • Summer houseYes

Building

  • Listed buildingYes
Before you decide

Everything you need to know about 20 Church Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

20 Church Lane's carbon output runs well above what efficient homes in the postcode produce.

Current Certificate(1 of 2)
Jun 2026

EPC Rating

A
B
C
D
E
E40
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
8.7 t/year
Occupancy
Rented

Certificate validity

Valid until 17 June 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Jun 2026from Jun 2016
Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Low Energy Lighting
14%84%

More low energy lighting installed

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraDetached HouseEPC EPre-1919 buildListed buildingExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, is a listed building, and has been extended more than once, we believe a Level 3 building survey should be considered.

From £1,360 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Church Lane, Loughton, IG10 1PD, sourced from the PlanIt planning register.

20 Church Lane has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Church Lane has more than doubled in price since the earliest registered sale in 2002.

Current estimate

£804,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.3% per year over 14 years.

See how we calculated this
Last sold (2016)

£725,000

Growth on file: 7.3% per year over 14 years.

Sales timeline

  1. 28 March 2016Most recent

    £725,000

    +171.0%over 14 years
  2. 11 January 2002

    £267,500

Median price across the last 5 sales in IG10 1PD: £1,035,480 (2025–2023).

On the street

Versus other Church Lane homes

Four headline reads against 17 similar houses on this street, drawn from the latest EPC and Land Registry data.

20 Church Lane is notably below the street on epc rating.

Price per m²

£6,473

Street avg £5,146

Above

Floor Area

112 m²

Street avg 204 m²

Strongly below

Habitable Rooms

5 rooms

Street avg 7 rooms

Strongly below

CO₂ Emissions

8.7 t/year

Street avg 8.8 t/year

On par
Before you decide

Everything you need to know about 20 Church Lane

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Loughton district page.

Crime

222/mo

Falling year-on-year across the wider district.

Nearest stop

0.3 km

Church Close — bus stop.

Closest school

0.8 km

Staples Road Primary School. 10 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IG10 1PD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for IG10 1PD

Daytime· 07:00 – 23:00

50.5dB

Low
Night-time road noise heatmap for IG10 1PD

Night-time· 23:00 – 07:00

41.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Church Lane, Loughton, IG10 1PD. Each answer is also embedded as structured data for search engines.