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20 Bank Side, Hamstreet, Ashford, TN26 2EZ

Estimated value

£295,000

  • Since the 2014 sale (£195,000)+51%
  • Against TN26 2EZ's recent median (£320,000)-8%

Newest record on this page: December 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
71 m²
764 sq ft
Energy rating
C
Score 73
Council tax
Band C
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£295,000

  • Against its 2014 sale (£195,000)+51%
  • Against TN26 2EZ's recent median (£320,000)-8%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 20 Bank Side is modelled from its 71 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in TN26 2EZ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    71 m² from the EPC lodged in May 2014

  • Sales of this home

    1 sale recorded, the latest in 2014

  • Recent sales in TN26 2EZ

    5 sales, median £320,000 (2025–2023)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: December 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

20 Bank Side valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 3 November 2014Most recent

    £195,000

Median price across the last 5 sales in TN26 2EZ: £320,000 (2025–2023).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 20 Bank Side

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Bank Side is a three-bedroom mid-terrace house in Hamstreet, Ashford, Ashford (TN26 2EZ). It has a recorded floor area of 71 m² (around 764 sq ft), construction records dating it to 1983-1990 and council tax band C. The latest certificate (May 2014) shows a C (score 73). The recommended improvements would push it to B (score 90). Main heating runs on electricity. The latest certificate is from May 2014, so improvements made since then won't be reflected. The home occupies a cul-de-sac position.

Today's modelled estimate of £295,000 sits 51.3% above the 2014 sale of £195,000. At 71 m² it's 16.4% larger than the typical home in the postcode (61 m² median across 28 EPCs). Its energy rating outperforms most of the postcode (better than 86% of similar EPCs). Last sold in November 2014, so it's been off the market for around 12 years.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1

Outside

  • GarageYes
  • Cul-de-sacYes
Before you decide

Everything you need to know about 20 Bank Side

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

20 Bank Side's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 23 May 2024

Current Certificate
May 2014

EPC Rating

A
B
C
C73
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Average
CO2 Emissions
3.4 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 23 May 2024

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 20 Bank Side, Hamstreet, Ashford, TN26 2EZ, sourced from the PlanIt planning register.

20 Bank Side has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

On the street

Versus other Bank Side homes

Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.

EPC Rating for 20 Bank Side runs comfortably ahead of the street norm.

Price per m²

£2,746

Street avg £2,997

On par

Floor Area

71 m²

Street avg 66 m²

Above

Habitable Rooms

6 rooms

Street avg 4 rooms

Strongly above

CO₂ Emissions

3.4 t/year

Street avg 3.8 t/year

Above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Ashford district page.
Full Ashford report

Rail-style transport is unusually close for this postcode.

Crime

48/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

The Street — bus stop.

Closest school

0.3 km

Hamstreet Primary Academy. 1 school nearby.

Nearest schools

  • Hamstreet Primary AcademyPrimary321m

Nearest stops

  • The StreetBus stop55m
  • Ham Street Rail StationRailway station174m
  • Ham Street Railway StationBus stop246m
  • Ham Street Rail StationRailway station260m

Most reported crime locally

  • Violence & Sexual Offences300 reports42%
  • Anti-social Behaviour91 reports13%
  • Criminal Damage & Arson82 reports11%
  • Other Theft62 reports9%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around TN26 2EZ from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for TN26 2EZ

Daytime· 07:00 – 23:00

52.1dB

Low
Night-time road noise heatmap for TN26 2EZ

Night-time· 23:00 – 07:00

43.5dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Late 20th centuryMid-Terrace HouseEPC CNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£311k

1 Elmtree, Appledore

TN26 2DL

3 bed1 bath
£312k

1 Bank Side, Hamstreet

TN26 2EZ

3 bed1 bath
£370k

1 Bunkley Meadow, Hamstreet

TN26 2HQ

3 bed1 bath
£453k

1 Glebe Villas, Warehorne

TN26 2LH

3 bed2 bath
£503k

1 Church Cottages, Church Lane, Kenardington

TN26 2NG

3 bed
£250k

1 Churchfield Cottages, Warehorne

TN26 2LL

2 bed1 bath
£220k

1 Ayrdale, The Alley, Hamstreet

TN26 2HR

2 bed
£225k

1 Bournewood, Hamstreet

TN26 2HJ

1 bed

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 20 Bank Side is modelled from its 71 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in TN26 2EZ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 20 Bank Side. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Bank Side was lodged in May 2014 at band C and expired in May 2024, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Bank Side. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 1 school and 14 stops listed are measured in a straight line from TN26 2EZ, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
20 Bank Side is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Bank Side, Hamstreet, Ashford, TN26 2EZ. Each answer is also embedded as structured data for search engines.

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