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Fern Cottage, Bensgate Road, Holbeach, Spalding, PE12 8NL

3 sales on record

Estimated value

£135,000

  • Since the 2013 sale (£94,000)+44%
  • Against PE12 8NL's recent median (£250,000)-46%

Newest record on this page: October 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Habitable rooms
2
From EPC
Floor area
59 m²
635 sq ft
Energy rating
E
Score 44
Council tax
Band A
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£135,000

  • Against its 2013 sale (£94,000)+44%
  • Against PE12 8NL's recent median (£250,000)-46%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Fern Cottage is modelled from its 59 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in PE12 8NL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    59 m² from the EPC lodged in August 2012

  • Sales of this home

    3 sales recorded, the latest in 2013

  • Recent sales in PE12 8NL

    5 sales, median £250,000 (2022–2020)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: October 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Fern Cottage has more than quadrupled in price since its earliest registered sale in 1998.

Sales timeline

  1. 1 September 2013Most recent

    £94,000

    +17.5%over 3 years

  2. 22 December 2009

    £80,000

    +240.4%over 11 years

  3. 1 October 1998

    £23,500

Median price across the last 5 sales in PE12 8NL: £250,000 (2022–2020).

Risks

What this page doesn't show

1 potential issue has already been flagged for Fern Cottage, Bensgate Road, Holbeach, Spalding, PE12 8NL. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Fern Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Fern Cottage is a semi-detached house in Holbeach, Spalding, Spalding (PE12 8NL). It has a recorded floor area of 59 m² (around 635 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (August 2012) shows an E (score 44), well below the UK norm with real room to improve. When first surveyed in May 2009 the rating was G, the property has climbed 2 bands since. Between certificates, roof efficiency went from Good to Very Good and main heating went from Very Poor to Average; while hot-water efficiency dropped from Poor to Very Poor and lighting dropped from Very Good to Average. The recommended improvements would lift it to A (score 92), a 4-band jump. Main heating runs on dual fuel. The latest certificate is from August 2012, so improvements made since then won't be reflected.

At 59 m² it sits well below the postcode median (121 m² across 9 EPCs), making it one of the more compact homes locally. Last sold in September 2013, so it's been off the market for around 13 years. Across 1998–2013, sale prices on this property compounded at 9.7% per year. Today's modelled estimate of £135,000 is 43.6% above the 2013 sale price.

Before you decide

Everything you need to know about Fern Cottage

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 11 Aug 2022

Current Certificate(1 of 2)
Aug 2012

EPC Rating

A
B
C
D
E
E44
F
G
Main Heating
—
Main Fuel
—
Hot Water
Very Poor
Windows
Good
CO2 Emissions
5.0 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 11 August 2022

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Aug 2012from May 2009
EPC improved fromG1toE44
Main Fuel
ElectricDual

Fuel source changed

Hot Water
Immersion (Off-Peak)Immersion

Hot water system changed

Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Low Energy Lighting
100%33%

Low energy lighting percentage decreased

Planning

Planning history

Applications and permits filed against Fern Cottage, Bensgate Road, Holbeach, Spalding, PE12 8NL, sourced from the PlanIt planning register.

Fern Cottage has no planning applications on record.

2

But the area is active

2 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bensgate Road homes

Four headline reads against 9 similar houses on this street, drawn from the latest EPC and Land Registry data.

Fern Cottage is notably below the street on habitable rooms.

Price per m²

£1,593

Street avg £2,282

Strongly below

Floor Area

59 m²

Street avg 177 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 6 rooms

Strongly below

CO₂ Emissions

5.0 t/year

Street avg 12.2 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Spalding district page.
Full Spalding report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

226/mo

Steady year-on-year across the wider district.

Nearest stop

0.4 km

St Mary Magdelene's Church — bus stop.

Closest school

0.3 km

Fleet Wood Lane School. 2 schools nearby.

Nearest schools

  • Fleet Wood Lane SchoolPrimary310m
  • Gedney Church End Primary AcademyPrimary1.9km

Nearest stops

  • St Mary Magdelene's ChurchBus stop366m
  • Demand Responsive AreaBus stop370m
  • Wood Lane Primary SchoolBus stop394m
  • FairviewBus stop1.1km

Most reported crime locally

  • Violence & Sexual Offences1,228 reports39%
  • Anti-social Behaviour690 reports22%
  • Criminal Damage & Arson276 reports9%
  • Other Theft220 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around PE12 8NL from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for PE12 8NL

Daytime· 07:00 – 23:00

45.4dB

Low
Night-time road noise heatmap for PE12 8NL

Night-time· 23:00 – 07:00

36.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC EPre-1919 buildNo mains gasSolid (non-cavity) wallsLow flood risk

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£138k

1 Browne Wilkinson Walk, Holbeach St Marks, Holbeach

PE12 8HE

£143k

1 Cavell Way, Fleet, Holbeach

PE12 8PN

£145k

1 Cherry Close, Holbeach

PE12 8LQ

£147k

1 Campling Place, Holbeach

PE12 8BU

£160k

1 Bass Cottage, Bass Chase, Holbeach Bank, Holbeach

PE12 8BY

3 bed1 bath
£160k

1 Council House, Washway Road, Saracens Head, Holbeach

PE12 8AZ

£172k

1 Baileys Close, Holbeach

PE12 8QX

£182k

1 Eastgate Gardens, Holbeach

PE12 8NP

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Fern Cottage is modelled from its 59 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in PE12 8NL. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for Fern Cottage. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Fern Cottage was lodged in August 2012 at band E and expired in August 2022, so a new one is needed to sell or let. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Fern Cottage. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 30 stops listed are measured in a straight line from PE12 8NL, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Fern Cottage is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Fern Cottage, Bensgate Road, Holbeach, Spalding, PE12 8NL. Each answer is also embedded as structured data for search engines.

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