What type of property is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is a 3-bedroom mid-terrace house.

When did 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ last change hands?

5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ last sold for £265,000 in February 2022, around 5 years ago. Land Registry has 3 sales on record going back to £180,000 in February 2003. Source: HM Land Registry.

How has the value of 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ changed over time?

Across 3 sales between February 2003 and February 2022, 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ rose from £180,000 to £265,000, a change of £85,000. That works out to roughly +2.1% per year compounded over 19 years. Source: HM Land Registry.

How energy efficient is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The current EPC rating for 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is C with a score of 70 out of 100, lodged in August 2021. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ has a recorded floor area of 83 m² (893 sq ft), around 28 m² per bedroom. Source: EPC Register.

How is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ heated?

The latest EPC at 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is in council tax band D.

Where is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ located?

5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ sits in Banbury. It falls within the OX16 postcode district in Oxfordshire.

What is crime like near 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

Police records around 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ show an average of 342 reported crimes per month over the last 16 months. Violent crime makes up roughly 44% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest primary school to 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Dashwood Banbury Academy (545m), one of 16 primaries within walking distance. The closest secondary is Wykham Park (1.4km), with 4 secondaries in the surrounding area.

How well connected is 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest rail stop to 5 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Banbury Rail Station, 151m away. The nearest bus option is Banbury Railway Station, 160m away.

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5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ

Notable views3 sales on record

Property type

Mid terrace

Bedrooms

Bathrooms

Floor area

83 m²

893 sq ft

Energy rating

Score 70

Council tax

Band D

Tenure

Owner Occupied

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Overview

About 5 Cherwell Wharf

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

5 Cherwell Wharf is a three-bedroom mid-terrace house in Banbury (OX16 5AJ). It has a recorded floor area of 83 m² (around 893 sq ft), construction records dating it to 1996-2002 and council tax band D. The latest certificate (August 2021) shows a C (score 70). The rating has held steady at C across 2 certificates since March 2009. Between certificates, lighting went from Average to Good; while window efficiency dropped from Good to Average. The recommended improvements would push it to B (score 87). Other recorded features include a balcony and notable views.

Across 2003–2022, sale prices on this property compounded at 2.1% per year. Today's modelled estimate of £304,000 is 14.7% above the 2022 sale price. On a £-per-square-foot basis, the last sale (£297/sq ft) was about 41.2% above the typical sold price in the postcode. Most recent transfer: February 2022 at £265,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Bathrooms2
Open-plan layoutYes
Dining roomYes
CloakroomYes
StudyYes

Outside

Private gardenYes
BalconyYes
Notable viewsYes

Before you decide

Everything you need to know about 5 Cherwell Wharf

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Aug 2021

EPC Rating

C70

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

3.0 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 23 August 2031

4 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2021from Mar 2009

Low Energy Lighting

29%65%

More low energy lighting installed

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Late 20th centuryMid-Terrace HouseEPC CLow flood risk

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Planning

Planning history

Applications and permits filed against 5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ, sourced from the PlanIt planning register.

5 Cherwell Wharf has no planning applications on record.

But the area is active

7 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Latest sale on 5 Cherwell Wharf was the highest on Land Registry record across the postcode.

Current estimate

£304,000

Modelled from EPC, postcode comparables and a sale-price growth of 2.1% per year over 19 years.

See how we calculated this

Last sold (2022)

£265,000

Growth on file: 2.1% per year over 19 years.

Sales timeline

3 February 2022Most recent
£265,000
+12.8%over 4 years
24 November 2017
£235,000
+30.6%over 14 years
28 February 2003
£180,000

Median price across the last 5 sales in OX16 5AJ: £205,000 (2019–2007).

Nearby sales in OX16 5AJ

On the street

Versus other Lower Cherwell Street homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

5 Cherwell Wharf outperforms the street on price per m² by a wide margin.

Price per m²

£3,193

Street avg £2,260

Strongly above

Floor Area

83 m²

Street avg 86 m²

Below

Habitable Rooms

4 rooms

Street avg 4 rooms

Below

CO₂ Emissions

3.0 t/year

Street avg 2.6 t/year

Strongly below

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Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£298k

1 Grosvenor Road

OX16 5HN

3 bed1 bath

£291k

1 Gatteridge Street

OX16 5DJ

3 bed1 bath

£273k

1 Cherwell Wharf, Lower Cherwell Street

OX16 5AJ

2 bed1 bath

£262k

1 Fraser Close

OX16 5QW

2 bed1 bath

£194k

1 2, Flat 2b, St Johns Place

OX16 5HP

Flat2 bed2 bath

£182k

1 2, Flat 1b, St Johns Place

OX16 5HP

Flat2 bed1 bath

£163k

1 Banbury Chambers, Butchers Row

OX16 5AG

2 bed1 bath

£600k

1 Calthorpe Road

OX16 5HS

2 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.

Full Banbury report

Rail-style transport is unusually close for this postcode.

Crime

342/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Banbury Rail Station — railway station.

Closest school

0.5 km

Dashwood Banbury Academy. 20 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OX16 5AJ from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.7dB

Low

Night-time road noise heatmap for OX16 5AJ

Night-time· 23:00 – 07:00

42.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. Each answer is also embedded as structured data for search engines.