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5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ

Notable views3 sales on record

Estimated value

£304,000

  • Since the 2022 sale (£265,000)+15%
  • Against OX16 5AJ's recent median (£205,000)+48%

Newest record on this page: February 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
3
Bathrooms
2
Floor area
83 m²
893 sq ft
Energy rating
C
Score 70
Council tax
Band D
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£304,000

  • Against its 2022 sale (£265,000)+15%
  • Against OX16 5AJ's recent median (£205,000)+48%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 5 Cherwell Wharf is modelled from its 83 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in OX16 5AJ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    83 m² from the EPC lodged in August 2021

  • Sales of this home

    3 sales recorded, the latest in 2022

  • Recent sales in OX16 5AJ

    5 sales, median £205,000 (2019–2007)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: February 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Latest sale on 5 Cherwell Wharf was the highest on Land Registry record across the postcode.

Sales timeline

  1. 3 February 2022Most recent

    £265,000

    +12.8%over 4 years

  2. 24 November 2017

    £235,000

    +30.6%over 14 years

  3. 28 February 2003

    £180,000

Median price across the last 5 sales in OX16 5AJ: £205,000 (2019–2007).

Risks

What this page doesn't show

2 potential issues have already been flagged for 5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 5 Cherwell Wharf

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

5 Cherwell Wharf is a three-bedroom mid-terrace house in Banbury (OX16 5AJ). It has a recorded floor area of 83 m² (around 893 sq ft), construction records dating it to 1996-2002 and council tax band D. The latest certificate (August 2021) shows a C (score 70). The rating has held steady at C across 2 certificates since March 2009. Between certificates, lighting went from Average to Good; while window efficiency dropped from Good to Average. The recommended improvements would push it to B (score 87). Other recorded features include a balcony and notable views.

Across 2003–2022, sale prices on this property compounded at 2.1% per year. Today's modelled estimate of £304,000 is 14.7% above the 2022 sale price. On a £-per-square-foot basis, the last sale (£297/sq ft) was about 41.2% above the typical sold price in the postcode. Most recent transfer: February 2022 at £265,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms2
  • Open-plan layoutYes
  • Dining roomYes
  • CloakroomYes
  • StudyYes

Outside

  • Private gardenYes
  • BalconyYes
  • Notable viewsYes
Before you decide

Everything you need to know about 5 Cherwell Wharf

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Aug 2021

EPC Rating

A
B
C
C70
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
3.0 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 23 August 2031

4 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2021from Mar 2009
Low Energy Lighting
29%65%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ, sourced from the PlanIt planning register.

5 Cherwell Wharf has no planning applications on record.

7

But the area is active

7 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Lower Cherwell Street homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

5 Cherwell Wharf outperforms the street on price per m² by a wide margin.

Price per m²

£3,193

Street avg £2,260

Strongly above

Floor Area

83 m²

Street avg 86 m²

Below

Habitable Rooms

4 rooms

Street avg 4 rooms

Below

CO₂ Emissions

3.0 t/year

Street avg 2.6 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.
Full Banbury report

Rail-style transport is unusually close for this postcode.

Crime

342/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Banbury Rail Station — railway station.

Closest school

0.5 km

Dashwood Banbury Academy. 20 schools nearby.

Nearest schools

  • Dashwood Banbury AcademyPrimary545m
  • St Mary's Church of England Primary School, BanburyPrimary830m
  • Harriers Banbury AcademyPrimary885m
  • St Leonard's Church of England Primary SchoolPrimary886m

Nearest stops

  • Banbury Rail StationRailway station151m
  • Banbury Rail StationRailway station160m
  • Banbury Railway StationBus stop160m
  • MorrisonsBus stop261m

Most reported crime locally

  • Violence & Sexual Offences2,421 reports44%
  • Public Order534 reports10%
  • Anti-social Behaviour529 reports10%
  • Shoplifting466 reports9%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OX16 5AJ from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for OX16 5AJ

Daytime· 07:00 – 23:00

52.7dB

Low
Night-time road noise heatmap for OX16 5AJ

Night-time· 23:00 – 07:00

42.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

Late 20th centuryMid-Terrace HouseEPC CLow flood risk

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £595 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£298k

1 Grosvenor Road

OX16 5HN

3 bed1 bath
£291k

1 Gatteridge Street

OX16 5DJ

3 bed1 bath
£273k

1 Cherwell Wharf, Lower Cherwell Street

OX16 5AJ

2 bed1 bath
£262k

1 Fraser Close

OX16 5QW

2 bed1 bath
£194k

1 2, Flat 2b, St Johns Place

OX16 5HP

Flat2 bed2 bath
£182k

1 2, Flat 1b, St Johns Place

OX16 5HP

Flat2 bed1 bath
£163k

1 Banbury Chambers, Butchers Row

OX16 5AG

2 bed1 bath
£600k

1 Calthorpe Road

OX16 5HS

2 bed

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 5 Cherwell Wharf is modelled from its 83 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in OX16 5AJ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 5 Cherwell Wharf. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 5 Cherwell Wharf was lodged in August 2021 at band C and is valid until August 2031. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 5 Cherwell Wharf. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 20 schools and 30 stops listed are measured in a straight line from OX16 5AJ, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
5 Cherwell Wharf is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. Each answer is also embedded as structured data for search engines.

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