What kind of home is 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is a 4-bedroom mid-terrace house.

What did 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ sell for?

4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ last sold for £230,000 in November 2019, around 7 years ago. Land Registry has 3 sales on record going back to £190,000 in July 2003. Source: HM Land Registry.

How has the value of 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ changed over time?

Across 3 sales between July 2003 and November 2019, 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ rose from £190,000 to £230,000, a change of £40,000. That works out to roughly +1.2% per year compounded over 16 years. Source: HM Land Registry.

How energy efficient is 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The current EPC rating for 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is C with a score of 76 out of 100, lodged in July 2017. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ has a recorded floor area of 92 m² (990 sq ft), around 23 m² per bedroom. That makes it about 11% larger than the median EPC-recorded property in OX16 5AJ. Source: EPC Register.

What heating system does 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ use?

The latest EPC at 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is in council tax band D.

Which area is 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ in?

4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ sits in Banbury. It falls within the OX16 postcode district in Oxfordshire.

How safe is the area around 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

Police records around 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ show an average of 342 reported crimes per month over the last 16 months. Violent crime makes up roughly 44% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest primary school to 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Dashwood Banbury Academy (545m), one of 16 primaries within walking distance. The closest secondary is Wykham Park (1.4km), with 4 secondaries in the surrounding area.

What is the nearest station to 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest rail stop to 4 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Banbury Rail Station, 151m away. The nearest bus option is Banbury Railway Station, 160m away.

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4 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ

Notable views3 sales on record

Property type

Mid terrace

Bedrooms

Floor area

92 m²

990 sq ft

Energy rating

Score 76

Council tax

Band D

Tenure

Owner Occupied

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Overview

About 4 Cherwell Wharf

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

4 Cherwell Wharf is a four-bedroom mid-terrace house in Banbury (OX16 5AJ). It has a recorded floor area of 92 m² (around 990 sq ft), construction records dating it to 2003-2006 and council tax band D. The latest certificate (July 2017) shows a C (score 76), near the top of the C band. The recommended improvements would push it to B (score 90). Other recorded features include notable views.

Across 2003–2019, sale prices on this property compounded at 1.2% per year. Today's modelled estimate of £306,000 is 33% above the 2019 sale price. 4 bedrooms is on the larger side for this postcode, where 2 is the typical count. Last sale on file: £230,000 in November 2019.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms4
Open-plan layoutYes

Outside

ParkingOff road
Notable viewsYes

Before you decide

Everything you need to know about 4 Cherwell Wharf

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate

Jul 2017

EPC Rating

C76

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

2.4 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 1 July 2027

9 months remaining

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Planning

Planning history

Applications and permits filed against 4 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ, sourced from the PlanIt planning register.

4 Cherwell Wharf has no planning applications on record.

But the area is active

7 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

4 Cherwell Wharf changed hands twice within eighteen months — unusual for the area.

Current estimate

£306,000

Modelled from EPC, postcode comparables and a sale-price growth of 1.2% per year over 16 years.

See how we calculated this

Last sold (2019)

£230,000

Growth on file: 1.2% per year over 16 years.

Sales timeline

1 November 2019Most recent
£230,000
-2.5%over 1 year
14 June 2018
£236,000
+24.2%over 14 years
24 July 2003
£190,000

Median price across the last 5 sales in OX16 5AJ: £205,000 (2022–2007).

Nearby sales in OX16 5AJ

On the street

Versus other Lower Cherwell Street homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

4 Cherwell Wharf outperforms the street on floor area by a wide margin.

Price per m²

£2,500

Street avg £2,359

Strongly above

Floor Area

92 m²

Street avg 84 m²

Strongly above

Habitable Rooms

5 rooms

Street avg 4 rooms

Above

CO₂ Emissions

2.4 t/year

Street avg 2.7 t/year

Strongly above

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Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£298k

1 Grosvenor Road

OX16 5HN

3 bed1 bath

£291k

1 Gatteridge Street

OX16 5DJ

3 bed1 bath

£273k

1 Cherwell Wharf, Lower Cherwell Street

OX16 5AJ

2 bed1 bath

£262k

1 Fraser Close

OX16 5QW

2 bed1 bath

£194k

1 2, Flat 2b, St Johns Place

OX16 5HP

Flat2 bed2 bath

£182k

1 2, Flat 1b, St Johns Place

OX16 5HP

Flat2 bed1 bath

£300k

1 Albert Street

OX16 5DG

£163k

1 Banbury Chambers, Butchers Row

OX16 5AG

2 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.

Full Banbury report

Rail-style transport is unusually close for this postcode.

Crime

342/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Banbury Rail Station — railway station.

Closest school

0.5 km

Dashwood Banbury Academy. 20 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OX16 5AJ from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.7dB

Low

Night-time road noise heatmap for OX16 5AJ

Night-time· 23:00 – 07:00

42.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 4 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. Each answer is also embedded as structured data for search engines.