What type of property is 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is a 4-bedroom mid-terrace house.

When did 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ last change hands?

3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ last sold for £185,000 in August 2007, around 19 years ago. Source: HM Land Registry.

What is the EPC rating for 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The current EPC rating for 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is C with a score of 75 out of 100, lodged in January 2021. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ has a recorded floor area of 82 m² (883 sq ft), around 21 m² per bedroom. Source: EPC Register.

How is 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ heated?

The latest EPC at 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is in council tax band D.

Where is 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ located?

3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ sits in Banbury. It falls within the OX16 postcode district in Oxfordshire.

How safe is the area around 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

Police records around 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ show an average of 8 reported crimes per month over the last 13 months. Violent crime makes up roughly 62% of reports, the most common category. The overall trend is rising (487% versus the prior period). Source: Police UK.

Which schools serve 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest primary school to 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Dashwood Banbury Academy (545m), one of 16 primaries within walking distance. The closest secondary is Wykham Park (1.4km), with 4 secondaries in the surrounding area.

What is the nearest station to 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ?

The closest rail stop to 3 Cherwell Wharf, Lower Cherwell Street, OX16 5AJ is Banbury Rail Station, 151m away. The nearest bus option is Banbury Railway Station, 160m away.

Calculators

Featured

UK House Price Map

30 years of UK sold prices mapped by postcode district.

Postcode-level detail
Compare areas side by side

Open the map

3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ

Property type

Mid terrace

Bedrooms

Bathrooms

Floor area

82 m²

883 sq ft

Energy rating

Score 75

Council tax

Band D

Tenure

Owner Occupied

Overview

About 3 Cherwell Wharf

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 Cherwell Wharf is a four-bedroom mid-terrace house in Banbury (OX16 5AJ). It has a recorded floor area of 82 m² (around 883 sq ft), construction records dating it to 1996-2002 and council tax band D. The latest certificate (January 2021) shows a C (score 75), near the top of the C band. The rating has held steady at C across 2 certificates since June 2009. Between certificates, lighting went from Good to Very Good; while roof efficiency dropped from Good to Average. The recommended improvements would push it to B (score 87). Other recorded features include a balcony.

It hasn't traded since August 2007, a hold of 19 years that's notably long for the area. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. Today's modelled estimate of £286,000 sits 54.6% above the 2007 sale of £185,000. 4 bedrooms is on the larger side for this postcode, where 2 is the typical count.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms4
Bathrooms2
Dining roomYes
CloakroomYes
EnsuiteYes
StudyYes

Outside

Private gardenYes
ParkingAllocated
BalconyYes

Before you decide

Everything you need to know about 3 Cherwell Wharf

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Jan 2021

EPC Rating

C75

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

2.4 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Jan 2021from Jun 2009

Heating Controls

FullThermostat

Heating controls changed

Low Energy Lighting

50%100%

More low energy lighting installed

Get a survey for this property

Level 2 HomeBuyer Report

Late 20th centuryMid-Terrace HouseEPC CLow flood risk

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £545 · Includes VAT

Planning

Planning history

Applications and permits filed against 3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ, sourced from the PlanIt planning register.

3 Cherwell Wharf has no planning applications on record.

But the area is active

9 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed at the peak of the pre-credit-crunch market — a high-water reference point.

Current estimate

£286,000

Modelled from EPC, postcode comparables.

See how we calculated this

Last sold (2007)

£185,000

Recorded with HM Land Registry.

Sales timeline

16 August 2007Most recent
£185,000

Median price across the last 5 sales in OX16 5AJ: £235,000 (2022–2017).

Nearby sales in OX16 5AJ

On the street

Versus other Lower Cherwell Street homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

On floor area, 3 Cherwell Wharf runs well behind the street norm.

Price per m²

£2,256

Street avg £2,394

Strongly below

Floor Area

82 m²

Street avg 86 m²

Strongly below

Habitable Rooms

5 rooms

Street avg 4 rooms

Above

CO₂ Emissions

2.4 t/year

Street avg 2.7 t/year

Strongly above

Before you decide

Everything you need to know about 3 Cherwell Wharf

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£295k

1 Gatteridge Street

OX16 5DJ

3 bed1 bath

£298k

1 Grosvenor Road

OX16 5HN

3 bed1 bath

£269k

1 Cherwell Wharf, Lower Cherwell Street

OX16 5AJ

2 bed1 bath

£268k

1 Fraser Close

OX16 5QW

2 bed1 bath

£219k

1 2, Flat 2b, St Johns Place

OX16 5HP

Flat2 bed2 bath

£205k

1 2, Flat 1b, St Johns Place

OX16 5HP

Flat2 bed1 bath

£174k

1 Banbury Chambers, Butchers Row

OX16 5AG

2 bed1 bath

£300k

1 Albert Street

OX16 5DG

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.

Full Banbury report

Rail-style transport is unusually close for this postcode.

Crime

8/mo

Rising year-on-year across the wider district.

Nearest stop

0.2 km

Banbury Rail Station — railway station.

Closest school

0.5 km

Dashwood Banbury Academy. 20 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OX16 5AJ from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.7dB

Low

Night-time road noise heatmap for OX16 5AJ

Night-time· 23:00 – 07:00

42.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. Each answer is also embedded as structured data for search engines.