Model valuation£417,0008 Busby Close
Local market context
3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Property type
Mid terrace
Bedrooms
4
Bathrooms
2
Floor area
82 m²
883 sq ft
Energy rating
C
Score 75
Council tax
Band D
Tenure
Owner Occupied
About 3 Cherwell Wharf
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
3 Cherwell Wharf is a four-bedroom mid-terrace house in Banbury (OX16 5AJ). It has a recorded floor area of 82 m² (around 883 sq ft), construction records dating it to 1996-2002 and council tax band D. The latest certificate (January 2021) shows a C (score 75), near the top of the C band. The rating has held steady at C across 2 certificates since June 2009. Between certificates, lighting went from Good to Very Good; while roof efficiency dropped from Good to Average. The recommended improvements would push it to B (score 87). Other recorded features include a balcony.
It hasn't traded since August 2007, a hold of 19 years that's notably long for the area. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. Today's modelled estimate of £277,000 is 49.7% above the 2007 sale price. 4 bedrooms is on the larger side for this postcode, where 2 is the typical count.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms4
- Bathrooms2
- Dining roomYes
- CloakroomYes
- EnsuiteYes
- StudyYes
Outside
- Private gardenYes
- ParkingAllocated
- BalconyYes
Before you decide
Everything you need to know about 3 Cherwell Wharf
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Jan 2021
EPC Rating
A
B
C
C75
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
2.4 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 22 January 2031
Property Improvements
Changes detected from historical EPC data
Jan 2021from Jun 2009
Heating Controls
FullThermostat
Heating controls changed
Low Energy Lighting
50%100%
More low energy lighting installed
Get a survey for this property
Level 2 HomeBuyer Report
Late 20th centuryMid-Terrace HouseEPC CLow flood risk
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Planning history
Applications and permits filed against 3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ, sourced from the PlanIt planning register.
3 Cherwell Wharf has no planning applications on record.
7
But the area is active
7 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
The latest sale landed at the peak of the pre-credit-crunch market — a high-water reference point.
Current estimate
See how we calculated this£277,000
Modelled from EPC, postcode comparables.
Last sold (2007)
£185,000
Recorded with HM Land Registry.
Sales timeline
16 August 2007Most recent
£185,000
Median price across the last 5 sales in OX16 5AJ: £235,000 (2022–2017).
Nearby sales in OX16 5AJ
5 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Sold Feb 2022
£265,0004 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Sold Nov 2019
£230,0008 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Sold Nov 2017
£204,0001 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Sold Aug 2016
£205,0002 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ
Sold Jul 2007
£190,000
Versus other Lower Cherwell Street homes
Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.
On floor area, 3 Cherwell Wharf runs well behind the street norm.
Price per m²
£2,256
Street avg £2,394
Floor Area
82 m²
Street avg 86 m²
Habitable Rooms
5 rooms
Street avg 4 rooms
CO₂ Emissions
2.4 t/year
Street avg 2.7 t/year
Property research, connected
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Start your researchSimilar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£291k
1 Gatteridge Street
OX16 5DJ
3 bed1 bath
£298k
1 Grosvenor Road
OX16 5HN
3 bed1 bath
£273k
1 Cherwell Wharf, Lower Cherwell Street
OX16 5AJ
2 bed1 bath
£262k
1 Fraser Close
OX16 5QW
2 bed1 bath
£194k
1 2, Flat 2b, St Johns Place
OX16 5HP
Flat2 bed2 bath
£182k
1 2, Flat 1b, St Johns Place
OX16 5HP
Flat2 bed1 bath
£163k
1 Banbury Chambers, Butchers Row
OX16 5AG
2 bed1 bath
£300k
1 Albert Street
OX16 5DG
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.
Rail-style transport is unusually close for this postcode.
Crime
342/mo
Steady year-on-year across the wider district.
Nearest stop
0.2 km
Banbury Rail Station — railway station.
Closest school
0.5 km
Dashwood Banbury Academy. 20 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around OX16 5AJ from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.7dB
Night-time· 23:00 – 07:00
42.2dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4Common questions
The questions buyers, sellers and homeowners most often ask about 3 Cherwell Wharf, Lower Cherwell Street, Banbury, OX16 5AJ. Each answer is also embedded as structured data for search engines.