Model valuation£417,0008 Busby Close
Local market context
3 Merchants Court, Bedford, MK42 0AT
3 sales on record
Estimated value
£174,000
- Since the 2017 sale (£189,950)-8%
- Against MK42 0AT's recent median (£212,000)-18%
Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Floor 01
Habitable rooms
3
From EPC
Floor area
49 m²
527 sq ft
Energy rating
E
Score 52
Council tax
Band B
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£174,000
- Against its 2017 sale (£189,950)-8%
- Against MK42 0AT's recent median (£212,000)-18%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 3 Merchants Court is modelled from its 49 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in MK42 0AT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
49 m² from the EPC lodged in December 2020
Sales of this home
3 sales recorded, the latest in 2017
Recent sales in MK42 0AT
5 sales, median £212,000 (2025–2021)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: November 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
3 Merchants Court changed hands twice within eighteen months — unusual for the area.
Sales timeline
28 November 2017Most recent
£189,950
+20.6%over 10 months16 January 2017
£157,500
+15.0%over 11 years30 May 2005
£136,950
Median price across the last 5 sales in MK42 0AT: £212,000 (2025–2021).
Nearby sales in MK42 0AT
What this page doesn't show
3 potential issues have already been flagged for 3 Merchants Court, Bedford, MK42 0AT. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Recent ownership pattern worth a lookIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 3 Merchants Court
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
3 Merchants Court is a semi-detached house in Bedford (MK42 0AT). It has a recorded floor area of 49 m² (around 527 sq ft), construction records dating it to 1996-2002 and council tax band B. At 49 m² this is the smallest unit on EPC record across the building (49–87 m²). The building's EPC ratings span E to B, with this unit at the bottom. The latest certificate (December 2020) shows an E (score 52), well below the UK norm with real room to improve. Earlier certificates rated it D (April 2009); the latest reading is one band lower. Between certificates, lighting went from Average to Very Good; while window efficiency dropped from Good to Average. The recommended improvements would push it to D (score 59). Main heating runs on electricity.
Across 2005–2017, sale prices on this property compounded at 2.7% per year. On a £-per-square-foot basis, the last sale (£360/sq ft) was about 47% above the typical sold price in the postcode. 9 years since the last transfer (November 2017).
Before you decide
Everything you need to know about 3 Merchants Court
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearbyRecent ownership pattern worth a look
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Dec 2020
EPC Rating
A
B
C
D
E
E52
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Average
CO2 Emissions
3.0 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 14 December 2030
Property Improvements
Changes detected from historical EPC data
Dec 2020from Apr 2009
EPC improved fromD62toE52
Heating System
Room HeatersUnderfloor
Heating system upgraded to a more efficient system
Heating Controls
Full ControlProg + Stat
Heating controls changed
Low Energy Lighting
25%100%
More low energy lighting installed
Planning history
Applications and permits filed against 3 Merchants Court, Bedford, MK42 0AT, sourced from the PlanIt planning register.
3 Merchants Court has no planning applications on record.
8
But the area is active
8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Merchants Court homes
Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.
3 Merchants Court outperforms the street on price per m² by a wide margin.
Price per m²
£3,877
Street avg £2,766
Floor Area
49 m²
Street avg 56 m²
Habitable Rooms
3 rooms
Street avg 3 rooms
CO₂ Emissions
3.0 t/year
Street avg 2.5 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Rail-style transport is unusually close for this postcode.
Crime
424/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Duckmill Lane — bus stop.
Closest school
0.2 km
Bedford Free School. 30 schools nearby.
Nearest schools
- Bedford Free SchoolSecondary155m
- Bedford College16 plus193m
- Priory Primary SchoolPrimary831m
- Cauldwell SchoolPrimary1.0km
Nearest stops
- Duckmill LaneBus stop90m
- Bedford CollegeBus stop122m
- St John's StreetBus stop169m
- Kingsway LinkBus stop252m
Most reported crime locally
- Violence & Sexual Offences2,356 reports35%
- Anti-social Behaviour1,049 reports15%
- Shoplifting807 reports12%
- Public Order518 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around MK42 0AT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
57.0dB
Night-time· 23:00 – 07:00
47.9dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Late 20th century1st Floor FlatEPC ENo mains gasLow flood risk
Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 3 Merchants Court is modelled from its 49 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in MK42 0AT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 3 Merchants Court. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 3 Merchants Court was lodged in December 2020 at band E and is valid until December 2030. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 3 Merchants Court. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK42 0AT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 3 Merchants Court is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 3 Merchants Court, Bedford, MK42 0AT. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in MK42 0ATSold prices, values and energy ratings for the postcode
- MK 42 property marketPrices, postcodes, schools and transport across the district
- 3 Merchants Court, Bedford valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
- Report on another addressLook up any home in England and Wales