What type of property is 20 Merchants Court, MK42 0AT?

20 Merchants Court, MK42 0AT is a 2-bedroom end-of-terrace house.

When did 20 Merchants Court, MK42 0AT last change hands?

20 Merchants Court, MK42 0AT last sold for £212,000 in March 2025, around 1 years ago. Before that, it sold for £175,000 in June 2005, so prices have been rising over 20 years on record. Source: HM Land Registry.

Has 20 Merchants Court, MK42 0AT appreciated in value?

Across 2 sales between June 2005 and March 2025, 20 Merchants Court, MK42 0AT rose from £175,000 to £212,000, a change of £37,000. That works out to roughly +1% per year compounded over 20 years. Source: HM Land Registry.

What energy rating does 20 Merchants Court, MK42 0AT have?

The current EPC rating for 20 Merchants Court, MK42 0AT is E with a score of 43 out of 100, lodged in September 2020. It has dropped from a D recorded in January 2010. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 20 Merchants Court, MK42 0AT?

20 Merchants Court, MK42 0AT has a recorded floor area of 68 m² (732 sq ft), around 34 m² per bedroom. That makes it about 11% larger than the median EPC-recorded property in MK42 0AT. Source: EPC Register.

How is 20 Merchants Court, MK42 0AT heated?

The latest EPC at 20 Merchants Court, MK42 0AT records electricity as the main heating fuel. Source: EPC Register.

What council tax band is 20 Merchants Court, MK42 0AT?

20 Merchants Court, MK42 0AT is in council tax band C.

Where is 20 Merchants Court, MK42 0AT located?

20 Merchants Court, MK42 0AT sits in Bedford. It falls within the MK42 postcode district.

Is 20 Merchants Court, MK42 0AT in a safe area?

Police records around 20 Merchants Court, MK42 0AT show an average of 6 reported crimes per month over the last 11 months. Violent crime makes up roughly 37% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 20 Merchants Court, MK42 0AT?

The closest primary school to 20 Merchants Court, MK42 0AT is Priory Primary School (831m), one of 23 primaries within walking distance. The closest secondary is Bedford Free School (155m), with 7 secondaries in the surrounding area.

What is the nearest station to 20 Merchants Court, MK42 0AT?

The closest bus stop to 20 Merchants Court, MK42 0AT is Duckmill Lane, 90m away. The nearest rail option is Bedford St Johns Rail Station, 464m away.

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20 Merchants Court, Bedford, MK42 0AT

Property type

End terrace

Bedrooms

Bathrooms

Floor area

68 m²

732 sq ft

Energy rating

Score 43

Council tax

Band C

Tenure

Private Rental

Overview

About 20 Merchants Court

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Merchants Court is a two-bedroom end-of-terrace house in Bedford (MK42 0AT). It has a recorded floor area of 68 m² (around 732 sq ft), construction records dating it to 2003-2006 and council tax band C. The latest certificate (September 2020) shows an E (score 43), well below the UK norm with real room to improve. Earlier certificates rated it D (January 2010); the latest reading is one band lower. Between certificates, lighting went from Very Poor to Good; while main heating dropped from Average to Very Poor. The recommended improvements would lift it to B (score 84), a 3-band jump. Main heating runs on electricity.

It changed hands recently, sold March 2025 for £212,000. At 68 m² it's 21.4% larger than the typical home in the postcode (56 m² median across 23 EPCs). Across 2005–2025, sale prices on this property compounded at 1% per year. Today's modelled estimate of £240,000 is 13.2% above the 2025 sale price.

Before you offer

Know exactly what you're buying at 20 Merchants Court

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

Already flagged here

Signs of HMO activity in the areaLarger development activity nearby

£14.99

Trusted by UK homebuyers

Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms2

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Sept 2020

EPC Rating

E43

Main Heating

Electric

Main Fuel

Electric

Hot Water

Average

Windows

Good

CO2 Emissions

4.1 t/year

Occupancy

Rented

Property Improvements

Changes detected from historical EPC data

Sept 2020from Jan 2010

EPC improved fromD64toE43

Heating Controls

Prog + StatFull Control

Heating controls upgraded for better temperature management

Low Energy Lighting

5%67%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 20 Merchants Court, Bedford, MK42 0AT, sourced from the PlanIt planning register.

20 Merchants Court has no planning applications on record.

Notable planning nearby

8applications of note in the surrounding area

Before you offer

We flagged 2 things worth checking at 20 Merchants Court

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

Signs of HMO activity in the area
Larger development activity nearby

£14.99

30-day money-back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Merchants Court's sale-price growth has lagged the wider UK trajectory across its history on file.

Current estimate

£240,000

Modelled from EPC, postcode comparables and a sale-price growth of 1.0% per year over 20 years.

See how we calculated this

Last sold (2025)

£212,000

Growth on file: 1.0% per year over 20 years.

Sales timeline

27 March 2025Most recent
£212,000
+21.1%over 19 years
14 June 2005
£175,000

Median price across the last 5 sales in MK42 0AT: £186,000 (2025–2021).

Nearby sales in MK42 0AT

Before you offer

Everything we know about 20 Merchants Court, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

Signs of HMO activity in the area
Larger development activity nearby

£14.99

Trusted by UK homebuyers

On the street

Versus other Merchants Court homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 20 Merchants Court runs comfortably ahead of the street norm.

Price per m²

£3,118

Street avg £2,620

Strongly above

Floor Area

68 m²

Street avg 69 m²

On par

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

4.1 t/year

Street avg 3.5 t/year

Strongly below

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£220k

1 Alburgh Close

MK42 0HG

2 bed1 bath

£267k

1 Acacia Road

MK42 0HT

2 bed1 bath

£283k

1 Boscombe Lane, Shortstown

MK42 0EE

2 bed2 bath

£317k

1 Beauvais Square, Shortstown

MK42 0GE

1 bed

£388k

1 Brampton Close

MK42 0HD

3 bed

£399k

1 Acorn Way

MK42 0QN

3 bed

£350k

1 Brabazon Close, Shortstown

MK42 0FL

4 bed

£434k

1 Atherstone Close, Shortstown

MK42 0GH

4 bed2 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Rail-style transport is unusually close for this postcode.

Crime

6/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Duckmill Lane — bus stop.

Closest school

0.2 km

Bedford Free School. 30 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK42 0AT from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

57.0dB

Moderate

Night-time road noise heatmap for MK42 0AT

Night-time· 23:00 – 07:00

47.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Merchants Court, Bedford, MK42 0AT. Each answer is also embedded as structured data for search engines.