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10 Merchants Court, Bedford, MK42 0AT

3 sales on record

Estimated value

£184,000

  • Since the 2015 sale (£135,000)+36%
  • Against MK42 0AT's recent median (£212,000)-13%

Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Floor 2nd
Bedrooms
2
Floor area
56 m²
603 sq ft
Energy rating
D
Score 65
Council tax
Band B
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£184,000

  • Against its 2015 sale (£135,000)+36%
  • Against MK42 0AT's recent median (£212,000)-13%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 10 Merchants Court is modelled from its 56 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in MK42 0AT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    56 m² from the EPC lodged in January 2011

  • Sales of this home

    3 sales recorded, the latest in 2015

  • Recent sales in MK42 0AT

    5 sales, median £212,000 (2025–2021)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: November 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

10 Merchants Court's sale-price growth has lagged the wider UK trajectory across its history on file.

Sales timeline

  1. 16 July 2015Most recent

    £135,000

    +8.0%over 2 years
  2. 1 February 2013

    £125,000

    -8.7%over 7 years
  3. 22 May 2005

    £136,950

Median price across the last 5 sales in MK42 0AT: £212,000 (2025–2021).

Risks

What this page doesn't show

2 potential issues have already been flagged for 10 Merchants Court, Bedford, MK42 0AT. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 10 Merchants Court

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

10 Merchants Court is a two-bedroom semi-detached house in Bedford (MK42 0AT). It has a recorded floor area of 56 m² (around 603 sq ft), construction records dating it to 2003-2006 and council tax band B. The property has underfloor heating on record, all of which lower running costs and tend to lift resale appeal. At 56 m² this is the 12th smallest of 24 units on EPC record in the building, where floor areas span 49–87 m². The building's EPC ratings span E to B across 24 units on file. The latest certificate (January 2011) shows a D (score 65), on the cusp of jumping into the C band. The recommended improvements would push it to C (score 78). Main heating runs on electricity. The latest certificate is from January 2011, so improvements made since then won't be reflected.

11 years since the last transfer (July 2015). Today's modelled estimate of £184,000 is 36.3% above the 2015 sale price.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • EnsuiteYes

Outside

  • ParkingOff road

Building

  • Underfloor heatingYes
  • RefurbishedYes
Before you decide

Everything you need to know about 10 Merchants Court

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

10 Merchants Court's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 20 Jan 2021

Current Certificate
Jan 2011

EPC Rating

A
B
C
D
D65
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
2.1 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 20 January 2021

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 10 Merchants Court, Bedford, MK42 0AT, sourced from the PlanIt planning register.

10 Merchants Court has no planning applications on record.

8

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Merchants Court homes

Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 10 Merchants Court lags the street by a wide margin.

Price per m²

£2,411

Street avg £2,871

Below

Floor Area

56 m²

Street avg 56 m²

On par

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

2.1 t/year

Street avg 2.5 t/year

Above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Rail-style transport is unusually close for this postcode.

Crime

424/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Duckmill Lane — bus stop.

Closest school

0.2 km

Bedford Free School. 30 schools nearby.

Nearest schools

  • Bedford Free SchoolSecondary155m
  • Bedford College16 plus193m
  • Priory Primary SchoolPrimary831m
  • Cauldwell SchoolPrimary1.0km

Nearest stops

  • Duckmill LaneBus stop90m
  • Bedford CollegeBus stop122m
  • St John's StreetBus stop169m
  • Kingsway LinkBus stop252m

Most reported crime locally

  • Violence & Sexual Offences2,356 reports35%
  • Anti-social Behaviour1,049 reports15%
  • Shoplifting807 reports12%
  • Public Order518 reports8%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK42 0AT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK42 0AT

Daytime· 07:00 – 23:00

57.0dB

Moderate
Night-time road noise heatmap for MK42 0AT

Night-time· 23:00 – 07:00

47.9dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century2nd Floor FlatEPC DNo mains gasLow flood risk

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for 10 Merchants Court is modelled from its 56 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in MK42 0AT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 10 Merchants Court. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 10 Merchants Court was lodged in January 2011 at band D and expired in January 2021, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 10 Merchants Court. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK42 0AT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
10 Merchants Court is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 10 Merchants Court, Bedford, MK42 0AT. Each answer is also embedded as structured data for search engines.

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