Model valuation£417,0008 Busby Close
Local market context
20 Finchley Road, Ipswich, IP4 2HX
3 sales on record
Estimated value
£161,000
- Since the 2023 sale (£148,000)+9%
- Against IP4 2HX's recent median (£166,000)-3%
Newest record on this page: January 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Bedrooms
2
Bathroom
1
Floor area
77 m²
829 sq ft
Energy rating
E
Score 53
Council tax
Band A
Tenure
Private Rental
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£161,000
- Against its 2023 sale (£148,000)+9%
- Against IP4 2HX's recent median (£166,000)-3%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Finchley Road is modelled from its 77 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in IP4 2HX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
77 m² from the EPC lodged in August 2020
Sales of this home
3 sales recorded, the latest in 2023
Recent sales in IP4 2HX
5 sales, median £166,000 (2026–2020)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: January 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Price for 20 Finchley Road has grown more than fourfold since the 1995 starting point.
Sales timeline
15 June 2023Most recent
£148,000
+55.8%over 17 years19 April 2006
£95,000
+277.0%over 10 years26 September 1995
£25,200
Median price across the last 5 sales in IP4 2HX: £166,000 (2026–2020).
What this page doesn't show
1 potential issue has already been flagged for 20 Finchley Road, Ipswich, IP4 2HX. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 20 Finchley Road
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Finchley Road is a two-bedroom end-of-terrace house in Ipswich (IP4 2HX). It has a recorded floor area of 77 m² (around 829 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (August 2020) shows an E (score 53), well below the UK norm with real room to improve. Earlier certificates rated it D (July 2010); the latest reading is one band lower. Between certificates, roof efficiency dropped from Very Good to Very Poor. The recommended improvements would lift it to C (score 80), a 2-band jump.
At 77 m² it's 26.2% larger than the typical home in the postcode (61 m² median across 13 EPCs). It lags the bulk of the postcode on energy efficiency (less efficient than 77% of similar EPCs). Across 1995–2023, sale prices on this property compounded at 6.6% per year. On a £-per-square-foot basis, the last sale (£179/sq ft) was about 27.5% above the typical sold price in the postcode. Most recent transfer: June 2023 at £148,000.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
- Bathrooms1
Outside
- GarageYes
Building
- Heating systemGas
Before you decide
Everything you need to know about 20 Finchley Road
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the area
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate(1 of 2)
Aug 2020
EPC Rating
A
B
C
D
E
E53
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
5.0 t/year
Occupancy
Rented
Certificate validity
Valid until 31 August 2030
Property Improvements
Changes detected from historical EPC data
Aug 2020from Jul 2010
EPC improved fromD55toE53
Heating Controls
Prog + TRVsFull
Heating controls upgraded for better temperature management
Planning history
Applications and permits filed against 20 Finchley Road, Ipswich, IP4 2HX, sourced from the PlanIt planning register.
20 Finchley Road has no planning applications on record.
15
But the area is active
15 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Finchley Road homes
Four headline reads against 13 similar houses on this street, drawn from the latest EPC and Land Registry data.
20 Finchley Road outperforms the street on floor area by a wide margin.
Price per m²
£1,922
Street avg £2,135
Floor Area
77 m²
Street avg 62 m²
Habitable Rooms
4 rooms
Street avg 4 rooms
CO₂ Emissions
5.0 t/year
Street avg 3.3 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Ipswich district page.
Crime
185/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Samuel Court — bus stop.
Closest school
0.2 km
St Helen's Primary School. 29 schools nearby.
Nearest schools
- St Helen's Primary SchoolPrimary240m
- St Margaret's Church of England Voluntary Aided Primary School, IpswichPrimary320m
- Suffolk New College16 plus532m
- St Mary's Catholic Primary School, IpswichPrimary790m
Nearest stops
- Samuel CourtBus stop83m
- Cemetery RoadBus stop135m
- Lacey StreetBus stop151m
- Norfolk RoadBus stop187m
Most reported crime locally
- Violence & Sexual Offences1,465 reports47%
- Criminal Damage & Arson273 reports9%
- Shoplifting271 reports9%
- Other Theft230 reports7%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around IP4 2HX from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.1dB
Night-time· 23:00 – 07:00
42.4dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraEnd-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Finchley Road is modelled from its 77 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in IP4 2HX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 20 Finchley Road. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Finchley Road was lodged in August 2020 at band E and is valid until August 2030. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Finchley Road. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 17 months, which places each incident at an approximate point. The 29 schools and 30 stops listed are measured in a straight line from IP4 2HX, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Finchley Road is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Finchley Road, Ipswich, IP4 2HX. Each answer is also embedded as structured data for search engines.
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- Every home in IP4 2HXSold prices, values and energy ratings for the postcode
- IP 4 property marketPrices, postcodes, schools and transport across the district
- 20 Finchley Road, Ipswich valuationHow the estimate is built and what moves it
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- Report on another addressLook up any home in England and Wales