What kind of home is Bank Cottage, Flat 1, High Street, HP1 3AE?

Bank Cottage, Flat 1, High Street, HP1 3AE is a 1-bedroom mid-terrace house.

What was the last sold price for Bank Cottage, Flat 1, High Street, HP1 3AE?

Bank Cottage, Flat 1, High Street, HP1 3AE last sold for £195,500 in June 2018, around 8 years ago. Before that, it sold for £160,000 in August 2014, so prices have been rising over 4 years on record. Source: HM Land Registry.

How has the value of Bank Cottage, Flat 1, High Street, HP1 3AE changed over time?

Across 2 sales between August 2014 and June 2018, Bank Cottage, Flat 1, High Street, HP1 3AE rose from £160,000 to £195,500, a change of £35,500. That works out to roughly +5.4% per year compounded over 4 years. Source: HM Land Registry.

What is the EPC rating for Bank Cottage, Flat 1, High Street, HP1 3AE?

The current EPC rating for Bank Cottage, Flat 1, High Street, HP1 3AE is D with a score of 61 out of 100, lodged in July 2023. The assessor estimates the property could reach a B. Source: EPC Register.

How big is Bank Cottage, Flat 1, High Street, HP1 3AE?

Bank Cottage, Flat 1, High Street, HP1 3AE has a recorded floor area of 41 m² (441 sq ft), around 41 m² per bedroom. That makes it about 35% smaller than the median EPC-recorded property in HP1 3AE. Source: EPC Register.

What heating system does Bank Cottage, Flat 1, High Street, HP1 3AE use?

The latest EPC at Bank Cottage, Flat 1, High Street, HP1 3AE records electricity as the main heating fuel. Source: EPC Register.

Which area is Bank Cottage, Flat 1, High Street, HP1 3AE in?

Bank Cottage, Flat 1, High Street, HP1 3AE sits in Hemel Hempstead. It falls within the HP1 postcode district in Hertfordshire.

Is Bank Cottage, Flat 1, High Street, HP1 3AE in a safe area?

Police records around Bank Cottage, Flat 1, High Street, HP1 3AE show an average of 245 reported crimes per month over the last 14 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is falling (15% versus the prior period). Source: Police UK.

What schools are near Bank Cottage, Flat 1, High Street, HP1 3AE?

The closest primary school to Bank Cottage, Flat 1, High Street, HP1 3AE is George Street Primary School (289m), one of 28 primaries within walking distance. The closest secondary is Laureate Academy (768m), with 6 secondaries in the surrounding area.

What transport links are near Bank Cottage, Flat 1, High Street, HP1 3AE?

The closest bus stop to Bank Cottage, Flat 1, High Street, HP1 3AE is Fensomes Alley, 137m away. In total there are 30 bus stops within the surrounding area.

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Bank Cottage, Flat 1, High Street, Hemel Hempstead, HP1 3AE

Property type

Mid terrace

Bedroom

Bathroom

Floor area

41 m²

441 sq ft

Energy rating

Score 61

Tenure

Owner Occupied

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Overview

About Bank Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank Cottage is a one-bedroom mid-terrace house in Hemel Hempstead (HP1 3AE). It has a recorded floor area of 41 m² (around 441 sq ft) and construction records dating it to 1900-1929. The latest certificate (July 2023) shows a D (score 61), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 88), a 2-band jump. Main heating runs on electricity.

At 41 m² it sits well below the postcode median (94 m² across 9 EPCs), making it one of the more compact homes locally. Across 2014–2018, sale prices on this property compounded at 5.4% per year. Today's modelled estimate of £239,000 is 22.3% above the 2018 sale price. On a £-per-square-foot basis, the last sale (£443/sq ft) was about 113.4% above the typical sold price in the postcode. Last changed hands 8 years ago, in June 2018.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms1
Bathrooms1
Open-plan layoutYes
Dining roomYes
Utility roomYes
CloakroomYes
EnsuiteYes
FireplaceYes

Outside

Communal gardenYes
ParkingYes

Building

RefurbishedYes

Before you decide

Everything you need to know about Bank Cottage

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate

Jul 2023

EPC Rating

D61

Main Heating

Electric

Main Fuel

Electric

Hot Water

Very Poor

Windows

Good

CO2 Emissions

3.3 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 3 July 2033

6 years remaining

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Planning

Planning history

Applications and permits filed against Bank Cottage, Flat 1, High Street, Hemel Hempstead, HP1 3AE, sourced from the PlanIt planning register.

Bank Cottage has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank Cottage valuation sits well clear of the typical sold price in this postcode.

Current estimate

£239,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.4% per year over 4 years.

See how we calculated this

Last sold (2018)

£195,500

Growth on file: 5.4% per year over 4 years.

Sales timeline

7 June 2018Most recent
£195,500
+22.2%over 3 years
14 August 2014
£160,000

Median price across the last 5 sales in HP1 3AE: £163,000 (2022–2016).

Nearby sales in HP1 3AE

On the street

Versus other High Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

On floor area, Bank Cottage runs well behind the street norm.

EPC Rating

61 (D)

Street avg 55 (D)

Above

Floor Area

41 m²

Street avg 148 m²

Strongly below

CO₂ Emissions

3.3 t/year

Street avg 7.3 t/year

Strongly above

Habitable Rooms

2 rooms

Street avg 6 rooms

Strongly below

Before you decide

Everything you need to know about Bank Cottage

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

Nearest stop

0.1 km

Fensomes Alley — bus stop.

Closest school

0.3 km

George Street Primary School. 34 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HP1 3AE from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

53.3dB

Low

Night-time road noise heatmap for HP1 3AE

Night-time· 23:00 – 07:00

43.1dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank Cottage, Flat 1, High Street, Hemel Hempstead, HP1 3AE. Each answer is also embedded as structured data for search engines.