Bank Cottage, Flat 1, High Street, Hemel Hempstead, HP1 3AE
About Bank Cottage
Bank Cottage is a one-bedroom mid-terrace house in Hemel Hempstead (HP1 3AE). It has a recorded floor area of 41 m² (around 441 sq ft) and construction records dating it to 1900-1929. The latest certificate (July 2023) shows a D (score 61), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 88), a 2-band jump. Main heating runs on electricity.
At 41 m² it sits well below the postcode median (94 m² across 9 EPCs), making it one of the more compact homes locally. Across 2014–2018, sale prices on this property compounded at 5.4% per year. Today's modelled estimate of £249,000 is 27.4% above the 2018 sale price. On a £-per-square-foot basis, the last sale (£443/sq ft) was about 149% above the typical sold price in the postcode. Last sale on file: £195,500 in June 2018.
What this property has
Inside
- Bedrooms1
- Bathrooms1
- Open-plan layoutYes
- Dining roomYes
- Utility roomYes
- CloakroomYes
- EnsuiteYes
- FireplaceYes
Outside
- Communal gardenYes
- ParkingYes
Building
- RefurbishedYes
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Rating
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £885 · Includes VAT
Planning history
Bank Cottage has no planning applications on record.
But the area is active
1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Sales history & valuation
Bank Cottage valuation sits well clear of the typical sold price in this postcode.
£249,000
Modelled from EPC, postcode comparables and a sale-price growth of 5.4% per year over 4 years.
£195,500
Growth on file: 5.4% per year over 4 years.
Sales timeline
7 June 2018Most recent
£195,500
+22.2%over 3 years14 August 2014
£160,000
Median price across the last 5 sales in HP1 3AE: £160,000 (2022–2017).
Nearby sales in HP1 3AE
44a, High Street, Hemel Hempstead, HP1 3AE
Sold Feb 2022
£150,000Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE
Sold Nov 2021
£163,00040b, High Street, Hemel Hempstead, HP1 3AE
Sold Nov 2017
£80,00044 High Street, Hemel Hempstead, HP1 3AE
Sold Jun 2017
£180,00040a, High Street, Hemel Hempstead, HP1 3AE
Sold Feb 2017
£160,000
Versus other High Street homes
On price per m², Bank Cottage stands well clear of the street.
Price per m²
£4,768
Street avg £987
Floor Area
41 m²
Street avg 148 m²
Habitable Rooms
2 rooms
Street avg 6 rooms
CO₂ Emissions
3.3 t/year
Street avg 7.3 t/year
Similar properties nearby
Flat 1, 69 High Street
HP1 3EJ
Bank Cottage, Flat 3, High Street
HP1 3AE
Flat 1, 31 High Street
HP1 3AA
Bank Cottage, Flat 2, High Street
HP1 3AE
Charleston House, Apartment 2, 13 High Street
HP1 3AA
57a, Flat 5, High Street
HP1 3AF
39a, Flat 4, High Street
HP1 3AA
Flat 1, 25 High Street
HP1 3AR
The neighbourhood at a glance
Crime
16/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Fensomes Alley — bus stop.
Closest school
0.3 km
George Street Primary School. 34 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
53.3dB

Night-time· 23:00 – 07:00
43.1dB







