Bank Cottage, Flat 3, High Street, Hemel Hempstead, HP1 3AE
About Bank Cottage
Bank Cottage is a one-bedroom semi-detached house in Hemel Hempstead (HP1 3AE). It has a recorded floor area of 32 m² (around 344 sq ft) and construction records dating it to 1900-1929. At 32 m² this is the 2nd smallest of 3 units on EPC record in Bank Cottage, where floor areas span 29–41 m². The building's EPC ratings span E to D, with this unit at the top. The latest certificate (September 2024) shows a D (score 60), on the cusp of jumping into the C band. The recommended improvements would push it to C (score 74). Main heating runs on electricity.
At 32 m² it sits well below the postcode median (94 m² across 9 EPCs), making it one of the more compact homes locally. Today's modelled estimate of £182,000 is 30% above the 2014 sale price. On a £-per-square-foot basis, the last sale (£406/sq ft) was about 95.8% above the typical sold price in the postcode. 12 years since the last transfer (August 2014).
What this property has
Inside
- Bedrooms1
- Bathrooms1
Energy performance
EPC Rating
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Planning history
Bank Cottage has no planning applications on record.
But the area is active
1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Sales history & valuation
£182,000
Modelled from EPC, postcode comparables.
£140,000
Recorded with HM Land Registry.
Sales timeline
28 August 2014Most recent
£140,000
Median price across the last 5 sales in HP1 3AE: £163,000 (2022–2017).
Nearby sales in HP1 3AE
44a, High Street, Hemel Hempstead, HP1 3AE
Sold Feb 2022
£150,000Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE
Sold Nov 2021
£163,000Bank Cottage, Flat 1, High Street, Hemel Hempstead, HP1 3AE
Sold Jun 2018
£195,50040b, High Street, Hemel Hempstead, HP1 3AE
Sold Nov 2017
£80,00044 High Street, Hemel Hempstead, HP1 3AE
Sold Jun 2017
£180,000
Versus other High Street homes
EPC Rating for Bank Cottage runs comfortably ahead of the street norm.
Price per m²
£4,375
Street avg £2,685
Floor Area
32 m²
Street avg 63 m²
Habitable Rooms
2 rooms
Street avg 3 rooms
CO₂ Emissions
2.0 t/year
Street avg 4.4 t/year
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The neighbourhood at a glance
Crime
16/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Fensomes Alley — bus stop.
Closest school
0.3 km
George Street Primary School. 34 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
53.3dB

Night-time· 23:00 – 07:00
43.1dB







