What did Bank Cottage, Flat 2, High Street, HP1 3AE sell for?

Bank Cottage, Flat 2, High Street, HP1 3AE last sold for £163,000 in November 2021, around 5 years ago. Before that, it sold for £130,000 in August 2014, so prices have been rising over 7 years on record. Source: HM Land Registry.

What is the price history for Bank Cottage, Flat 2, High Street, HP1 3AE?

Across 2 sales between August 2014 and November 2021, Bank Cottage, Flat 2, High Street, HP1 3AE rose from £130,000 to £163,000, a change of £33,000. That works out to roughly +3.2% per year compounded over 7 years. Source: HM Land Registry.

What is the EPC rating for Bank Cottage, Flat 2, High Street, HP1 3AE?

The current EPC rating for Bank Cottage, Flat 2, High Street, HP1 3AE is E with a score of 40 out of 100, lodged in September 2025. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of Bank Cottage, Flat 2, High Street, HP1 3AE?

Bank Cottage, Flat 2, High Street, HP1 3AE has a recorded floor area of 29 m² (312 sq ft), around 29 m² per bedroom. That makes it about 54% smaller than the median EPC-recorded property in HP1 3AE. Source: EPC Register.

How is Bank Cottage, Flat 2, High Street, HP1 3AE heated?

The latest EPC at Bank Cottage, Flat 2, High Street, HP1 3AE records electricity as the main heating fuel. Source: EPC Register.

Where is Bank Cottage, Flat 2, High Street, HP1 3AE located?

Bank Cottage, Flat 2, High Street, HP1 3AE sits in Hemel Hempstead. It falls within the HP1 postcode district in Hertfordshire.

Is Bank Cottage, Flat 2, High Street, HP1 3AE in a safe area?

Police records around Bank Cottage, Flat 2, High Street, HP1 3AE show an average of 16 reported crimes per month over the last 7 months. Violent crime makes up roughly 36% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve Bank Cottage, Flat 2, High Street, HP1 3AE?

The closest primary school to Bank Cottage, Flat 2, High Street, HP1 3AE is George Street Primary School (289m), one of 28 primaries within walking distance. The closest secondary is Laureate Academy (768m), with 6 secondaries in the surrounding area.

What is the nearest station to Bank Cottage, Flat 2, High Street, HP1 3AE?

The closest bus stop to Bank Cottage, Flat 2, High Street, HP1 3AE is Fensomes Alley, 137m away. In total there are 30 bus stops within the surrounding area.

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Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE

Bedroom

Bathroom

Floor area

29 m²

312 sq ft

Energy rating

Score 40

Tenure

Owner Occupied

Overview

About Bank Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank Cottage is a one-bedroom property in Hemel Hempstead (HP1 3AE). It has a recorded floor area of 29 m² (around 312 sq ft) and construction records dating it to before 1900. At 29 m² this is the smallest unit on EPC record across Bank Cottage (29–41 m²). The building's EPC ratings span E to D, with this unit at the bottom. On EPC score it ranks last in the building (40 versus a best of 61). The latest certificate (September 2025) shows an E (score 40), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 76), a 2-band jump. Main heating runs on electricity.

At 29 m² it sits well below the postcode median (94 m² across 9 EPCs), making it one of the more compact homes locally. Across 2014–2021, sale prices on this property compounded at 3.2% per year. On a £-per-square-foot basis, the last sale (£522/sq ft) was about 193.5% above the typical sold price in the postcode. Most recent transfer: November 2021 at £163,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms1
Bathrooms1

Before you decide

Everything you need to know about Bank Cottage

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Bank Cottage's carbon output is low for the local stock.

EPC Rating

E40

Main Heating

Electric

Main Fuel

Electric

Hot Water

Very Poor

Windows

Poor

CO2 Emissions

0.9 t/year

Occupancy

Owner Occupied

Get a survey for this property

Level 3 Building Survey

Victorian-eraGround Floor FlatEPC EPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE, sourced from the PlanIt planning register.

Bank Cottage has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£178,000

Modelled from EPC, postcode comparables and a sale-price growth of 3.2% per year over 7 years.

See how we calculated this

Last sold (2021)

£163,000

Growth on file: 3.2% per year over 7 years.

Sales timeline

19 November 2021Most recent
£163,000
+25.4%over 7 years
28 August 2014
£130,000

Median price across the last 5 sales in HP1 3AE: £160,000 (2022–2017).

Nearby sales in HP1 3AE

On the street

Versus other High Street homes

Four headline reads against 5 similar flats on this street, drawn from the latest EPC and Land Registry data.

On price per m², Bank Cottage stands well clear of the street.

Price per m²

£5,621

Street avg £2,374

Strongly above

Floor Area

29 m²

Street avg 63 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 3 rooms

Below

CO₂ Emissions

0.9 t/year

Street avg 4.6 t/year

Strongly above

Before you decide

Everything you need to know about Bank Cottage

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

Nearest stop

0.1 km

Fensomes Alley — bus stop.

Closest school

0.3 km

George Street Primary School. 34 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HP1 3AE from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

53.3dB

Low

Night-time road noise heatmap for HP1 3AE

Night-time· 23:00 – 07:00

43.1dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE. Each answer is also embedded as structured data for search engines.