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Get startedBank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE
About Bank Cottage
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
Bank Cottage is a one-bedroom property in Hemel Hempstead (HP1 3AE). It has a recorded floor area of 29 m² (around 312 sq ft) and construction records dating it to before 1900. At 29 m² this is the smallest unit on EPC record across Bank Cottage (29–41 m²). The building's EPC ratings span E to D, with this unit at the bottom. On EPC score it ranks last in the building (40 versus a best of 61). The latest certificate (September 2025) shows an E (score 40), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 76), a 2-band jump. Main heating runs on electricity.
Sale prices here have outpaced England HPI: 3.2% per year against 0% for the wider region. On a £-per-square-foot basis, the last sale (£522/sq ft) was about 120.1% above the typical sold price in the postcode. At 29 m² it sits well below the postcode median (59 m² across 7 EPCs), making it one of the more compact homes locally. Most recent transfer: November 2021 at £163,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms1
- Bathrooms1
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Bank Cottage's carbon output is low for the local stock.
EPC Rating
A
B
C
D
E
E40
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Poor
CO2 Emissions
0.9 t/year
Occupancy
Owner Occupied
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
Current estimate
See how we calculated this£178,000
Modelled from EPC, postcode comparables and a sale-price growth of 3.2% per year over 7 years.
Last sold (2021)
£163,000
Growth on file: 3.2% per year over 7 years.
Sales timeline
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The complete analysis of Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE
Everything we know about this property, compiled into one in-depth, downloadable report.
Versus other High Street homes
Four headline reads against 4 similar flats on this street, drawn from the latest EPC and Land Registry data.
On price per m², Bank Cottage stands well clear of the street.
Price per m²
£5,621
Street avg £2,527
Floor Area
29 m²
Street avg 56 m²
Habitable Rooms
2 rooms
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Hemel Hempstead district page.
Crime
16/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Fensomes Alley — bus stop.
Road noise across the postcode
Modelled day and night-time noise levels around HP1 3AE from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
53.3dB
Everything within walking distance
Schools, transport stops and scenic spots near this property — 64 points of interest in total.
Common questions
The questions buyers, sellers and homeowners most often ask about Bank Cottage, Flat 2, High Street, Hemel Hempstead, HP1 3AE. Each answer is also embedded as structured data for search engines.