Bank House, Flat, 11 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
About Bank House
Bank House is a mid-terrace house in Winchcombe, Cheltenham, Cheltenham (GL54 5HU). It has a recorded floor area of 41 m² (around 441 sq ft) and construction records dating it to before 1900. The latest certificate (February 2014) shows an F (score 27), near the bottom of the EPC scale. Earlier certificates rated it E (February 2009); the latest reading is one band lower. Between certificates, lighting went from Very Poor to Average; while hot-water efficiency dropped from Good to Very Poor and main heating dropped from Good to Very Poor. The recommended improvements would lift it to C (score 73), a 3-band jump. Main heating runs on electricity. The latest certificate is from February 2014, so improvements made since then won't be reflected.
At 41 m² it sits well below the postcode median (97 m² across 39 EPCs), making it one of the more compact homes locally. It lags the bulk of the postcode on energy efficiency (less efficient than 87% of similar EPCs).
Know exactly what you're buying at Bank House
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 02 Feb 2024
EPC Rating
Property Improvements
Changes detected from historical EPC data
Heating system changed
Changed to a more efficient fuel source
Heating controls changed
Hot water system changed
More low energy lighting installed
Planning history
Bank House has no planning applications on record.
Notable planning nearby
3applications of note in the surrounding area
We flagged 1 thing worth checking at Bank House
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
Bank House has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
£187,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Median price across the last 5 sales in GL54 5HU: £360,000 (2025–2023).
Nearby sales in GL54 5HU
30 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
Sold Aug 2025
£289,95014 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
Sold Nov 2024
£500,00016 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
Sold Mar 2024
£580,00010 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
Sold Oct 2023
£145,00028 Hailes Street, Winchcombe, Cheltenham, GL54 5HU
Sold Aug 2023
£360,000
Everything we know about Bank House, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby

Versus other Hailes Street homes
Bank House is notably below the street on floor area.
EPC Rating
27 (F)
Street avg 52 (E)
Floor Area
41 m²
Street avg 75 m²
CO₂ Emissions
4.2 t/year
Street avg 4.9 t/year
Habitable Rooms
2 rooms
Street avg 3 rooms
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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
6/mo
Steady year-on-year across the wider district.
Nearest stop
0.3 km
Old Police Station — bus stop.
Closest school
0.3 km
Winchcombe Abbey Church of England Primary School. 3 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
47.0dB

Night-time· 23:00 – 07:00
38.2dB