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Bank House, Flat, 11 Hailes Street, Winchcombe, Cheltenham, GL54 5HU

Property type
Mid terrace
Floor Ground
Habitable rooms
2
From EPC
Floor area
41 m²
441 sq ft
Energy rating
F
Score 27
Tenure
Private Rental
Overview

About Bank House

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank House is a mid-terrace house in Winchcombe, Cheltenham, Cheltenham (GL54 5HU). It has a recorded floor area of 41 m² (around 441 sq ft) and construction records dating it to before 1900. The latest certificate (February 2014) shows an F (score 27), near the bottom of the EPC scale. Earlier certificates rated it E (February 2009); the latest reading is one band lower. Between certificates, lighting went from Very Poor to Average; while hot-water efficiency dropped from Good to Very Poor and main heating dropped from Good to Very Poor. The recommended improvements would lift it to C (score 73), a 3-band jump. Main heating runs on electricity. The latest certificate is from February 2014, so improvements made since then won't be reflected.

At 41 m² it sits well below the postcode median (97 m² across 39 EPCs), making it one of the more compact homes locally. It lags the bulk of the postcode on energy efficiency (less efficient than 87% of similar EPCs).

Before you offer

Know exactly what you're buying at Bank House

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

Already flagged here

Larger development activity nearby
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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 02 Feb 2024

Current Certificate(1 of 2)
Feb 2014

EPC Rating

A
B
C
D
E
F
F27
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Poor
CO2 Emissions
4.2 t/year
Occupancy
Rented

Property Improvements

Changes detected from historical EPC data

Feb 2014from Feb 2009
EPC improved fromE48toF27
Heating System
Gas BoilerRoom Heaters

Heating system changed

Main Fuel
GasElectric

Changed to a more efficient fuel source

Heating Controls
Prog + StatThermostat

Heating controls changed

Hot Water
Main SystemImmersion

Hot water system changed

Low Energy Lighting
0%40%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Bank House, Flat, 11 Hailes Street, Winchcombe, Cheltenham, GL54 5HU, sourced from the PlanIt planning register.

Bank House has no planning applications on record.

Notable planning nearby

3applications of note in the surrounding area

Before you offer

We flagged 1 thing worth checking at Bank House

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

  • Larger development activity nearby
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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank House has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.

Current estimate

£187,000

Modelled from EPC, postcode comparables.

See how we calculated this

No sales recorded with HM Land Registry

That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.

Median price across the last 5 sales in GL54 5HU: £360,000 (2025–2023).

Before you offer

Everything we know about Bank House, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

  • Larger development activity nearby
£14.99
Trusted by UK homebuyers
Preview of the full property report
On the street

Versus other Hailes Street homes

Four headline reads against 12 similar flats on this street, drawn from the latest EPC and Land Registry data.

Bank House is notably below the street on floor area.

EPC Rating

27 (F)

Street avg 52 (E)

Strongly below

Floor Area

41 m²

Street avg 75 m²

Strongly below

CO₂ Emissions

4.2 t/year

Street avg 4.9 t/year

Below

Habitable Rooms

2 rooms

Street avg 3 rooms

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

6/mo

Steady year-on-year across the wider district.

Nearest stop

0.3 km

Old Police Station — bus stop.

Closest school

0.3 km

Winchcombe Abbey Church of England Primary School. 3 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL54 5HU from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL54 5HU

Daytime· 07:00 – 23:00

47.0dB

Low
Night-time road noise heatmap for GL54 5HU

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank House, Flat, 11 Hailes Street, Winchcombe, Cheltenham, GL54 5HU. Each answer is also embedded as structured data for search engines.