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Flat 5, 48 St Stephens Road, Cheltenham, GL51 3AD

5 sales on record

Estimated value

£220,000

  • Since the 2025 sale (£197,000)+12%
  • Against GL51 3AD's recent median (£330,000)-33%

Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
End terrace
Floor 1st
Bedrooms
2
Bathroom
1
Floor area
49 m²
527 sq ft
Energy rating
D
Score 67
Council tax
Band B
Tenure
Freehold
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£220,000

  • Against its 2025 sale (£197,000)+12%
  • Against GL51 3AD's recent median (£330,000)-33%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 5 is modelled from its 49 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in GL51 3AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    49 m² from the EPC lodged in January 2017

  • Sales of this home

    5 sales recorded, the latest in 2025

  • Recent sales in GL51 3AD

    5 sales, median £330,000 (2025–2022)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: November 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sale price has at least doubled since 1999.

Sales timeline

  1. 7 November 2025Most recent

    £197,000

    +5.1%over 9 years

  2. 4 December 2015

    £187,500

    +19.4%over 10 years

  3. 8 August 2005

    £157,000

    +23.6%over 1 year

  4. 21 November 2003

    £127,000

    +69.3%over 4 years

  5. 7 July 1999

    £75,000

Median price across the last 5 sales in GL51 3AD: £330,000 (2025–2022).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Flat 5

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 5 is a two-bedroom end-of-terrace house in Cheltenham (GL51 3AD). It has a recorded floor area of 49 m² (around 527 sq ft), construction records dating it to 1900-1929 and council tax band B. Tenure is freehold. The latest certificate (January 2017) shows a D (score 67), on the cusp of jumping into the C band. When first surveyed in January 2009 the rating was E, the property has climbed 1 band since. Between certificates, lighting went from Very Poor to Poor. The recommended improvements would push it to C (score 78). At 49 m² this is the 5th smallest of 7 units on EPC record in the building, where floor areas span 35–95 m². The building's EPC ratings span E to C across 7 units on file. Other recorded features include a basement.

Most recent transfer was November 2025 at £197,000 — fresh data. At 49 m² it sits well below the postcode median (103 m² across 12 EPCs), making it one of the more compact homes locally. Across 1999–2025, sale prices on this property compounded at 3.7% per year. Today's modelled estimate of £220,000 is 11.7% above the 2025 sale price. On a £-per-square-foot basis, the last sale (£374/sq ft) was about 76.1% above the typical sold price in the postcode.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
  • Open-plan layoutYes
  • Dining roomYes
  • BasementYes

Outside

  • Communal gardenYes
  • ParkingAllocated

Building

  • TenureFreehold
  • Heating systemGas fired
  • RefurbishedYes
Before you decide

Everything you need to know about Flat 5

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Jan 2017

EPC Rating

A
B
C
D
D67
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
2.2 t/year
Occupancy
Rented

Certificate validity

Valid until 24 January 2027

2 months remaining

Property Improvements

Changes detected from historical EPC data

Jan 2017from Jan 2009
EPC improved fromE50toD67
Heating Controls
Prog + TRVsProg + Stat

Heating controls upgraded for better temperature management

Low Energy Lighting
0%20%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Flat 5, 48 St Stephens Road, Cheltenham, GL51 3AD, sourced from the PlanIt planning register.

Flat 5 has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

On the street

Versus other St Stephens Road homes

Four headline reads against 6 similar flats on this street, drawn from the latest EPC and Land Registry data.

On years held, Flat 5 runs well behind the street norm.

Price per m²

£4,020

Street avg £3,854

Above

Floor Area

49 m²

Street avg 59 m²

Above

Habitable Rooms

3 rooms

Street avg 3 rooms

Above

CO₂ Emissions

2.2 t/year

Street avg 3.0 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.
Full Cheltenham report

Crime

284/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Bournside Road — bus stop.

Closest school

0.5 km

St James' Church of England Primary School. 25 schools nearby.

Nearest schools

  • St James' Church of England Primary SchoolPrimary541m
  • Cheltenham Bournside School and Sixth Form CentreSecondary811m
  • Christ Church CofE Primary SchoolPrimary1.1km
  • Warden Hill Primary SchoolPrimary1.2km

Nearest stops

  • Bournside RoadBus stop107m
  • Bournside RoadBus stop133m
  • St Stephen's ChurchBus stop140m
  • St Stephen's ManorBus stop164m

Most reported crime locally

  • Violence & Sexual Offences1,426 reports31%
  • Anti-social Behaviour1,004 reports22%
  • Shoplifting601 reports13%
  • Criminal Damage & Arson291 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL51 3AD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL51 3AD

Daytime· 07:00 – 23:00

51.1dB

Low
Night-time road noise heatmap for GL51 3AD

Night-time· 23:00 – 07:00

41.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-era1st Floor FlatFreeholdEPC DPre-1919 build

Because the property was built before 1919, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£220k

Codenham Lodge, Flat 2, 27 St Stephens Road

GL51 3AB

Flat1 bed1 bath
£224k

Flat 1, 33 St Stephens Road

GL51 3AB

Flat1 bed1 bath
£404k

Flat 1, 48 St Stephens Road

GL51 3AD

Flat2 bed
£252k

Flat 1, 2 St Stephens Road

GL51 3AA

Flat1 bed1 bath
£188k

Codenham Lodge, Flat 4, 27 St Stephens Road

GL51 3AB

Flat1 bed1 bath
£187k

Codenham Lodge, Flat 6, 27 St Stephens Road

GL51 3AB

Flat1 bed
£173k

Flat 1, 6 St Stephens Road

GL51 3AA

Flat1 bed1 bath
£293k

Codenham Lodge, Flat 5, 27 St Stephens Road

GL51 3AB

Flat3 bed2 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Flat 5 is modelled from its 49 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in GL51 3AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 5 sales are recorded for Flat 5. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 5 was lodged in January 2017 at band D and is valid until January 2027. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 5. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from GL51 3AD, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Flat 5 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 5, 48 St Stephens Road, Cheltenham, GL51 3AD. Each answer is also embedded as structured data for search engines.

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