Model valuation£417,0008 Busby Close
Local market context
Flat 4, 48 St Stephens Road, Cheltenham, GL51 3AD
Notable views5 sales on record
Estimated value
£245,000
- Since the 2023 sale (£235,000)+4%
- Against GL51 3AD's recent median (£330,000)-26%
Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Floor 2nd
Bedrooms
2
Bathroom
1
Floor area
41 m²
441 sq ft
Energy rating
D
Score 61
Council tax
Band B
Tenure
Freehold
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£245,000
- Against its 2023 sale (£235,000)+4%
- Against GL51 3AD's recent median (£330,000)-26%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for Flat 4 is modelled from its 41 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in GL51 3AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
41 m² from the EPC lodged in June 2019
Sales of this home
5 sales recorded, the latest in 2023
Recent sales in GL51 3AD
5 sales, median £330,000 (2025–2022)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: November 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Flat 4 has more than quadrupled in price since its earliest registered sale in 1996.
Sales timeline
18 May 2023Most recent
£235,000
+14.6%over 2 years6 August 2020
£205,000
+125.3%over 18 years11 September 2001
£91,000
+45.6%over 2 years1 October 1998
£62,500
+48.8%over 2 years16 February 1996
£42,000
Median price across the last 5 sales in GL51 3AD: £330,000 (2025–2022).
Nearby sales in GL51 3AD
Flat 5, 48 St Stephens Road, Cheltenham, GL51 3AD
Sold Nov 2025
£197,000Flat 2, 48 St Stephens Road, Cheltenham, GL51 3AD
Sold Jan 2025
£226,000Flat 6, 48 St Stephens Road, Cheltenham, GL51 3AD
Sold Jun 2024
£330,00050d, St Stephens Road, Cheltenham, GL51 3AD
Sold Nov 2022
£570,00044 St Stephens Road, Cheltenham, GL51 3AD
Sold Apr 2022
£1,465,000
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About Flat 4
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
Flat 4 is a two-bedroom end-of-terrace house in Cheltenham (GL51 3AD). It has a recorded floor area of 41 m² (around 441 sq ft), construction records dating it to 1900-1929 and council tax band B. Tenure is freehold. At 41 m² this is the 2nd smallest of 7 units on EPC record in the building, where floor areas span 35–95 m². The building's EPC ratings span E to C across 7 units on file. Other recorded features include notable views. Period features are noted in the property record. The latest certificate (June 2019) shows a D (score 61), on the cusp of jumping into the C band. The recommended improvements would push it to C (score 73).
At 41 m² it sits well below the postcode median (103 m² across 12 EPCs), making it one of the more compact homes locally. Across 1996–2023, sale prices on this property compounded at 6.5% per year. On a £-per-square-foot basis, the last sale (£532/sq ft) was about 125.5% above the typical sold price in the postcode. Most recent transfer: May 2023 at £235,000.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
- Bathrooms1
- StudyYes
Outside
- Communal gardenYes
- ParkingYes
- Notable viewsYes
Building
- TenureFreehold
- Period featuresYes
Before you decide
Everything you need to know about Flat 4
The true value, the hidden risks and the full sale history, in one report.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate
Jun 2019EPC Rating
A
B
C
D
D61
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
2.5 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 6 June 2029
Planning history
Applications and permits filed against Flat 4, 48 St Stephens Road, Cheltenham, GL51 3AD, sourced from the PlanIt planning register.
Flat 4 has no planning applications on record.
A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.
Versus other St Stephens Road homes
Four headline reads against 6 similar flats on this street, drawn from the latest EPC and Land Registry data.
On price per m², Flat 4 stands well clear of the street.
Price per m²
£5,732
Street avg £3,569
Floor Area
41 m²
Street avg 60 m²
Habitable Rooms
3 rooms
Street avg 3 rooms
CO₂ Emissions
2.5 t/year
Street avg 2.9 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.
Crime
284/mo
Falling year-on-year across the wider district.
Nearest stop
0.1 km
Bournside Road — bus stop.
Closest school
0.5 km
St James' Church of England Primary School. 25 schools nearby.
Nearest schools
- St James' Church of England Primary SchoolPrimary541m
- Cheltenham Bournside School and Sixth Form CentreSecondary811m
- Christ Church CofE Primary SchoolPrimary1.1km
- Warden Hill Primary SchoolPrimary1.2km
Nearest stops
- Bournside RoadBus stop107m
- Bournside RoadBus stop133m
- St Stephen's ChurchBus stop140m
- St Stephen's ManorBus stop164m
Most reported crime locally
- Violence & Sexual Offences1,426 reports31%
- Anti-social Behaviour1,004 reports22%
- Shoplifting601 reports13%
- Criminal Damage & Arson291 reports6%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around GL51 3AD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
51.1dB
Night-time· 23:00 – 07:00
41.1dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-era2nd Floor FlatFreeholdEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £885 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£404k
Flat 1, 48 St Stephens Road
GL51 3AD
Flat2 bed
£252k
Flat 1, 2 St Stephens Road
GL51 3AA
Flat1 bed1 bath
£224k
Flat 1, 33 St Stephens Road
GL51 3AB
Flat1 bed1 bath
£220k
Codenham Lodge, Flat 2, 27 St Stephens Road
GL51 3AB
Flat1 bed1 bath
£293k
Codenham Lodge, Flat 5, 27 St Stephens Road
GL51 3AB
Flat3 bed2 bath
£188k
Codenham Lodge, Flat 4, 27 St Stephens Road
GL51 3AB
Flat1 bed1 bath
£187k
Codenham Lodge, Flat 6, 27 St Stephens Road
GL51 3AB
Flat1 bed
£173k
Flat 1, 6 St Stephens Road
GL51 3AA
Flat1 bed1 bath
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for Flat 4 is modelled from its 41 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in GL51 3AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 5 sales are recorded for Flat 4. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 4 was lodged in June 2019 at band D and is valid until June 2029. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 4. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from GL51 3AD, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- Flat 4 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about Flat 4, 48 St Stephens Road, Cheltenham, GL51 3AD. Each answer is also embedded as structured data for search engines.
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- Every home in GL51 3ADSold prices, values and energy ratings for the postcode
- GL 51 property marketPrices, postcodes, schools and transport across the district
- Flat 4, 48 St Stephens Road, Cheltenham valuationHow the estimate is built and what moves it
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