What type of property is Bank Cottage, Holme Street, CH3 8EQ?

Bank Cottage, Holme Street, CH3 8EQ is a 4-bedroom detached house, which has been extended.

What did Bank Cottage, Holme Street, CH3 8EQ sell for?

Bank Cottage, Holme Street, CH3 8EQ last sold for £585,000 in June 2021, around 5 years ago. Land Registry has 3 sales on record going back to £92,500 in August 1996. Source: HM Land Registry.

Has Bank Cottage, Holme Street, CH3 8EQ appreciated in value?

Across 3 sales between August 1996 and June 2021, Bank Cottage, Holme Street, CH3 8EQ rose from £92,500 to £585,000, a change of £492,500. That works out to roughly +7.7% per year compounded over 25 years. Source: HM Land Registry.

What energy rating does Bank Cottage, Holme Street, CH3 8EQ have?

The current EPC rating for Bank Cottage, Holme Street, CH3 8EQ is D with a score of 61 out of 100, lodged in September 2020. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of Bank Cottage, Holme Street, CH3 8EQ?

Bank Cottage, Holme Street, CH3 8EQ has a recorded floor area of 183 m² (1,970 sq ft), around 46 m² per bedroom. Source: EPC Register.

How is Bank Cottage, Holme Street, CH3 8EQ heated?

The latest EPC at Bank Cottage, Holme Street, CH3 8EQ records mains gas as the main heating fuel. Source: EPC Register.

Are there any planning records for Bank Cottage, Holme Street, CH3 8EQ?

Bank Cottage, Holme Street, CH3 8EQ has council approval for an extension granted in February 2023 under ref. 22/02176/FUL. Source: PlanIt planning register.

What council tax band is Bank Cottage, Holme Street, CH3 8EQ?

Bank Cottage, Holme Street, CH3 8EQ is in council tax band E.

Where is Bank Cottage, Holme Street, CH3 8EQ located?

Bank Cottage, Holme Street, CH3 8EQ sits in Tarvin, Chester, Chester. It falls within the CH3 postcode district.

Is Bank Cottage, Holme Street, CH3 8EQ in a safe area?

Police records around Bank Cottage, Holme Street, CH3 8EQ show an average of 1 reported crimes per month over the last 4 months. Public order makes up roughly 60% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve Bank Cottage, Holme Street, CH3 8EQ?

The closest primary school to Bank Cottage, Holme Street, CH3 8EQ is Tarvin Primary School (817m), one of 2 primaries within walking distance.

How well connected is Bank Cottage, Holme Street, CH3 8EQ?

The closest bus stop to Bank Cottage, Holme Street, CH3 8EQ is Grosvenor Road, 233m away. In total there are 30 bus stops within the surrounding area.

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Bank Cottage, Holme Street, Tarvin, Chester, CH3 8EQ

3 sales on record1 planning record

Property type

Detached

Bedrooms

Bathrooms

Floor area

183 m²

1970 sq ft

Energy rating

Score 61

Council tax

Band E

Tenure

Owner Occupied

Overview

About Bank Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank Cottage is a four-bedroom detached house in Tarvin, Chester, Chester (CH3 8EQ). It has a recorded floor area of 183 m² (around 1970 sq ft), construction records dating it to before 1900 and council tax band E. The latest certificate (September 2020) shows a D (score 61), on the cusp of jumping into the C band. The recommended improvements would push it to C (score 77). Other recorded features include a conservatory. Period features are noted in the property record. Records show the property has been extended at some point in its history.

One planning record on file: an extension approved in 2023. Past consents include an extension, meaningful when judging how the property has evolved. Across 1996–2021, sale prices on this property compounded at 7.7% per year. Today's modelled estimate of £659,000 is 12.6% above the 2021 sale price. Last sale on file: £585,000 in June 2021. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you offer

Know exactly what you're buying at Bank Cottage

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms4
Bathrooms2
EnsuiteYes
StudyYes
ConservatoryYes
FireplaceYes

Building

Period featuresYes
Previously extendedYes

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Bank Cottage's carbon output runs well above what efficient homes in the postcode produce.

EPC Rating

D61

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

7.9 t/year

Occupancy

Owner Occupied

Planning

Planning history

Applications and permits filed against Bank Cottage, Holme Street, Tarvin, Chester, CH3 8EQ, sourced from the PlanIt planning register.

Feb 2023
ExtensionOutline
In report
Single storey rear extension, construction of detached garage, alterations to existing vehicle access to include widening access and installation of sliding door and blocking up rear vehicle access. Construction of 1.8m wall/fence with vegetation to create a screening from road.
Documents
18 docs on file
Reference
22/02176/FUL
View planning record

What's in Bank Cottage, Holme Street, Tarvin, Chester, CH3 8EQ's planning history?

Refusals, disputes and full decisions on this property and nearby, in the report.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank Cottage has more than quadrupled in price since its earliest registered sale in 1996.

Current estimate

£659,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.7% per year over 25 years.

See how we calculated this

Last sold (2021)

£585,000

Growth on file: 7.7% per year over 25 years.

Sales timeline

27 June 2021Most recent
£585,000
+357.0%over 22 years
27 May 1999
£128,000
+38.4%over 2 years
22 August 1996
£92,500

Median price across the last 5 sales in CH3 8EQ: £1,050,000 (2024–2019).

Nearby sales in CH3 8EQ

Before you offer

Everything we know about Bank Cottage, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

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Is something wrong with it?
Is the agent's story true?
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On the street

Versus other Holme Street homes

Four headline reads against 10 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m²

£3,197

Street avg £3,720

On par

Floor Area

183 m²

Street avg 245 m²

On par

Habitable Rooms

8 rooms

Street avg 9 rooms

Above

CO₂ Emissions

7.9 t/year

Street avg 12.9 t/year

Above

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£579k

1 Field Close, Tarvin

CH3 8DL

4 bed1 bath

£537k

1 Croxton Green, Tarvin

CH3 8DU

4 bed

£491k

1 Gamul Court, Tarvin

CH3 8HX

4 bed

£384k

1 Deans Way, Tarvin

CH3 8LX

4 bed2 bath

£365k

1 Brookside, Ashton Hayes

CH3 8BZ

3 bed2 bath

£335k

1 Foxhunter Close, Ashton Hayes

CH3 8DH

3 bed1 bath

£320k

1 Crossfields, Tarvin

CH3 8LG

3 bed

£309k

1 Broomheath Lane, Tarvin

CH3 8HB

3 bed2 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chester district page.

Full Chester report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

1/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Grosvenor Road — bus stop.

Closest school

0.8 km

Tarvin Primary School. 2 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CH3 8EQ from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

49.5dB

Low

Night-time road noise heatmap for CH3 8EQ

Night-time· 23:00 – 07:00

42.6dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank Cottage, Holme Street, Tarvin, Chester, CH3 8EQ. Each answer is also embedded as structured data for search engines.