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14 Harbour Point, Stuart Street, Cardiff, CF10 5BW

Estimated value

£218,000

  • Since the 2007 sale (£150,000)+45%
  • Against CF10 5BW's recent median (£245,000)-11%

Newest record on this page: October 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Floor 4th
Bedrooms
2
Floor area
119 m²
1281 sq ft
Energy rating
D
Score 57
Council tax
Band G
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£218,000

  • Against its 2007 sale (£150,000)+45%
  • Against CF10 5BW's recent median (£245,000)-11%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 14 Harbour Point is modelled from its 119 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    119 m² from the EPC lodged in January 2013

  • Sales of this home

    1 sale recorded, the latest in 2007

  • Recent sales in CF10 5BW

    5 sales, median £245,000 (2022–2018)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: October 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed at the peak of the pre-credit-crunch market — a high-water reference point.

Risks

What this page doesn't show

1 potential issue has already been flagged for 14 Harbour Point, Stuart Street, Cardiff, CF10 5BW. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 14 Harbour Point

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

14 Harbour Point is a two-bedroom semi-detached house in Cardiff (CF10 5BW). It has a recorded floor area of 119 m² (around 1281 sq ft), construction records dating it to 2003-2006 and council tax band G. At 119 m² this is the largest unit on EPC record across the building (43–119 m²). The building's EPC ratings span D to B, with this unit at the bottom. On EPC score it ranks last in the building (57 versus a best of 85). Other recorded features include a balcony. The latest certificate (January 2013) shows a D (score 57), a step below the typical UK home. The recommended improvements would push it to C (score 76). Main heating runs on electricity. The latest certificate is from January 2013, so improvements made since then won't be reflected.

Held since September 2007 — that's 19 years off the open market, well above the local norm. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 119 m² the property is well over the postcode median (61 m² across 11 EPCs), placing it in the larger end of the local stock. It lags the bulk of the postcode on energy efficiency (less efficient than 73% of similar EPCs). Today's modelled estimate of £218,000 is 45.3% above the 2007 sale price. On a £-per-square-foot basis, the last sale (£117/sq ft) was about 64.7% below the postcode norm.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2

Outside

  • BalconyYes
Before you decide

Everything you need to know about 14 Harbour Point

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

14 Harbour Point's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 09 Jan 2023

Current Certificate
Jan 2013

EPC Rating

A
B
C
D
D57
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Good
CO2 Emissions
4.5 t/year
Occupancy
Rented

Certificate validity

Expired on 9 January 2023

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 14 Harbour Point, Stuart Street, Cardiff, CF10 5BW, sourced from the PlanIt planning register.

14 Harbour Point has no planning applications on record.

5

But the area is active

5 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Stuart Street homes

Four headline reads against 11 similar flats on this street, drawn from the latest EPC and Land Registry data.

14 Harbour Point is notably below the street on price per m².

Price per m²

£1,261

Street avg £4,121

Strongly below

Floor Area

119 m²

Street avg 62 m²

Strongly above

Habitable Rooms

4 rooms

Street avg 3 rooms

Strongly above

CO₂ Emissions

4.5 t/year

Street avg 2.1 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.

Rail-style transport is unusually close for this postcode.

Crime

485/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Mermaid Quay Waterbus Stop — ferry terminal.

Nearest stops

  • Mermaid Quay Waterbus StopFerry terminal104m
  • Stuart StreetBus stop114m
  • Mermaid Quay WaterbusBus stop150m
  • Mermaid QuayBus stop151m

Most reported crime locally

  • Violence & Sexual Offences2,669 reports31%
  • Shoplifting1,433 reports16%
  • Anti-social Behaviour1,064 reports12%
  • Public Order913 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st centuryMid Floor FlatEPC DNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for 14 Harbour Point is modelled from its 119 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 14 Harbour Point. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 14 Harbour Point was lodged in January 2013 at band D and expired in January 2023, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 14 Harbour Point. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5BW.
Council tax band
14 Harbour Point is in council tax band G. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 14 Harbour Point, Stuart Street, Cardiff, CF10 5BW. Each answer is also embedded as structured data for search engines.

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