Model valuation£417,0008 Busby Close
Local market context
3 Harbour Point, Stuart Street, Cardiff, CF10 5BW
4 sales on record
Estimated value
£196,000
- Since the 2021 sale (£200,000)-2%
- Against CF10 5BW's recent median (£305,000)-36%
Newest record on this page: October 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Floor 1st
Bedrooms
2
Floor area
56 m²
603 sq ft
Energy rating
C
Score 77
Council tax
Band E
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£196,000
- Against its 2021 sale (£200,000)-2%
- Against CF10 5BW's recent median (£305,000)-36%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 3 Harbour Point is modelled from its 56 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
56 m² from the EPC lodged in August 2014
Sales of this home
4 sales recorded, the latest in 2021
Recent sales in CF10 5BW
5 sales, median £305,000 (2022–2017)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: October 2022 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
3 Harbour Point's sale-price growth has lagged the wider UK trajectory across its history on file.
Sales timeline
5 October 2021Most recent
£200,000
-18.4%over 3 years28 June 2018
£245,000
-2.0%over 1 year4 November 2016
£250,000
+30.9%over 9 years12 January 2007
£191,000
Median price across the last 5 sales in CF10 5BW: £305,000 (2022–2017).
Nearby sales in CF10 5BW
9 Harbour Point, Stuart Street, Cardiff, CF10 5BW
Sold Oct 2022
£375,0005 Harbour Point, Stuart Street, Cardiff, CF10 5BW
Sold Jun 2022
£355,0007 Harbour Point, Stuart Street, Cardiff, CF10 5BW
Sold Dec 2021
£240,0004 Harbour Point, Stuart Street, Cardiff, CF10 5BW
Sold Apr 2016
£142,50010 Harbour Point, Stuart Street, Cardiff, CF10 5BW
Sold Feb 2014
£277,000
What this page doesn't show
1 potential issue has already been flagged for 3 Harbour Point, Stuart Street, Cardiff, CF10 5BW. The detail, evidence and what to ask about it are in the Risks Report.
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 3 Harbour Point
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
3 Harbour Point is a two-bedroom end-of-terrace house in Cardiff (CF10 5BW). It has a recorded floor area of 56 m² (around 603 sq ft), construction records dating it to 2003-2006 and council tax band E. The latest certificate (August 2014) shows a C (score 77), near the top of the C band. The recommended improvements would push it to B (score 81). Main heating runs on electricity. The latest certificate is from August 2014, so improvements made since then won't be reflected.
Sold October 2021 for £200,000. Across the public record there are 4 sales, relatively high churn for a single property. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend. At 56 m² it's 15.2% smaller than the typical home in the postcode (66 m² median across 11 EPCs).
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
Outside
- ParkingYes
Building
- LiftYes
Before you decide
Everything you need to know about 3 Harbour Point
The true value, the hidden risks and the full sale history, in one report.
Larger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
3 Harbour Point's carbon output is low for the local stock.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 23 Aug 2024
Current Certificate
Aug 2014EPC Rating
A
B
C
C77
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Good
CO2 Emissions
1.5 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 23 August 2024
Planning history
Applications and permits filed against 3 Harbour Point, Stuart Street, Cardiff, CF10 5BW, sourced from the PlanIt planning register.
3 Harbour Point has no planning applications on record.
5
But the area is active
5 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Stuart Street homes
Four headline reads against 11 similar flats on this street, drawn from the latest EPC and Land Registry data.
On co₂ emissions, 3 Harbour Point stands well clear of the street.
Price per m²
£3,571
Street avg £3,910
Floor Area
56 m²
Street avg 68 m²
Habitable Rooms
3 rooms
Street avg 3 rooms
CO₂ Emissions
1.5 t/year
Street avg 2.3 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Rail-style transport is unusually close for this postcode.
Crime
485/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Mermaid Quay Waterbus Stop — ferry terminal.
Nearest stops
- Mermaid Quay Waterbus StopFerry terminal104m
- Stuart StreetBus stop114m
- Mermaid Quay WaterbusBus stop150m
- Mermaid QuayBus stop151m
Most reported crime locally
- Violence & Sexual Offences2,669 reports31%
- Shoplifting1,433 reports16%
- Anti-social Behaviour1,064 reports12%
- Public Order913 reports10%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Get a survey for this property
Level 3 Building Survey
21st century1st Floor FlatEPC CNo mains gasSolid (non-cavity) walls
Because the property has no mains gas supply and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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1 Judkin Court, Heol Tredwen
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£190k
1 Adelaide Street
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£184k
1 Clarence Court, Pomeroy Street
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£372k
1 Bute Esplanade
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2 bed2 bath
£150k
1 Clarence Mews, Clarence Embankment
CF10 5GF
1 bed1 bath
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 3 Harbour Point is modelled from its 56 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 4 sales are recorded for 3 Harbour Point. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 3 Harbour Point was lodged in August 2014 at band C and expired in August 2024, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 3 Harbour Point. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5BW.
- Council tax band
- 3 Harbour Point is in council tax band E. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 3 Harbour Point, Stuart Street, Cardiff, CF10 5BW. Each answer is also embedded as structured data for search engines.
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- Every home in CF10 5BWSold prices, values and energy ratings for the postcode
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- 3 Harbour Point, Stuart Street, Cardiff valuationHow the estimate is built and what moves it
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