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4 Harbour Point, Stuart Street, Cardiff, CF10 5BW

EPC B

Estimated value

£156,000

  • Since the 2016 sale (£142,500)+9%
  • Against CF10 5BW's recent median (£245,000)-36%

Newest record on this page: July 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor 01
Habitable rooms
2
From EPC
Floor area
43 m²
463 sq ft
Energy rating
B
Score 84
Council tax
Band E
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£156,000

  • Against its 2016 sale (£142,500)+9%
  • Against CF10 5BW's recent median (£245,000)-36%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 4 Harbour Point is modelled from its 43 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    43 m² from the EPC lodged in July 2023

  • Sales of this home

    1 sale recorded, the latest in 2016

  • Recent sales in CF10 5BW

    5 sales, median £245,000 (2022–2018)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: October 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

  1. 28 April 2016Most recent

    £142,500

Median price across the last 5 sales in CF10 5BW: £245,000 (2022–2018).

Risks

What this page doesn't show

1 potential issue has already been flagged for 4 Harbour Point, Stuart Street, Cardiff, CF10 5BW. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 4 Harbour Point

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

4 Harbour Point is a mid-terrace house in Cardiff (CF10 5BW). It has a recorded floor area of 43 m² (around 463 sq ft), construction records dating it to 2003-2006 and council tax band E. The latest certificate (July 2023) returns a B (score 84), comfortably above the UK average. When first surveyed in February 2009 the rating was C, the property has climbed 1 band since. Between certificates, window efficiency went from Average to Good and lighting went from Average to Very Good; while hot-water efficiency dropped from Average to Poor. Main heating runs on electricity.

At 43 m² it sits well below the postcode median (66 m² across 11 EPCs), making it one of the more compact homes locally. Its energy rating outperforms most of the postcode (better than 73% of similar EPCs). Last changed hands 10 years ago, in April 2016.

Before you decide

Everything you need to know about 4 Harbour Point

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

4 Harbour Point's carbon output is low for the local stock.

Current Certificate(1 of 2)
Jul 2023

EPC Rating

A
B
B84
C
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Good
CO2 Emissions
1.2 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 25 July 2033

6 years remaining

Property Improvements

Changes detected from historical EPC data

Jul 2023from Feb 2009
EPC improved fromC73toB84
Hot Water
AveragePoor

Hot water efficiency decreased

Windows
AverageGood

Window efficiency improved

Low Energy Lighting
25%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 4 Harbour Point, Stuart Street, Cardiff, CF10 5BW, sourced from the PlanIt planning register.

4 Harbour Point has no planning applications on record.

5

But the area is active

5 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Stuart Street homes

Four headline reads against 11 similar flats on this street, drawn from the latest EPC and Land Registry data.

On floor area, 4 Harbour Point runs well behind the street norm.

Price per m²

£3,314

Street avg £3,934

Strongly below

Floor Area

43 m²

Street avg 69 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 3 rooms

Strongly below

CO₂ Emissions

1.2 t/year

Street avg 2.4 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Full Cardiff report

Rail-style transport is unusually close for this postcode.

Crime

485/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Mermaid Quay Waterbus Stop — ferry terminal.

Nearest stops

  • Mermaid Quay Waterbus StopFerry terminal104m
  • Stuart StreetBus stop114m
  • Mermaid Quay WaterbusBus stop150m
  • Mermaid QuayBus stop151m

Most reported crime locally

  • Violence & Sexual Offences2,669 reports31%
  • Shoplifting1,433 reports16%
  • Anti-social Behaviour1,064 reports12%
  • Public Order913 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century1st Floor FlatEPC BNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£160k

1 Carlotta Way

CF10 5FY

2 bed
£151k

1 Cwrt Y Berllan, Clarence Road

CF10 5DZ

£150k

1 Clarence Mews, Clarence Embankment

CF10 5GF

1 bed1 bath
£163k

1 Hodges Square

CF10 5JT

£149k

1 Lloyds House, Anchor Works, Dumballs Road

CF10 5HT

£172k

1 Bute House, Anchor Works, Dumballs Road

CF10 5LT

£133k

1 Dudley Court

CF10 5BQ

£184k

1 Clarence Court, Pomeroy Street

CF10 5GT

1 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 4 Harbour Point is modelled from its 43 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 4 Harbour Point. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 4 Harbour Point was lodged in July 2023 at band B and is valid until July 2033. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 4 Harbour Point. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5BW.
Council tax band
4 Harbour Point is in council tax band E. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 4 Harbour Point, Stuart Street, Cardiff, CF10 5BW. Each answer is also embedded as structured data for search engines.

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