13 Harbour Point, Stuart Street, Cardiff, CF10 5BW

13 Harbour Point is a two-bedroom end-of-terrace house in Cardiff (CF10 5BW). It has a recorded floor area of 76 m² (around 818 sq ft), construction records dating it to 1996-2002 and council tax band E. The latest certificate (August 2019) shows a C (score 70). When first surveyed in October 2008 the rating was D, the property has climbed 1 band since. Between certificates, hot-water efficiency went from Very Poor to Average and main heating went from Very Poor to Average; while roof efficiency dropped from Good to Average and window efficiency dropped from Good to Average. Main heating runs on electricity. At 76 m² this is the 9th smallest of 12 units on EPC record in the building, where floor areas span 43–119 m². The building's EPC ratings span D to B across 12 units on file. Other recorded features include a balcony.

Across 2007–2008, sale prices on this property compounded at 169.6% per year. Today's modelled estimate of £325,000 is 36.9% below the 2008 sale of £515,000, running counter to the wider postcode trend, which makes the EPC and condition history especially worth a look. On a £-per-square-foot basis, the last sale (£630/sq ft) was about 89.7% above the typical sold price in the postcode. Held since January 2008 — that's 18 years off the open market, well above the local norm. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 76 m² it's 24.6% larger than the typical home in the postcode (61 m² median across 11 EPCs).