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13 Harbour Point, Stuart Street, Cardiff, CF10 5BW

Estimated value

£358,000

  • Since the 2008 sale (£515,000)-30%
  • Against CF10 5BW's recent median (£245,000)+46%

Newest record on this page: October 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
End terrace
Floor 2nd
Bedrooms
2
Bathrooms
2
Floor area
76 m²
818 sq ft
Energy rating
C
Score 70
Council tax
Band E
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£358,000

  • Against its 2008 sale (£515,000)-30%
  • Against CF10 5BW's recent median (£245,000)+46%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 13 Harbour Point is modelled from its 76 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    76 m² from the EPC lodged in August 2019

  • Sales of this home

    2 sales recorded, the latest in 2008

  • Recent sales in CF10 5BW

    5 sales, median £245,000 (2022–2018)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: October 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Latest sale on 13 Harbour Point was the highest on Land Registry record across the postcode.

Sales timeline

  1. 11 January 2008Most recent

    £515,000

    +169.6%

  2. 23 August 2007

    £191,000

Median price across the last 5 sales in CF10 5BW: £245,000 (2022–2018).

Risks

What this page doesn't show

2 potential issues have already been flagged for 13 Harbour Point, Stuart Street, Cardiff, CF10 5BW. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Recent ownership pattern worth a lookIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 13 Harbour Point

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

13 Harbour Point is a two-bedroom end-of-terrace house in Cardiff (CF10 5BW). It has a recorded floor area of 76 m² (around 818 sq ft), construction records dating it to 1996-2002 and council tax band E. The latest certificate (August 2019) shows a C (score 70). When first surveyed in October 2008 the rating was D, the property has climbed 1 band since. Between certificates, hot-water efficiency went from Very Poor to Average and main heating went from Very Poor to Average; while roof efficiency dropped from Good to Average and window efficiency dropped from Good to Average. Main heating runs on electricity. At 76 m² this is the 9th smallest of 12 units on EPC record in the building, where floor areas span 43–119 m². The building's EPC ratings span D to B across 12 units on file. Other recorded features include a balcony.

Across 2007–2008, sale prices on this property compounded at 169.6% per year. Today's modelled estimate of £358,000 is 30.5% below the 2008 sale of £515,000, running counter to the wider postcode trend, which makes the EPC and condition history especially worth a look. On a £-per-square-foot basis, the last sale (£630/sq ft) was about 89.7% above the typical sold price in the postcode. Held since January 2008 — that's 19 years off the open market, well above the local norm. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 76 m² it's 24.6% larger than the typical home in the postcode (61 m² median across 11 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms2
  • Open-plan layoutYes
  • Dining roomYes

Outside

  • ParkingAllocated
  • BalconyYes

Building

  • RefurbishedYes
Before you decide

Everything you need to know about 13 Harbour Point

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearbyRecent ownership pattern worth a look

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Aug 2019

EPC Rating

A
B
C
C70
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Average
CO2 Emissions
3.7 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 12 August 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2019from Oct 2008
EPC improved fromD55toC70
Heating System
Room HeatersStorage Heaters

Heating system upgraded to a more efficient system

Heating Controls
Prog + StatManual

Heating controls changed

Hot Water
ImmersionImmersion (Off-Peak)

Hot water system upgraded

Planning

Planning history

Applications and permits filed against 13 Harbour Point, Stuart Street, Cardiff, CF10 5BW, sourced from the PlanIt planning register.

13 Harbour Point has no planning applications on record.

5

But the area is active

5 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Stuart Street homes

Four headline reads against 11 similar flats on this street, drawn from the latest EPC and Land Registry data.

On price per m², 13 Harbour Point stands well clear of the street.

Price per m²

£6,776

Street avg £3,619

Strongly above

Floor Area

76 m²

Street avg 66 m²

Above

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

3.7 t/year

Street avg 2.1 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Full Cardiff report

Rail-style transport is unusually close for this postcode.

Crime

485/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Mermaid Quay Waterbus Stop — ferry terminal.

Nearest stops

  • Mermaid Quay Waterbus StopFerry terminal104m
  • Stuart StreetBus stop114m
  • Mermaid Quay WaterbusBus stop150m
  • Mermaid QuayBus stop151m

Most reported crime locally

  • Violence & Sexual Offences2,669 reports31%
  • Shoplifting1,433 reports16%
  • Anti-social Behaviour1,064 reports12%
  • Public Order913 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Late 20th century2nd Floor FlatEPC CNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £955 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£372k

1 Bute Esplanade

CF10 5BD

2 bed2 bath
£254k

1 Empire House, Mount Stuart Square

CF10 5LR

2 bed2 bath
£227k

1 Ezel Court, Heol Glan Rheidol

CF10 5NS

2 bed2 bath
£400k

1 Harbour Point, Stuart Street

CF10 5BW

1 bed
£160k

1 Carlotta Way

CF10 5FY

2 bed
£201k

1 Judkin Court, Heol Tredwen

CF10 5AU

3 bed2 bath
£190k

1 Adelaide Street

CF10 5BS

3 bed
£184k

1 Clarence Court, Pomeroy Street

CF10 5GT

1 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 13 Harbour Point is modelled from its 76 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 13 Harbour Point. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 13 Harbour Point was lodged in August 2019 at band C and is valid until August 2029. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 13 Harbour Point. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5BW.
Council tax band
13 Harbour Point is in council tax band E. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 13 Harbour Point, Stuart Street, Cardiff, CF10 5BW. Each answer is also embedded as structured data for search engines.

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