Flat 9, 49 Bank Street, Bradford, BD1 1UG

Flat 9 is a two-bedroom end-of-terrace house in Bradford (BD1 1UG). It has a recorded floor area of 78 m² (around 840 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (June 2020) shows a D (score 56), a step below the typical UK home. The rating has held steady at D across 2 certificates since May 2009. Between certificates, lighting went from Very Poor to Very Good and main heating went from Poor to Average; while wall efficiency dropped from Good to Poor and roof efficiency dropped from Very Good to Good. The recommended improvements would push it to C (score 79). Main heating runs on electricity. At 78 m² this is the 8th smallest of 10 units on EPC record in the building, where floor areas span 27–90 m². The building's EPC ratings span E to C across 10 units on file. Other recorded features include a balcony.

Today's modelled estimate of £118,000 is 13.2% below the 2007 sale of £135,996, an unusual pattern given regional price growth and worth checking against the EPC condition. It hasn't traded since May 2007, a hold of 19 years that's notably long for the area. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 78 m² the property is well over the postcode median (47 m² across 9 EPCs), placing it in the larger end of the local stock.