Flat 3, 49 Bank Street, Bradford, BD1 1UG

Flat 3 is a two-bedroom mid-terrace house in Bradford (BD1 1UG). It has a recorded floor area of 74 m² (around 797 sq ft), construction records dating it to 2003-2006 and council tax band B. The latest certificate (December 2020) shows a D (score 62), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since October 2009. Between certificates, hot-water efficiency went from Very Poor to Average and lighting went from Very Poor to Poor. The recommended improvements would lift it to B (score 83), a 2-band jump. Main heating runs on electricity. At 74 m² this is the 7th smallest of 10 units on EPC record in the building, where floor areas span 27–90 m². The building's EPC ratings span E to C across 10 units on file.

Today's modelled estimate of £115,000 is 14.8% below the 2008 sale of £135,000, running counter to the wider postcode trend, which makes the EPC and condition history especially worth a look. Untraded for 18 years, with the last transfer in March 2008. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 74 m² the property is well over the postcode median (47 m² across 9 EPCs), placing it in the larger end of the local stock.