Fern Bank, Water Lane, St Agnes, TR5 0QZ

Fern Bank is a four-bedroom semi-detached house in St Agnes (TR5 0QZ). It has a recorded floor area of 231 m² (around 2486 sq ft), construction records dating it to before 1900 and council tax band E. The latest certificate (September 2022) shows a D (score 68), on the cusp of jumping into the C band. The rating has held steady at D across 3 certificates since May 2012. Between certificates, window efficiency went from Average to Good, lighting went from Poor to Very Good and main heating went from Average to Good; while wall efficiency dropped from Good to Very Poor and hot-water efficiency dropped from Average to Poor. The recommended improvements would lift it to B (score 86), a 2-band jump. Main heating runs on electricity.

At 231 m² the property is well over the postcode median (111 m² across 17 EPCs), placing it in the larger end of the local stock. Across 1996–2022, sale prices on this property compounded at 8.4% per year. On a £-per-square-foot basis, the last sale (£432/sq ft) was about 49.5% above the typical sold price in the postcode. Most recent transfer: January 2022 at £1,075,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.