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Bank Top, Fern Cottage, Top Road, Acton Trussell, Stafford, ST17 0RQ

4 planning records
Property type
Semi-detached
Habitable rooms
8
From EPC
Floor area
173 m²
1862 sq ft
Energy rating
D
Score 63
Tenure
Owner Occupied
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Overview

About Bank Top

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank Top is a semi-detached house in Acton Trussell, Stafford, Stafford (ST17 0RQ). It has a recorded floor area of 173 m² (around 1862 sq ft) and construction records dating it to 1900-1929. The latest certificate (July 2026) shows a D (score 63), on the cusp of jumping into the C band. When first surveyed in July 2010 the rating was E, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Poor; while window efficiency dropped from Good to Average and hot-water efficiency dropped from Very Good to Good. The recommended improvements would push it to C (score 73). This certificate was lodged in the last six months, so the rating reflects current condition.

It hasn't traded since November 1999, a hold of 27 years that's notably long for the area. Across 1995–1999, sale prices on this property compounded at 12.1% per year. Today's modelled estimate of £513,000 sits 231% above the 1999 sale of £155,000. On a £-per-square-foot basis, the last sale (£83/sq ft) was about 64.2% below the postcode norm. 4 planning records sit against the property, 4 approved, 0 refused. Past consents include new windows, an extension and a conservatory, meaningful when judging how the property has evolved.

Before you decide

Everything you need to know about Bank Top

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Bank Top's carbon output runs well above what efficient homes in the postcode produce.

Current Certificate(1 of 3)
Jul 2026

EPC Rating

A
B
C
D
D63
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
6.4 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 26 July 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Sept 2020from Jul 2010
EPC improved fromE54toD62
Hot Water
Very GoodGood

Hot water efficiency decreased

Windows
Mostly DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting
48%100%

More low energy lighting installed

Jul 2026from Sept 2020
Walls
Very PoorPoor

Wall insulation improved

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,085 · Includes VAT

Planning

Planning history

Applications and permits filed against Bank Top, Fern Cottage, Top Road, Acton Trussell, Stafford, ST17 0RQ, sourced from the PlanIt planning register.

Bank Top has been through 4 approved planning applications — a well-evolved property.

4 applications on record at Bank Top, Fern Cottage, Top Road, Acton Trussell, Stafford, ST17 0RQ

4decisions1extensions37documents1nearby
Flagged:Retrospective
  1. Jan 2004
    ConservatoryFull
    Outcome in report

    Alterations and extensions to provide utility,additional bedroom, en-suite and first floor conservatory and repositioning of chimney

    Extension
    Reference
    03/01352/FUL
    Full record in report
  2. More recent applications — locked
  3. New BuildDecision
  4. New BuildDecision

+ 1 more application in the report

Unlock Bank Top, Fern Cottage, Top Road, Acton Trussell, Stafford, ST17 0RQ's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (4 on record)
  • All 4 applications on this property in full, plus 1 notable nearby
  • The 37 documents, officer reports & conditions
  • What the pattern means for extending or converting here
£14.99one-off · instant

One time fee only - money back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank Top's modelled value sits at over four times its earliest registered sale price (1995).

Current estimate

£513,000

Modelled from EPC, postcode comparables and a sale-price growth of 12.1% per year over 4 years.

See how we calculated this
Last sold (1999)

£155,000

Growth on file: 12.1% per year over 4 years.

Sales timeline

  1. 22 November 1999Most recent

    £155,000

    +63.2%over 4 years

  2. 10 August 1995

    £95,000

Median price across the last 5 sales in ST17 0RQ: £725,000 (2026–2023).

On the street

Versus other Top Road homes

Four headline reads against 13 similar houses on this street, drawn from the latest EPC and Land Registry data.

On price per m², Bank Top runs well behind the street norm.

Price per m²

£896

Street avg £3,597

Strongly below

Floor Area

173 m²

Street avg 172 m²

On par

Habitable Rooms

8 rooms

Street avg 7 rooms

Above

CO₂ Emissions

6.4 t/year

Street avg 5.6 t/year

Below
Before you decide

Everything you need to know about Bank Top

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£438k

1 Baswich Lane

ST17 0BH

£436k

1 Alsop Crest, Acton Trussell

ST17 0SJ

4 bed1 bath
£429k

1 Barons Court, Wolseley Bridge

ST17 0XJ

£423k

1 Acton Hill Road, Acton Trussell

ST17 0RY

£415k

1 Anson Drive

ST17 0LT

3 bed1 bath
£660k

1 Broc Hill Way, Brocton

ST17 0UB

£393k

1 Bank Top Cottage, Top Road, Acton Trussell

ST17 0RQ

4 bed2 bath
£388k

1 Briar Close

ST17 0NG

4 bed1 bath
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Stafford district page.
Full Stafford report

Crime

201/mo

Steady year-on-year across the wider district.

Nearest stop

0.3 km

Leese Lane — bus stop.

Closest school

1.1 km

St Leonard's CofE First School. 4 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around ST17 0RQ from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for ST17 0RQ

Daytime· 07:00 – 23:00

53.5dB

Low
Night-time road noise heatmap for ST17 0RQ

Night-time· 23:00 – 07:00

46.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank Top, Fern Cottage, Top Road, Acton Trussell, Stafford, ST17 0RQ. Each answer is also embedded as structured data for search engines.