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The Bank, Flat 2, Station Road, Gillingham, SP8 4PY

3 planning records
Property type
Mid terrace
Habitable rooms
4
From EPC
Floor area
85 m²
915 sq ft
Energy rating
E
Score 44
Tenure
Private Rental
Overview

About The Bank

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

The Bank is a mid-terrace house in Gillingham (SP8 4PY). It has a recorded floor area of 85 m² (around 915 sq ft) and construction records dating it to before 1900. The latest certificate (January 2022) shows an E (score 44), well below the UK norm with real room to improve. The rating has held steady at E across 2 certificates since November 2013. Between certificates, wall efficiency went from Very Poor to Poor, window efficiency went from Poor to Average and hot-water efficiency went from Poor to Average; while roof efficiency dropped from Good to Very Poor and lighting dropped from Very Good to Good. The recommended improvements would lift it to C (score 71), a 2-band jump.

At 85 m² the property is well over the postcode median (40 m² across 19 EPCs), placing it in the larger end of the local stock. 3 planning records sit against the property, 3 approved, 0 refused. Past consents include HMO conversion and subdivision, meaningful when judging how the property has evolved.

Before you decide

Everything you need to know about The Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby
£14.99one-off

30-day money-back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

The Bank's carbon output runs well above what efficient homes in the postcode produce.

Current Certificate(1 of 2)
Jan 2022

EPC Rating

A
B
C
D
E
E44
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Average
Windows
Average
CO2 Emissions
6.0 t/year
Occupancy
Rented

Property Improvements

Changes detected from historical EPC data

Jan 2022from Nov 2013
Heating System
Storage HeatersGas Boiler

Replaced storage heaters with gas boiler

Main Fuel
ElectricGas

Connected to mains gas supply

Heating Controls
ManualFull

Heating controls upgraded for better temperature management

Hot Water
PoorAverage

Hot water efficiency improved

Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Walls
Very PoorPoor

Wall insulation improved

Low Energy Lighting
100%55%

Low energy lighting percentage decreased

Planning

Planning history

Applications and permits filed against The Bank, Flat 2, Station Road, Gillingham, SP8 4PY, sourced from the PlanIt planning register.

Council records show a subdivision application — the property's legal arrangement has been altered.

  1. Aug 2008
    HMOAmendment
    In report

    Change of use from maisonette to a house in multiple occupation for ten persons

    Council
    North Dorset
    Documents
    3 docs on file
    Reference
    2/2008/0628
    View planning record
  2. Mar 2007
    SubdivisionFull
    In report

    Conversion of existing 1st & 2nd floor of building to create 5 No. flats, install 1 No. dormer window

    Council
    North Dorset
    Documents
    4 docs on file
    Reference
    2/2006/0289
    View planning record
Before you offer

We flagged 1 thing worth checking at The Bank

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

  • Larger development activity nearby
£14.99

30-day money-back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The Bank has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.

Current estimate

£236,000

Modelled from EPC, postcode comparables.

See how we calculated this

No sales recorded with HM Land Registry

That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.

Median price across the last 5 sales in SP8 4PY: £130,000 (2020–2005).

On the street

Versus other Station Road homes

Four headline reads against 8 similar houses on this street, drawn from the latest EPC and Land Registry data.

EPC Rating

44 (E)

Street avg 53 (E)

Below

Floor Area

85 m²

Street avg 92 m²

On par

CO₂ Emissions

6.0 t/year

Street avg 5.8 t/year

Below

Habitable Rooms

4 rooms

Street avg 4 rooms

Below
Before you decide

Everything you need to know about The Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby
£14.99one-off

30-day money-back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£245k

2 Coachmans Corner, Flat 2, The Square

SP8 4AY

Flat
£185k

5 Wyndgreen Apartments, Wyke Road

SP8 4NG

Flat2 bed2 bath
£167k

2 Wyndgreen Apartments, Wyke Road

SP8 4NG

Flat2 bed1 bath
£157k

3 Wyndgreen Apartments, Wyke Road

SP8 4NG

Flat2 bed1 bath
£155k

4 Wyndgreen Apartments, Wyke Road

SP8 4NG

Flat2 bed
£151k

1 Wyndgreen Apartments, Wyke Road

SP8 4NG

Flat2 bed
£142k

Barnaby Mill, Flat 14, Barnaby Mead

SP8 4AD

Flat2 bed1 bath
£395k

Bank Flat, Station Road

SP8 4PY

Flat
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Gillingham district page.
Full Gillingham report

Rail-style transport is unusually close for this postcode.

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

0.0 km

Station Road Top — bus stop.

Closest school

0.2 km

Gillingham Primary School. 5 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around SP8 4PY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for SP8 4PY

Daytime· 07:00 – 23:00

47.2dB

Low
Night-time road noise heatmap for SP8 4PY

Night-time· 23:00 – 07:00

39.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about The Bank, Flat 2, Station Road, Gillingham, SP8 4PY. Each answer is also embedded as structured data for search engines.