What type of property is 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW is a detached house.

What did 45 Bank Street, S40 1BW sell for?

45 Bank Street, S40 1BW last sold for £165,295 in May 2022, around 4 years ago. Before that, it sold for £112,000 in November 2005, so prices have been rising over 17 years on record. Source: HM Land Registry.

What is the price history for 45 Bank Street, S40 1BW?

Across 2 sales between November 2005 and May 2022, 45 Bank Street, S40 1BW rose from £112,000 to £165,295, a change of £53,295. That works out to roughly +2.4% per year compounded over 17 years. Source: HM Land Registry.

How energy efficient is 45 Bank Street, S40 1BW?

The current EPC rating for 45 Bank Street, S40 1BW is E with a score of 45 out of 100, lodged in April 2018. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW has a recorded floor area of 86 m² (926 sq ft). That makes it about 8% larger than the median EPC-recorded property in S40 1BW. Source: EPC Register.

How is 45 Bank Street, S40 1BW heated?

The latest EPC at 45 Bank Street, S40 1BW records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 45 Bank Street, S40 1BW located?

45 Bank Street, S40 1BW sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

How safe is the area around 45 Bank Street, S40 1BW?

Police records around 45 Bank Street, S40 1BW show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 45 Bank Street, S40 1BW?

The closest primary school to 45 Bank Street, S40 1BW is Brampton Primary School (90m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (766m), with 5 secondaries in the surrounding area.

What is the nearest station to 45 Bank Street, S40 1BW?

The closest bus stop to 45 Bank Street, S40 1BW is Alma Street West, 177m away. In total there are 30 bus stops within the surrounding area.

Calculators

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45 Bank Street, Chesterfield, S40 1BW

Property type

Detached

Habitable rooms

From EPC

Floor area

86 m²

926 sq ft

Energy rating

Score 45

Council tax

Band A

Tenure

Private Rental

Overview

About 45 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

45 Bank Street is a detached house in Chesterfield (S40 1BW). It has a recorded floor area of 86 m² (around 926 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (April 2018) shows an E (score 45), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 78), a 2-band jump.

It lags the bulk of the postcode on energy efficiency (less efficient than 75% of similar EPCs). Across 2005–2022, sale prices on this property compounded at 2.4% per year. On a £-per-square-foot basis, the last sale (£179/sq ft) was about 60.6% above the typical sold price in the postcode. Most recent transfer: May 2022 at £165,295. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about 45 Bank Street

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Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

45 Bank Street's carbon output runs well above what efficient homes in the postcode produce.

EPC Rating

E45

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

6.7 t/year

Occupancy

Rented

Get a survey for this property

Level 3 Building Survey

Victorian-eraDetached HouseEPC EPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 45 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

45 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Latest sale on 45 Bank Street was the highest on Land Registry record across the postcode.

Current estimate

£150,000

Modelled from EPC, postcode comparables and a sale-price growth of 2.4% per year over 17 years.

See how we calculated this

Last sold (2022)

£165,295

Growth on file: 2.4% per year over 17 years.

Sales timeline

19 May 2022Most recent
£165,295
+47.6%over 16 years
15 November 2005
£112,000

Median price across the last 5 sales in S40 1BW: £110,000 (2024–2013).

Nearby sales in S40 1BW

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 45 Bank Street runs comfortably ahead of the street norm.

Price per m²

£1,922

Street avg £1,358

Strongly above

Floor Area

86 m²

Street avg 82 m²

Above

Habitable Rooms

4 rooms

Street avg 5 rooms

Strongly below

CO₂ Emissions

6.7 t/year

Street avg 4.4 t/year

Strongly below

Before you decide

Everything you need to know about 45 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£150k

1 Chainbar Cottages, School Board Lane

S40 1ET

£149k

1 3, Apartment 4, Knifesmithgate

S40 1RF

Flat

£152k

1 Clifton Street

S40 1DQ

£146k

1 3, Apartment 6, Knifesmithgate

S40 1RF

Flat

£146k

1 3, Apartment 8, Knifesmithgate

S40 1RF

Flat

£144k

1 3, Apartment 9, Knifesmithgate

S40 1RF

Flat

£159k

1 3, Apartment 5, Knifesmithgate

S40 1RF

Flat

£161k

1 3, Apartment 2, Knifesmithgate

S40 1RF

Flat

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.5dB

Low

Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 45 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.