What type of property is 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW is a detached house.

What did 45 Bank Street, S40 1BW sell for?

45 Bank Street, S40 1BW last sold for £165,295 in May 2022, around 4 years ago. Before that, it sold for £112,000 in November 2005, so prices have been rising over 17 years on record. Source: HM Land Registry.

What is the price history for 45 Bank Street, S40 1BW?

Across 2 sales between November 2005 and May 2022, 45 Bank Street, S40 1BW rose from £112,000 to £165,295, a change of £53,295. That works out to roughly +2.4% per year compounded over 17 years. Source: HM Land Registry.

How energy efficient is 45 Bank Street, S40 1BW?

The current EPC rating for 45 Bank Street, S40 1BW is E with a score of 45 out of 100, lodged in April 2018. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW has a recorded floor area of 86 m² (926 sq ft). That makes it about 8% larger than the median EPC-recorded property in S40 1BW. Source: EPC Register.

How is 45 Bank Street, S40 1BW heated?

The latest EPC at 45 Bank Street, S40 1BW records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 45 Bank Street, S40 1BW?

45 Bank Street, S40 1BW is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 45 Bank Street, S40 1BW located?

45 Bank Street, S40 1BW sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

How safe is the area around 45 Bank Street, S40 1BW?

Police records around 45 Bank Street, S40 1BW show an average of 338 reported crimes per month over the last 16 months. Violent crime makes up roughly 37% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 45 Bank Street, S40 1BW?

The closest primary school to 45 Bank Street, S40 1BW is Brampton Primary School (90m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (766m), with 5 secondaries in the surrounding area.

What is the nearest station to 45 Bank Street, S40 1BW?

The closest bus stop to 45 Bank Street, S40 1BW is Alma Street West, 177m away. In total there are 30 bus stops within the surrounding area.

Calculators

Featured

UK House Price Map

30 years of UK sold prices mapped by postcode district.

Postcode-level detail
Compare areas side by side

Open the map

45 Bank Street, Chesterfield, S40 1BW

Estimated value

£176,000

Since the 2022 sale (£165,295)+6%
Against S40 1BW's recent median (£110,000)+60%

Newest record on this page: April 2024. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Detached

Habitable rooms

From EPC

Floor area

86 m²

926 sq ft

Energy rating

Score 45

Council tax

Band A

Tenure

Private Rental

Get directions

Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£176,000

Against its 2022 sale (£165,295)+6%
Against S40 1BW's recent median (£110,000)+60%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 45 Bank Street is modelled from its 86 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
86 m² from the EPC lodged in April 2018
Sales of this home
2 sales recorded, the latest in 2022
Recent sales in S40 1BW
5 sales, median £110,000 (2024–2013)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: April 2024	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Latest sale on 45 Bank Street was the highest on Land Registry record across the postcode.

Sales timeline

19 May 2022Most recent
£165,295
+47.6%over 16 years
15 November 2005
£112,000

Median price across the last 5 sales in S40 1BW: £110,000 (2024–2013).

Nearby sales in S40 1BW

Risks

What this page doesn't show

2 potential issues have already been flagged for 45 Bank Street, Chesterfield, S40 1BW. The detail, evidence and what to ask about it are in the Risks Report.

Signs of HMO activity in the areaIn report
Larger development activity nearbyIn report
Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 45 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

45 Bank Street is a detached house in Chesterfield (S40 1BW). It has a recorded floor area of 86 m² (around 926 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (April 2018) shows an E (score 45), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 78), a 2-band jump.

It lags the bulk of the postcode on energy efficiency (less efficient than 75% of similar EPCs). Across 2005–2022, sale prices on this property compounded at 2.4% per year. On a £-per-square-foot basis, the last sale (£179/sq ft) was about 60.6% above the typical sold price in the postcode. Most recent transfer: May 2022 at £165,295. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about 45 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

45 Bank Street's carbon output runs well above what efficient homes in the postcode produce.

Current Certificate

Apr 2018

EPC Rating

E45

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

6.7 t/year

Occupancy

Rented

Certificate validity

Valid until 14 April 2028

1 year remaining

Planning

Planning history

Applications and permits filed against 45 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

45 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 45 Bank Street runs comfortably ahead of the street norm.

Price per m²

£1,922

Street avg £1,358

Strongly above

Floor Area

86 m²

Street avg 82 m²

Above

Habitable Rooms

4 rooms

Street avg 5 rooms

Strongly below

CO₂ Emissions

6.7 t/year

Street avg 4.4 t/year

Strongly below

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

338/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Nearest schools

Brampton Primary SchoolPrimary90m
St Mary's Catholic PrimaryPrimary671m
William Rhodes Primary and Nursery SchoolPrimary737m
Parkside Community SchoolSecondary766m

Nearest stops

Alma Street WestBus stop177m
Clifton StreetBus stop192m
Mecca BingoBus stop271m
Chester Street Recreation GroundBus stop274m

Most reported crime locally

Violence & Sexual Offences2,017 reports37%
Anti-social Behaviour937 reports17%
Shoplifting586 reports11%
Public Order520 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.5dB

Low

Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Victorian-eraDetached HouseEPC EPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£181k

1 3, Apartment 3, Knifesmithgate

S40 1RF

Flat

£170k

1 Barker Fold

S40 1EF

£183k

1 3, Apartment 2, Knifesmithgate

S40 1RF

Flat

£190k

1 3, Apartment 10, Knifesmithgate

S40 1RF

Flat

£194k

1 3, Apartment 7, Knifesmithgate

S40 1RF

Flat

£159k

1 3, Apartment 5, Knifesmithgate

S40 1RF

Flat

£197k

1 Albion Road

S40 1NB

3 bed1 bath

£155k

1 Chainbar Cottages, School Board Lane

S40 1ET

Property research, connected

Get up to date data on unlimited properties per month

Explore sale histories, valuations, energy ratings and local areas. Ask the assistant to connect the details and take your research further.

Start your research

Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for 45 Bank Street is modelled from its 86 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 45 Bank Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 45 Bank Street was lodged in April 2018 at band E and is valid until April 2028. Floor area, heating and insulation details on this page come from it.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to 45 Bank Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from S40 1BW, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: 45 Bank Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 45 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.

Know this home? Think our valuation is wrong?

Leave a note for other visitors about work done or anything the records miss, and say what you think it's worth. It takes about two minutes.

45 Bank Street, Chesterfield, S40 1BW

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in S40 1BW

Everything you need to know about 45 Bank Street

EPC Rating

Nearest schools

Nearest stops

Most reported crime locally

Level 3 Building Survey

1 3, Apartment 3, Knifesmithgate

1 Barker Fold

1 3, Apartment 2, Knifesmithgate

1 3, Apartment 10, Knifesmithgate

1 3, Apartment 7, Knifesmithgate

1 3, Apartment 5, Knifesmithgate

1 Albion Road

1 Chainbar Cottages, School Board Lane

Get up to date data on unlimited properties per month

Know this home? Think our valuation is wrong?

Keep exploring