Model valuation£417,0008 Busby Close
Local market context
38 Bank Street, Chesterfield, S40 1BW
3 sales on record
Estimated value
£154,000
- Since the 2013 sale (£97,000)+59%
- Against S40 1BW's recent median (£110,000)+40%
Newest record on this page: April 2024. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Bedrooms
3
Bathroom
1
Floor area
80 m²
861 sq ft
Energy rating
E
Score 51
Council tax
Band A
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£154,000
- Against its 2013 sale (£97,000)+59%
- Against S40 1BW's recent median (£110,000)+40%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 38 Bank Street is modelled from its 80 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
80 m² from the EPC lodged in July 2013
Sales of this home
3 sales recorded, the latest in 2013
Recent sales in S40 1BW
5 sales, median £110,000 (2024–2016)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: April 2024 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
38 Bank Street has more than doubled in price since the earliest registered sale in 2001.
Sales timeline
28 October 2013Most recent
£97,000
-3.0%over 5 years24 July 2008
£99,950
+149.9%over 6 years20 September 2001
£40,000
Median price across the last 5 sales in S40 1BW: £110,000 (2024–2016).
What this page doesn't show
2 potential issues have already been flagged for 38 Bank Street, Chesterfield, S40 1BW. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 38 Bank Street
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
38 Bank Street is a three-bedroom end-of-terrace house in Chesterfield (S40 1BW). It has a recorded floor area of 80 m² (around 861 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (July 2013) shows an E (score 51), well below the UK norm with real room to improve. The recommended improvements would lift it to B (score 84), a 3-band jump. The latest certificate is from July 2013, so improvements made since then won't be reflected.
Across 2001–2013, sale prices on this property compounded at 7.6% per year. Today's modelled estimate of £154,000 sits 58.8% above the 2013 sale of £97,000. It lags the bulk of the postcode on energy efficiency (less efficient than 75% of similar EPCs). On the market in October 2013 and unlisted since — roughly 13 years.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms1
- Dining roomYes
Outside
- Private gardenRear
- ParkingYes
Building
- Heating systemGas
- RefurbishedYes
Before you decide
Everything you need to know about 38 Bank Street
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 28 Jul 2023
Current Certificate
Jul 2013EPC Rating
A
B
C
D
E
E51
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
5.0 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 28 July 2023
Planning history
Applications and permits filed against 38 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.
38 Bank Street has no planning applications on record.
8
But the area is active
8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Bank Street homes
Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.
Price per m² for 38 Bank Street lags the street by a wide margin.
Price per m²
£1,213
Street avg £1,536
Floor Area
80 m²
Street avg 83 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
5.0 t/year
Street avg 4.8 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.
Crime
338/mo
Steady year-on-year across the wider district.
Nearest stop
0.2 km
Alma Street West — bus stop.
Closest school
0.1 km
Brampton Primary School. 25 schools nearby.
Nearest schools
- Brampton Primary SchoolPrimary90m
- St Mary's Catholic PrimaryPrimary671m
- William Rhodes Primary and Nursery SchoolPrimary737m
- Parkside Community SchoolSecondary766m
Nearest stops
- Alma Street WestBus stop177m
- Clifton StreetBus stop192m
- Mecca BingoBus stop271m
- Chester Street Recreation GroundBus stop274m
Most reported crime locally
- Violence & Sexual Offences2,017 reports37%
- Anti-social Behaviour937 reports17%
- Shoplifting586 reports11%
- Public Order520 reports10%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.5dB
Night-time· 23:00 – 07:00
41.2dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraEnd-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£140k
1 Angel Apartments, Angel Yard
S40 1JP
Flat3 bed1 bath
£139k
1 Angel Yard
S40 1JP
3 bed1 bath
£197k
1 Albion Road
S40 1NB
3 bed1 bath
£283k
1 Churston Road
S40 1HR
3 bed1 bath
£145k
1 Foljambe Road
S40 1NN
2 bed
£328k
1 Ashgate Avenue
S40 1JB
3 bed1 bath
£131k
1 Charles Street
S40 1DE
2 bed
£124k
1 Alford Close
S40 1YP
2 bed1 bath
Property research, connected
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 38 Bank Street is modelled from its 80 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 38 Bank Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 38 Bank Street was lodged in July 2013 at band E and expired in July 2023, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 38 Bank Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from S40 1BW, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 38 Bank Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 38 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in S40 1BWSold prices, values and energy ratings for the postcode
- S 40 property marketPrices, postcodes, schools and transport across the district
- 38 Bank Street, Chesterfield valuationHow the estimate is built and what moves it
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- Report on another addressLook up any home in England and Wales