What type of property is 38 Bank Street, S40 1BW?

38 Bank Street, S40 1BW is a 3-bedroom end-of-terrace house.

What did 38 Bank Street, S40 1BW sell for?

38 Bank Street, S40 1BW last sold for £97,000 in October 2013, around 13 years ago. Land Registry has 3 sales on record going back to £40,000 in September 2001. Source: HM Land Registry.

How has the value of 38 Bank Street, S40 1BW changed over time?

Across 3 sales between September 2001 and October 2013, 38 Bank Street, S40 1BW rose from £40,000 to £97,000, a change of £57,000. That works out to roughly +7.6% per year compounded over 12 years. Source: HM Land Registry.

How energy efficient is 38 Bank Street, S40 1BW?

The current EPC rating for 38 Bank Street, S40 1BW is E with a score of 51 out of 100, lodged in July 2013. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 38 Bank Street, S40 1BW?

38 Bank Street, S40 1BW has a recorded floor area of 80 m² (861 sq ft), around 27 m² per bedroom. Source: EPC Register.

How is 38 Bank Street, S40 1BW heated?

The latest EPC at 38 Bank Street, S40 1BW records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 38 Bank Street, S40 1BW?

38 Bank Street, S40 1BW is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 38 Bank Street, S40 1BW located?

38 Bank Street, S40 1BW sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

How safe is the area around 38 Bank Street, S40 1BW?

Police records around 38 Bank Street, S40 1BW show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 38 Bank Street, S40 1BW?

The closest primary school to 38 Bank Street, S40 1BW is Brampton Primary School (90m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (766m), with 5 secondaries in the surrounding area.

How well connected is 38 Bank Street, S40 1BW?

The closest bus stop to 38 Bank Street, S40 1BW is Alma Street West, 177m away. In total there are 30 bus stops within the surrounding area.

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38 Bank Street, Chesterfield, S40 1BW

3 sales on record

Property type

End terrace

Bedrooms

Bathroom

Floor area

80 m²

861 sq ft

Energy rating

Score 51

Council tax

Band A

Tenure

Owner Occupied

Overview

About 38 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

38 Bank Street is a three-bedroom end-of-terrace house in Chesterfield (S40 1BW). It has a recorded floor area of 80 m² (around 861 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (July 2013) shows an E (score 51), well below the UK norm with real room to improve. The recommended improvements would lift it to B (score 84), a 3-band jump. The latest certificate is from July 2013, so improvements made since then won't be reflected.

It lags the bulk of the postcode on energy efficiency (less efficient than 75% of similar EPCs). On the market in October 2013 and unlisted since — roughly 13 years. Across 2001–2013, sale prices on this property compounded at 7.6% per year. Today's modelled estimate of £143,000 is 47.4% above the 2013 sale price.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Bathrooms1
Dining roomYes

Outside

Private gardenRear
ParkingYes

Building

Heating systemGas
RefurbishedYes

Before you decide

Everything you need to know about 38 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 28 Jul 2023

EPC Rating

E51

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

5.0 t/year

Occupancy

Owner Occupied

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 38 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

38 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

38 Bank Street has more than doubled in price since the earliest registered sale in 2001.

Current estimate

£143,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.6% per year over 12 years.

See how we calculated this

Last sold (2013)

£97,000

Growth on file: 7.6% per year over 12 years.

Sales timeline

28 October 2013Most recent
£97,000
-3.0%over 5 years
24 July 2008
£99,950
+149.9%over 6 years
20 September 2001
£40,000

Median price across the last 5 sales in S40 1BW: £110,000 (2024–2016).

Nearby sales in S40 1BW

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 38 Bank Street lags the street by a wide margin.

Price per m²

£1,213

Street avg £1,536

Below

Floor Area

80 m²

Street avg 83 m²

Below

Habitable Rooms

5 rooms

Street avg 5 rooms

Above

CO₂ Emissions

5.0 t/year

Street avg 4.8 t/year

Below

Before you decide

Everything you need to know about 38 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£135k

1 Charles Street

S40 1DE

2 bed

£134k

1 Foljambe Road

S40 1NN

2 bed

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

£124k

1 Alford Close

S40 1YP

2 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.5dB

Low

Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 38 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.