What kind of home is 44 Bank Street, S40 1BW?

44 Bank Street, S40 1BW is a semi-detached house.

What did 44 Bank Street, S40 1BW sell for?

44 Bank Street, S40 1BW last sold for £90,000 in July 2009, around 17 years ago. Land Registry has 3 sales on record going back to £15,000 in March 2002. Source: HM Land Registry.

How has the value of 44 Bank Street, S40 1BW changed over time?

Across 3 sales between March 2002 and July 2009, 44 Bank Street, S40 1BW rose from £15,000 to £90,000, a change of £75,000. That works out to roughly +27.7% per year compounded over 7 years. Source: HM Land Registry.

How energy efficient is 44 Bank Street, S40 1BW?

The current EPC rating for 44 Bank Street, S40 1BW is D with a score of 56 out of 100, lodged in March 2026. It has improved from a F recorded in June 2009 (2 bands). The assessor estimates the property could reach a B. Source: EPC Register.

How big is 44 Bank Street, S40 1BW?

44 Bank Street, S40 1BW has a recorded floor area of 83 m² (893 sq ft). Source: EPC Register.

What heating system does 44 Bank Street, S40 1BW use?

The latest EPC at 44 Bank Street, S40 1BW records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 44 Bank Street, S40 1BW?

44 Bank Street, S40 1BW is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 44 Bank Street, S40 1BW in?

44 Bank Street, S40 1BW sits in Chesterfield. It falls within the S40 postcode district.

What is crime like near 44 Bank Street, S40 1BW?

Police records around 44 Bank Street, S40 1BW show an average of 338 reported crimes per month over the last 16 months. Violent crime makes up roughly 37% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 44 Bank Street, S40 1BW?

The closest primary school to 44 Bank Street, S40 1BW is Brampton Primary School (90m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (766m), with 5 secondaries in the surrounding area.

How well connected is 44 Bank Street, S40 1BW?

The closest bus stop to 44 Bank Street, S40 1BW is Alma Street West, 177m away. In total there are 30 bus stops within the surrounding area.

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44 Bank Street, Chesterfield, S40 1BW

3 sales on record

Property type

Semi-detached

Habitable rooms

From EPC

Floor area

83 m²

893 sq ft

Energy rating

Score 56

Council tax

Band A

Tenure

Owner Occupied

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Overview

About 44 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

44 Bank Street is a semi-detached house in Chesterfield (S40 1BW). It has a recorded floor area of 83 m² (around 893 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (March 2026) shows a D (score 56), a step below the typical UK home. When first surveyed in June 2009 the rating was F, the property has climbed 2 bands since. Between certificates, window efficiency dropped from Average to Poor. The recommended improvements would lift it to B (score 84), a 2-band jump. This certificate was lodged in the last six months, so the rating reflects current condition.

It hasn't traded since July 2009, a hold of 17 years that's notably long for the area. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 2002–2009, sale prices on this property compounded at 27.7% per year. Today's modelled estimate of £147,000 sits 63.3% above the 2009 sale of £90,000.

Before you decide

Everything you need to know about 44 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Mar 2026

EPC Rating

D56

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Poor

CO2 Emissions

4.9 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 24 March 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Mar 2026from Jun 2009

EPC improved fromF35toD56

Low Energy Lighting

10%69%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 44 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

44 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Price for 44 Bank Street has grown more than fourfold since the 2002 starting point.

Current estimate

£147,000

Modelled from EPC, postcode comparables and a sale-price growth of 27.7% per year over 7 years.

See how we calculated this

Last sold (2009)

£90,000

Growth on file: 27.7% per year over 7 years.

Sales timeline

19 July 2009Most recent
£90,000
+111.8%over 6 years
1 August 2002
£42,500
+183.3%
25 March 2002
£15,000

Median price across the last 5 sales in S40 1BW: £110,000 (2024–2016).

Nearby sales in S40 1BW

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

44 Bank Street is notably below the street on price per m².

Price per m²

£1,084

Street avg £1,568

Strongly below

Floor Area

83 m²

Street avg 82 m²

On par

Habitable Rooms

5 rooms

Street avg 5 rooms

Above

CO₂ Emissions

4.9 t/year

Street avg 4.9 t/year

On par

Before you decide

Everything you need to know about 44 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£149k

1 3, Apartment 8, Knifesmithgate

S40 1RF

Flat

£145k

1 Foljambe Road

S40 1NN

2 bed

£142k

1 3, Apartment 4, Knifesmithgate

S40 1RF

Flat

£142k

1 3, Apartment 6, Knifesmithgate

S40 1RF

Flat

£142k

1 3, Apartment 9, Knifesmithgate

S40 1RF

Flat

£153k

1 Clifton Street

S40 1DQ

£140k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£155k

1 Chainbar Cottages, School Board Lane

S40 1ET

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

338/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.5dB

Low

Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 44 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.