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44 Bank Street, Chesterfield, S40 1BW

3 sales on record

Estimated value

£147,000

  • Since the 2009 sale (£90,000)+63%
  • Against S40 1BW's recent median (£110,000)+34%

Newest record on this page: March 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Habitable rooms
5
From EPC
Floor area
83 m²
893 sq ft
Energy rating
D
Score 56
Council tax
Band A
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£147,000

  • Against its 2009 sale (£90,000)+63%
  • Against S40 1BW's recent median (£110,000)+34%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 44 Bank Street is modelled from its 83 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    83 m² from the EPC lodged in March 2026

  • Sales of this home

    3 sales recorded, the latest in 2009

  • Recent sales in S40 1BW

    5 sales, median £110,000 (2024–2016)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: April 2024Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Price for 44 Bank Street has grown more than fourfold since the 2002 starting point.

Sales timeline

  1. 19 July 2009Most recent

    £90,000

    +111.8%over 6 years

  2. 1 August 2002

    £42,500

    +183.3%

  3. 25 March 2002

    £15,000

Median price across the last 5 sales in S40 1BW: £110,000 (2024–2016).

Risks

What this page doesn't show

2 potential issues have already been flagged for 44 Bank Street, Chesterfield, S40 1BW. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 44 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

44 Bank Street is a semi-detached house in Chesterfield (S40 1BW). It has a recorded floor area of 83 m² (around 893 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (March 2026) shows a D (score 56), a step below the typical UK home. When first surveyed in June 2009 the rating was F, the property has climbed 2 bands since. Between certificates, window efficiency dropped from Average to Poor. The recommended improvements would lift it to B (score 84), a 2-band jump. This certificate was lodged in the last six months, so the rating reflects current condition.

It hasn't traded since July 2009, a hold of 17 years that's notably long for the area. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 2002–2009, sale prices on this property compounded at 27.7% per year. Today's modelled estimate of £147,000 sits 63.3% above the 2009 sale of £90,000.

Before you decide

Everything you need to know about 44 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)
Mar 2026

EPC Rating

A
B
C
D
D56
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Poor
CO2 Emissions
4.9 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 24 March 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Mar 2026from Jun 2009
EPC improved fromF35toD56
Low Energy Lighting
10%69%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 44 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

44 Bank Street has no planning applications on record.

8

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

44 Bank Street is notably below the street on price per m².

Price per m²

£1,084

Street avg £1,568

Strongly below

Floor Area

83 m²

Street avg 82 m²

On par

Habitable Rooms

5 rooms

Street avg 5 rooms

Above

CO₂ Emissions

4.9 t/year

Street avg 4.9 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.
Full Chesterfield report

Crime

338/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Nearest schools

  • Brampton Primary SchoolPrimary90m
  • St Mary's Catholic PrimaryPrimary671m
  • William Rhodes Primary and Nursery SchoolPrimary737m
  • Parkside Community SchoolSecondary766m

Nearest stops

  • Alma Street WestBus stop177m
  • Clifton StreetBus stop192m
  • Mecca BingoBus stop271m
  • Chester Street Recreation GroundBus stop274m

Most reported crime locally

  • Violence & Sexual Offences2,017 reports37%
  • Anti-social Behaviour937 reports17%
  • Shoplifting586 reports11%
  • Public Order520 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for S40 1BW

Daytime· 07:00 – 23:00

52.5dB

Low
Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£149k

1 3, Apartment 8, Knifesmithgate

S40 1RF

Flat
£145k

1 Foljambe Road

S40 1NN

2 bed
£142k

1 3, Apartment 4, Knifesmithgate

S40 1RF

Flat
£142k

1 3, Apartment 6, Knifesmithgate

S40 1RF

Flat
£142k

1 3, Apartment 9, Knifesmithgate

S40 1RF

Flat
£153k

1 Clifton Street

S40 1DQ

£140k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath
£155k

1 Chainbar Cottages, School Board Lane

S40 1ET

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 44 Bank Street is modelled from its 83 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in S40 1BW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 44 Bank Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 44 Bank Street was lodged in March 2026 at band D and is valid until March 2036. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 44 Bank Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from S40 1BW, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
44 Bank Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 44 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.

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