What kind of home is 40 Bank Street, S40 1BW?

40 Bank Street, S40 1BW is a 2-bedroom mid-terrace house.

What did 40 Bank Street, S40 1BW sell for?

40 Bank Street, S40 1BW last sold for £110,000 in April 2024, around 2 years ago. Land Registry has 4 sales on record going back to £33,000 in March 1999. Source: HM Land Registry.

How has the value of 40 Bank Street, S40 1BW changed over time?

Across 4 sales between March 1999 and April 2024, 40 Bank Street, S40 1BW rose from £33,000 to £110,000, a change of £77,000. That works out to roughly +4.9% per year compounded over 25 years. Source: HM Land Registry.

What energy rating does 40 Bank Street, S40 1BW have?

The current EPC rating for 40 Bank Street, S40 1BW is D with a score of 60 out of 100, lodged in January 2023. It has improved from a E recorded in October 2009. The assessor estimates the property could reach a C. Source: EPC Register.

How big is 40 Bank Street, S40 1BW?

40 Bank Street, S40 1BW has a recorded floor area of 71 m² (764 sq ft), around 36 m² per bedroom. That makes it about 17% smaller than the median EPC-recorded property in S40 1BW. Source: EPC Register.

What heating system does 40 Bank Street, S40 1BW use?

The latest EPC at 40 Bank Street, S40 1BW records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 40 Bank Street, S40 1BW?

40 Bank Street, S40 1BW is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 40 Bank Street, S40 1BW in?

40 Bank Street, S40 1BW sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

Is 40 Bank Street, S40 1BW in a safe area?

Police records around 40 Bank Street, S40 1BW show an average of 338 reported crimes per month over the last 16 months. Violent crime makes up roughly 37% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 40 Bank Street, S40 1BW?

The closest primary school to 40 Bank Street, S40 1BW is Brampton Primary School (90m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (766m), with 5 secondaries in the surrounding area.

How well connected is 40 Bank Street, S40 1BW?

The closest bus stop to 40 Bank Street, S40 1BW is Alma Street West, 177m away. In total there are 30 bus stops within the surrounding area.

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40 Bank Street, Chesterfield, S40 1BW

4 sales on record

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

71 m²

764 sq ft

Energy rating

Score 60

Council tax

Band A

Tenure

Owner Occupied

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Overview

About 40 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

40 Bank Street is a two-bedroom mid-terrace house in Chesterfield (S40 1BW). It has a recorded floor area of 71 m² (around 764 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (January 2023) shows a D (score 60), on the cusp of jumping into the C band. When first surveyed in October 2009 the rating was E, the property has climbed 1 band since. Between certificates, lighting went from Average to Very Good; while window efficiency dropped from Good to Average. The recommended improvements would push it to C (score 80).

Across 1999–2024, sale prices on this property compounded at 4.9% per year. Today's modelled estimate of £139,000 is 26.4% above the 2024 sale price. On a £-per-square-foot basis, the last sale (£144/sq ft) was about 28.7% above the typical sold price in the postcode. At 71 m² it's 16% smaller than the typical home in the postcode (85 m² median across 4 EPCs). Sold April 2024 for £110,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Dining roomYes

Outside

Private gardenRear

Building

RefurbishedYes

Before you decide

Everything you need to know about 40 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 3)

Jan 2023

EPC Rating

D60

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

4.1 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 13 January 2033

6 years remaining

Property Improvements

Changes detected from historical EPC data

Jan 2022from Oct 2009

EPC improved fromE50toD61

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Low Energy Lighting

34%67%

More low energy lighting installed

Jan 2023from Jan 2022

Low Energy Lighting

67%100%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 40 Bank Street, Chesterfield, S40 1BW, sourced from the PlanIt planning register.

40 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has grown by over 3x since 1999.

Current estimate

£139,000

Modelled from EPC, postcode comparables and a sale-price growth of 4.9% per year over 25 years.

See how we calculated this

Last sold (2024)

£110,000

Growth on file: 4.9% per year over 25 years.

Sales timeline

4 April 2024Most recent
£110,000
+5.8%over 7 years
16 October 2016
£104,000
+22.4%over 6 years
31 March 2010
£85,000
+157.6%over 11 years
12 March 1999
£33,000

Median price across the last 5 sales in S40 1BW: £110,000 (2022–2009).

Nearby sales in S40 1BW

On the street

Versus other Bank Street homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

40 Bank Street is notably below the street on years held.

Price per m²

£1,549

Street avg £1,452

On par

Floor Area

71 m²

Street avg 85 m²

Strongly below

Habitable Rooms

4 rooms

Street avg 5 rooms

Strongly below

CO₂ Emissions

4.1 t/year

Street avg 5.1 t/year

Above

Before you decide

Everything you need to know about 40 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£145k

1 Foljambe Road

S40 1NN

2 bed

£131k

1 Charles Street

S40 1DE

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£139k

1 Angel Yard

S40 1JP

3 bed1 bath

£140k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£197k

1 Albion Road

S40 1NB

3 bed1 bath

£283k

1 Churston Road

S40 1HR

3 bed1 bath

£328k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

338/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

Alma Street West — bus stop.

Closest school

0.1 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BW from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.5dB

Low

Night-time road noise heatmap for S40 1BW

Night-time· 23:00 – 07:00

41.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 40 Bank Street, Chesterfield, S40 1BW. Each answer is also embedded as structured data for search engines.