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2 The Old Bank, Horse Fair, Banbury, OX16 0AE

Estimated value

£205,000

  • Since the 2021 sale (£205,000)0%
  • Against OX16 0AE's recent median (£127,000)+61%

Newest record on this page: December 2021. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Floor top floor
Floor area
88 m²
947 sq ft
Energy rating
D
Score 64
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£205,000

  • Against its 2021 sale (£205,000)0%
  • Against OX16 0AE's recent median (£127,000)+61%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 2 The Old Bank is modelled from its 88 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in OX16 0AE. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    88 m² from the EPC lodged in November 2014

  • Sales of this home

    2 sales recorded, the latest in 2021

  • Recent sales in OX16 0AE

    5 sales, median £127,000 (2021–2015)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: December 2021Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Risks

What this page doesn't show

1 potential issue has already been flagged for 2 The Old Bank, Horse Fair, Banbury, OX16 0AE. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 2 The Old Bank

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

2 The Old Bank is a detached house in Banbury (OX16 0AE). It has a recorded floor area of 88 m² (around 947 sq ft). The latest certificate (November 2014) shows a D (score 64), on the cusp of jumping into the C band. Main heating runs on electricity: electricity, unspecified tariff. The latest certificate is from November 2014, so improvements made since then won't be reflected.

At 88 m² the property is well over the postcode median (50 m² across 22 EPCs), placing it in the larger end of the local stock. Across 2015–2021, sale prices on this property compounded at 1.9% per year. On a £-per-square-foot basis, the last sale (£216/sq ft) was about 32.2% below the postcode norm. Sold September 2021 for £205,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about 2 The Old Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

2 The Old Bank's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 04 Nov 2024

Current Certificate
Nov 2014

EPC Rating

A
B
C
D
D64
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Good
CO2 Emissions
3.1 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 4 November 2024

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 2 The Old Bank, Horse Fair, Banbury, OX16 0AE, sourced from the PlanIt planning register.

2 The Old Bank has no planning applications on record.

3

But the area is active

3 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Horse Fair homes

Four headline reads against 20 similar flats on this street, drawn from the latest EPC and Land Registry data.

On floor area, 2 The Old Bank stands well clear of the street.

Price per m²

£2,330

Street avg £3,099

Strongly below

Floor Area

88 m²

Street avg 54 m²

Strongly above

CO₂ Emissions

3.1 t/year

Street avg 2.7 t/year

Below

Years Held

5 years

Street avg 10 years

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Banbury district page.

Rail-style transport is unusually close for this postcode.

Crime

342/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Horse Fair — bus stop.

Closest school

0.4 km

St Mary's Church of England Primary School, Banbury. 20 schools nearby.

Nearest schools

  • St Mary's Church of England Primary School, BanburyPrimary449m
  • Harriers Banbury AcademyPrimary533m
  • Queensway SchoolPrimary1.0km
  • Dashwood Banbury AcademyPrimary1.1km

Nearest stops

  • Horse FairBus stop54m
  • Calthorpe StreetBus stop120m
  • High StreetBus stop138m
  • West Bar StreetBus stop297m

Most reported crime locally

  • Violence & Sexual Offences2,421 reports44%
  • Public Order534 reports10%
  • Anti-social Behaviour529 reports10%
  • Shoplifting466 reports9%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OX16 0AE from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for OX16 0AE

Daytime· 07:00 – 23:00

53.1dB

Low
Night-time road noise heatmap for OX16 0AE

Night-time· 23:00 – 07:00

43.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for 2 The Old Bank is modelled from its 88 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in OX16 0AE. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 2 The Old Bank. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 2 The Old Bank was lodged in November 2014 at band D and expired in November 2024, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 2 The Old Bank. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 20 schools and 30 stops listed are measured in a straight line from OX16 0AE, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 2 The Old Bank, Horse Fair, Banbury, OX16 0AE. Each answer is also embedded as structured data for search engines.

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