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7 Hermitage Gardens, Cotton End, Bedford, MK45 3AY

Estimated value

£489,000

  • Since the 2025 sale (£500,000)-2%
  • Against MK45 3AY's recent median (£380,000)+29%

Newest record on this page: January 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Bedrooms
4
Bathrooms
2
Floor area
103 m²
1109 sq ft
Energy rating
D
Score 66
Council tax
Band E
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£489,000

  • Against its 2025 sale (£500,000)-2%
  • Against MK45 3AY's recent median (£380,000)+29%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 7 Hermitage Gardens is modelled from its 103 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK45 3AY. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    103 m² from the EPC lodged in October 2024

  • Sales of this home

    2 sales recorded, the latest in 2025

  • Recent sales in MK45 3AY

    5 sales, median £380,000 (2024–2014)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: January 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Latest sale on 7 Hermitage Gardens was the highest on Land Registry record across the postcode.

Sales timeline

  1. 31 January 2025Most recent

    £500,000

    +421.1%over 29 years

  2. 28 September 1995

    £95,950

Median price across the last 5 sales in MK45 3AY: £380,000 (2024–2014).

Risks

What this page doesn't show

1 potential issue has already been flagged for 7 Hermitage Gardens, Cotton End, Bedford, MK45 3AY. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 7 Hermitage Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

7 Hermitage Gardens is a four-bedroom detached house in Cotton End, Bedford, Bedford (MK45 3AY). It has a recorded floor area of 103 m² (around 1109 sq ft), construction records dating it to 1996-2002 and council tax band E. The latest certificate (October 2024) shows a D (score 66), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since July 2014. Between certificates, lighting went from Poor to Very Good. The recommended improvements would push it to C (score 78).

Across 1995–2025, sale prices on this property compounded at 5.8% per year. On a £-per-square-foot basis, the last sale (£451/sq ft) was about 294.6% above the typical sold price in the postcode. Sold January 2025 for £500,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms4
  • Bathrooms2

Outside

  • Private gardenSouth-west-facing
  • GarageSingle
Before you decide

Everything you need to know about 7 Hermitage Gardens

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Oct 2024

EPC Rating

A
B
C
D
D66
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
4.2 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 24 October 2034

7 years remaining

Property Improvements

Changes detected from historical EPC data

Oct 2024from Jul 2014
Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Low Energy Lighting
14%87%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 7 Hermitage Gardens, Cotton End, Bedford, MK45 3AY, sourced from the PlanIt planning register.

7 Hermitage Gardens has no planning applications on record.

8

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Hermitage Gardens homes

Four headline reads against 9 similar houses on this street, drawn from the latest EPC and Land Registry data.

On years held, 7 Hermitage Gardens runs well behind the street norm.

Price per m²

£4,854

Street avg £3,313

Above

Floor Area

103 m²

Street avg 93 m²

Above

Habitable Rooms

7 rooms

Street avg 5 rooms

Strongly above

CO₂ Emissions

4.2 t/year

Street avg 4.0 t/year

Below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

181/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

The Bell — bus stop.

Closest school

0.3 km

Cotton End Forest School. 3 schools nearby.

Nearest schools

  • Cotton End Forest SchoolPrimary283m
  • Shortstown Primary SchoolPrimary1.9km
  • Wilstead Primary SchoolPrimary2.9km

Nearest stops

  • The BellBus stop152m
  • The BellBus stop311m
  • Old Lower SchoolBus stop318m
  • Bunkers DriveBus stop449m

Most reported crime locally

  • Violence & Sexual Offences830 reports38%
  • Anti-social Behaviour458 reports21%
  • Vehicle Crime187 reports9%
  • Criminal Damage & Arson149 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK45 3AY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK45 3AY

Daytime· 07:00 – 23:00

44.5dB

Low
Night-time road noise heatmap for MK45 3AY

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

Late 20th centuryDetached HouseEPC D

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £695 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£424k

1 Armstrong Close, Wilstead

MK45 3EA

4 bed2 bath
£436k

1 Banks Croft, Houghton Conquest

MK45 3GH

3 bed2 bath
£410k

1 Bedford Road, Houghton Conquest

MK45 3LS

3 bed2 bath
£351k

1 Barleycorn Close, Houghton Conquest

MK45 3NX

3 bed1 bath
£350k

1 Bedford Road, Wilstead

MK45 3HN

3 bed
£344k

1 Adelaide Close, Houghton Conquest

MK45 3EL

3 bed1 bath
£331k

1 Bunkers Drive, Cotton End

MK45 3AT

3 bed2 bath
£375k

1 Black Hat Close, Wilstead

MK45 3HE

2 bed2 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 7 Hermitage Gardens is modelled from its 103 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK45 3AY. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 7 Hermitage Gardens. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 7 Hermitage Gardens was lodged in October 2024 at band D and is valid until October 2034. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 7 Hermitage Gardens. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 12 months, which places each incident at an approximate point. The 3 schools and 30 stops listed are measured in a straight line from MK45 3AY, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
7 Hermitage Gardens is in council tax band E. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 7 Hermitage Gardens, Cotton End, Bedford, MK45 3AY. Each answer is also embedded as structured data for search engines.

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