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20 Hermitage Gardens, Cotton End, Bedford, MK45 3AY

3 sales on record2 planning records
Property type
Detached
Bedrooms
3
Bathrooms
2
Floor area
76 m²
818 sq ft
Energy rating
D
Score 59
Council tax
Band D
Tenure
Owner Occupied
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Overview

About 20 Hermitage Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Hermitage Gardens is a three-bedroom detached house in Cotton End, Bedford, Bedford (MK45 3AY). It has a recorded floor area of 76 m² (around 818 sq ft), construction records dating it to 1983-1990 and council tax band D. The latest certificate (June 2023) shows a D (score 59), a step below the typical UK home. The recommended improvements would lift it to B (score 85), a 2-band jump.

2 planning records sit against the property, 2 approved, 0 refused. Past consents include an extension, meaningful when judging how the property has evolved. Across 1995–2024, sale prices on this property compounded at 5.9% per year. On a £-per-square-foot basis, the last sale (£465/sq ft) was about 277.9% above the typical sold price in the postcode. At 76 m² it's 19.1% smaller than the typical home in the postcode (94 m² median across 9 EPCs). Most recent transfer: June 2024 at £380,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms2
Before you decide

Everything you need to know about 20 Hermitage Gardens

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate
Jun 2023

EPC Rating

A
B
C
D
D59
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Average
Windows
Average
CO2 Emissions
4.2 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 7 June 2033

6 years remaining
SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

Late 20th centuryDetached HouseEPC D

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £695 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Hermitage Gardens, Cotton End, Bedford, MK45 3AY, sourced from the PlanIt planning register.

20 Hermitage Gardens has an approved extension on the planning record.

2 applications on record at 20 Hermitage Gardens, Cotton End, Bedford, MK45 3AY

2decisions1extensions8documents8nearby
  1. Jul 2024
    ExtensionOutline
    Outcome in report

    Certificate to confirm that the details submitted do not require planning permission (Single storey rear extension)

    Documents
    8 docs on file
    Reference
    24/01127/LDP
    Full record in report
  2. More recent applications — locked
  3. OutlineDecision

Unlock 20 Hermitage Gardens, Cotton End, Bedford, MK45 3AY's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (2 on record)
  • All 2 applications on this property in full, plus 8 notable nearby
  • The 8 documents, officer reports & conditions
  • What the pattern means for extending or converting here
£14.99one-off · instant

One time fee only - money back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Price for 20 Hermitage Gardens has grown more than fourfold since the 1995 starting point.

Current estimate

£402,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.9% per year over 29 years.

See how we calculated this
Last sold (2024)

£380,000

Growth on file: 5.9% per year over 29 years.

Sales timeline

  1. 6 June 2024Most recent

    £380,000

    +306.4%over 26 years

  2. 14 April 1998

    £93,500

    +27.3%over 2 years

  3. 24 July 1995

    £73,450

Median price across the last 5 sales in MK45 3AY: £400,000 (2025–2014).

On the street

Versus other Hermitage Gardens homes

Four headline reads against 9 similar houses on this street, drawn from the latest EPC and Land Registry data.

20 Hermitage Gardens outperforms the street on price per m² by a wide margin.

Price per m²

£5,000

Street avg £3,297

Strongly above

Floor Area

76 m²

Street avg 96 m²

Strongly below

Habitable Rooms

4 rooms

Street avg 5 rooms

Strongly below

CO₂ Emissions

4.2 t/year

Street avg 4.0 t/year

Below
Before you decide

Everything you need to know about 20 Hermitage Gardens

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£410k

1 Bedford Road, Houghton Conquest

MK45 3LS

3 bed2 bath
£436k

1 Banks Croft, Houghton Conquest

MK45 3GH

3 bed2 bath
£351k

1 Barleycorn Close, Houghton Conquest

MK45 3NX

3 bed1 bath
£350k

1 Bedford Road, Wilstead

MK45 3HN

3 bed
£344k

1 Adelaide Close, Houghton Conquest

MK45 3EL

3 bed1 bath
£331k

1 Bunkers Drive, Cotton End

MK45 3AT

3 bed2 bath
£424k

1 Armstrong Close, Wilstead

MK45 3EA

4 bed2 bath
£375k

1 Black Hat Close, Wilstead

MK45 3HE

2 bed2 bath
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

181/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

The Bell — bus stop.

Closest school

0.3 km

Cotton End Forest School. 3 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK45 3AY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK45 3AY

Daytime· 07:00 – 23:00

44.5dB

Low
Night-time road noise heatmap for MK45 3AY

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Hermitage Gardens, Cotton End, Bedford, MK45 3AY. Each answer is also embedded as structured data for search engines.