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3 Hermitage Gardens, Cotton End, Bedford, MK45 3AY

Property type
Detached
Habitable rooms
6
From EPC
Floor area
91 m²
980 sq ft
Energy rating
D
Score 67
Council tax
Band E
Tenure
Owner Occupied
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Overview

About 3 Hermitage Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 Hermitage Gardens is a detached house in Cotton End, Bedford, Bedford (MK45 3AY). It has a recorded floor area of 91 m² (around 980 sq ft), construction records dating it to 1991-1995 and council tax band E. The latest certificate (July 2015) shows a D (score 67), on the cusp of jumping into the C band. The rating has held steady at D across 3 certificates since October 2014. Between certificates, window efficiency went from Average to Good and lighting went from Very Poor to Good. The recommended improvements would lift it to B (score 82), a 2-band jump. The latest certificate is from July 2015, so improvements made since then won't be reflected.

Across 1995–2014, sale prices on this property compounded at 5.7% per year. Today's modelled estimate of £431,000 sits 52.8% above the 2014 sale of £282,000. On a £-per-square-foot basis, the last sale (£288/sq ft) was about 151.9% above the typical sold price in the postcode. On the market in December 2014 and unlisted since — roughly 12 years.

Before you decide

Everything you need to know about 3 Hermitage Gardens

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 28 Jul 2025

Current Certificate(1 of 3)
Jul 2015

EPC Rating

A
B
C
D
D67
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
3.6 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 28 July 2025

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Mar 2015from Oct 2014
Floor Insulation
UninsulatedPartial

Floor insulation added or improved

Low Energy Lighting
0%50%

More low energy lighting installed

Jul 2015from Mar 2015
Windows
AverageGood

Window efficiency improved

Wall Insulation
Partial InsulationInsulated Cavity

Wall insulation upgraded

Roof Insulation
PartialInsulated

Roof insulation improved

SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

Late 20th centuryDetached HouseEPC D

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £695 · Includes VAT

Planning

Planning history

Applications and permits filed against 3 Hermitage Gardens, Cotton End, Bedford, MK45 3AY, sourced from the PlanIt planning register.

3 Hermitage Gardens has no planning applications on record.

8

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

3 Hermitage Gardens has more than tripled in price since its earliest registered sale in 1995.

Current estimate

£431,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.7% per year over 20 years.

See how we calculated this
Last sold (2014)

£282,000

Growth on file: 5.7% per year over 20 years.

Sales timeline

  1. 23 December 2014Most recent

    £282,000

    +201.6%over 19 years

  2. 27 February 1995

    £93,500

Median price across the last 5 sales in MK45 3AY: £400,000 (2025–2020).

On the street

Versus other Hermitage Gardens homes

Four headline reads against 9 similar houses on this street, drawn from the latest EPC and Land Registry data.

Habitable Rooms for 3 Hermitage Gardens runs comfortably ahead of the street norm.

Price per m²

£3,099

Street avg £3,508

On par

Floor Area

91 m²

Street avg 94 m²

Below

Habitable Rooms

6 rooms

Street avg 5 rooms

Above

CO₂ Emissions

3.6 t/year

Street avg 4.0 t/year

Above
Before you decide

Everything you need to know about 3 Hermitage Gardens

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£436k

1 Banks Croft, Houghton Conquest

MK45 3GH

3 bed2 bath
£424k

1 Armstrong Close, Wilstead

MK45 3EA

4 bed2 bath
£439k

1 Cawne Close, Wilstead

MK45 3FJ

£410k

1 Bedford Road, Houghton Conquest

MK45 3LS

3 bed2 bath
£403k

1 Brambles, Wilstead

MK45 3ED

£385k

1 Chapel End Road, Houghton Conquest

MK45 3LN

£375k

1 Black Hat Close, Wilstead

MK45 3HE

2 bed2 bath
£502k

1 Beehive Lane, Houghton Conquest

MK45 3GY

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

181/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

The Bell — bus stop.

Closest school

0.3 km

Cotton End Forest School. 3 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK45 3AY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK45 3AY

Daytime· 07:00 – 23:00

44.5dB

Low
Night-time road noise heatmap for MK45 3AY

Night-time· 23:00 – 07:00

38.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 Hermitage Gardens, Cotton End, Bedford, MK45 3AY. Each answer is also embedded as structured data for search engines.