3 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
About 3 Hermitage Gardens
3 Hermitage Gardens is a detached house in Cotton End, Bedford, Bedford (MK45 3AY). It has a recorded floor area of 91 m² (around 980 sq ft), construction records dating it to 1991-1995 and council tax band E. The latest certificate (July 2015) shows a D (score 67), on the cusp of jumping into the C band. The rating has held steady at D across 3 certificates since October 2014. Between certificates, window efficiency went from Average to Good and lighting went from Very Poor to Good. The recommended improvements would lift it to B (score 82), a 2-band jump. The latest certificate is from July 2015, so improvements made since then won't be reflected.
Across 1995–2014, sale prices on this property compounded at 5.7% per year. Today's modelled estimate of £419,000 is 48.6% above the 2014 sale price. On a £-per-square-foot basis, the last sale (£288/sq ft) was about 151.9% above the typical sold price in the postcode. On the market in December 2014 and unlisted since — roughly 11 years.
Know exactly what you're buying at 3 Hermitage Gardens
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 28 Jul 2025
EPC Rating
Property Improvements
Changes detected from historical EPC data
Floor insulation added or improved
More low energy lighting installed
Window efficiency improved
Wall insulation upgraded
Roof insulation improved
Planning history
3 Hermitage Gardens has no planning applications on record.
Notable planning nearby
8applications of note in the surrounding area
We flagged 1 thing worth checking at 3 Hermitage Gardens
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
3 Hermitage Gardens has more than tripled in price since its earliest registered sale in 1995.
£419,000
Modelled from EPC, postcode comparables and a sale-price growth of 5.7% per year over 20 years.
£282,000
Growth on file: 5.7% per year over 20 years.
Sales timeline
23 December 2014Most recent
£282,000
+201.6%over 19 years27 February 1995
£93,500
Median price across the last 5 sales in MK45 3AY: £400,000 (2025–2020).
Nearby sales in MK45 3AY
7 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
Sold Jan 2025
£500,00020 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
Sold Jun 2024
£380,00016 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
Sold May 2022
£400,00026 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
Sold Dec 2021
£475,00014 Hermitage Gardens, Cotton End, Bedford, MK45 3AY
Sold Jan 2020
£313,000
Everything we know about 3 Hermitage Gardens, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby

Versus other Hermitage Gardens homes
Habitable Rooms for 3 Hermitage Gardens runs comfortably ahead of the street norm.
Price per m²
£3,099
Street avg £3,508
Floor Area
91 m²
Street avg 94 m²
Habitable Rooms
6 rooms
Street avg 5 rooms
CO₂ Emissions
3.6 t/year
Street avg 4.0 t/year
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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.2 km
The Bell — bus stop.
Closest school
0.3 km
Cotton End Forest School. 3 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
44.5dB

Night-time· 23:00 – 07:00
38.2dB